EDD Analyst I, II, or III - Roseville, United States - Tri Counties Bank

Description

Come to work for a company you can be proud to work enjoy fantastic, comprehensive benefits.

The hiring range for this opportunity is $ $45.00 an hour along with incentive opportunities, creating a competitive total compensation package based on our pay scale, and may be modified by location and is commensurate with qualifications and experience.

POSITION SUMMARY:

EDD Analyst I, II & or III - We will hire one analyst depending on experience and skill set.

The EDD Analyst provides administrative and research support to Management to ensure operational compliance with Customer Due Diligence (CDD) requirements of the Bank's BSA Program.

The incumbent must be a logical thinker, possess the ability to review qualitative and quantitative information and make meaningful insights, deal well with ambiguity and work with a high level of independence on a daily basis.

To be successful in this position a strong understanding of deposit and lending products is needed as well as overall bank operations as well as an aptitude for writing clear reports and notes.

The EDD Analyst works regularly with business units and occasionally directly with clients to complete the new customer onboarding and ongoing due diligence.

MAJOR RESPONSIBILITIES:

EDD Analyst I

• Performs relationship-level reviews of customer information and related transactions, analyzing complex data to assist in determining if customer activity is within the Bank's risk tolerance
• Make preliminary SAR referrals to relevant internal manager
• Analyzes various ad-hoc reports and data manually to identify potentially high-risk customers
• Reports promptly to Management regarding any known or suspected violations to the Bank's BSA/AML programs, policies or procedures
• Notifies the Management in a timely manner, of any recommended procedural or policy changes. Cooperate, respond, and in a timely manner, implement any necessary corrections found either by independent testing or by compliance examiners, as approved by Management
• Works in collaborative manner with business units and occasionally directly with customers to complete task such as onboarding new customers or completing ongoing due diligence
• Will participate in other processes including but not limited to: CDD questionnaires, USA PATRIOT Act 314(a) searches, Office of Foreign Asset Control (OFAC) searches, Customer Identification Program (CIP), Ultimate Beneficial Ownership (UBO) and Designation of Exempt Persons (DOEP)

MAJOR RESPONSIBILITIES:

EDD Analyst II

• Performs relationship-level reviews of customer information and related transactions, analyzing complex data to assist in determining if customer activity is within the Bank's risk tolerance
• Make preliminary SAR referrals to relevant internal manager
• Analyzes various ad-hoc reports and data manually to identify potentially high-risk customers
• Reports promptly to Management regarding any known or suspected violations to the Bank's BSA/AML programs, policies or procedures
• Notifies the Management in a timely manner, of any recommended procedural or policy changes. Cooperate, respond, and in a timely manner, implement any necessary corrections found either by independent testing or by compliance examiners, as approved by Management
• Works in collaborative manner with business units and occasionally directly with customers to complete task such as onboarding new customers or completing ongoing due diligence
• Will participate in other processes including but not limited to: CDD questionnaires, USA PATRIOT Act 314(a) searches, Office of Foreign Asset Control (OFAC) searches, Customer Identification Program (CIP), Ultimate Beneficial Ownership (UBO) and Designation of Exempt Persons (DOEP)

MAJOR RESPONSIBILITIES:

EDD Analyst III

• Performs relationship-level reviews of customer information and related transactions, analyzing complex data to assist in determining if customer activity is within the Bank's risk tolerance
• Make preliminary SAR referrals to relevant internal manager
• Analyzes various ad-hoc reports and data manually to identify potentially high-risk customers
• Reports promptly to Management regarding any known or suspected violations to the Bank's BSA/AML programs, policies or procedures
• Notifies the Management in a timely manner, of any recommended procedural or policy changes. Cooperate, respond, and in a timely manner, implement any necessary corrections found either by independent testing or by compliance examiners, as approved by Management
• Works in collaborative manner with business units and occasionally directly with customers to complete task such as onboarding new customers or completing ongoing due diligence
• Will participate in other processes including but not limited to: CDD questionnaires, USA PATRIOT Act 314(a) searches, Office of Foreign Asset Control (OFAC) searches, Customer Identification Program (CIP), Ultimate Beneficial Ownership (UBO) and Designation of Exempt Persons (DOEP)

EDUCATION,


EXPERIENCE AND OTHER SKILLS REQUIRED:

EDD Analyst I

• Bachelor's Degree preferred, High school diploma or GED required
• 5+ years of banking experience. BSA experience related to CDD preferable. Previous BSA/AML, fraud, loss prevention or corporate security investigative experience, or experience analyzing customer financial activity for unusual behavior is preferred. Relevant law enforcement, other financial crimes investigation experience or regulator experience may substitute for some or all of the required banking experience
• Ability to efficiently leverage multiple data sources including internal systems, internet, sourced intelligence, and external data bases.
• Excellent verbal and written communication skills
• Strong analytical skills
• Strong MS Word and Excel skills
• Ability to multi-task and work in high volume environment
• Expert knowledge of Bank services and products
• Ability to manage time effectively
• Ability to utilize personal computers and Windows driven programs
• Excellent reading, comprehension and problem-solving skills

EDUCATION,


EXPERIENCE AND OTHER SKILLS REQUIRED:

EDD Analyst II

• Bachelor's Degree preferred, High school diploma or GED required
• 7+ years of banking experience
• 3+ years of experience completing CDD within a financial institution
• Certified Anti-Money Laundering Specialist (CAMS) or similar certification
• Experience in or an ability to learn quality control of other analyst work.
• May be tasked with making management-level relationship acceptance decisions in the absence of or at the direction of Management
• An interest in being responsible to be viewed as a leader
• Must have sufficient understanding of the Bank's customer risk profile, the Bank's EDD program and procedures, and strong comprehension of other BSA or related processes including Suspicious Activity Reporting (SAR), cybercrime, fraud, and currency transaction reporting
• Expert knowledge of internal processes, systems and organizational structure
• Ability to efficiently leverage multiple data sources including internal systems, internet, sourced intelligence, and external data bases.
• Excellent verbal and written communication skills
• Strong analytical skills
• Strong MS Word and Excel skills
• Ability to multi-task and work in high volume environment
• Expert knowledge of Bank services and products
• Ability to manage time effectively
• Ability to utilize personal computers and Windows driven programs
• Excellent reading, comprehension and problem-solving skills

EDUCATION,


EXPERIENCE AND OTHER SKILLS REQUIRED:

EDD Analyst III

• Bachelor's Degree preferred, High school diploma or GED required
• 8+ years of banking experience
• 5+ years of experience processing and reporting suspicious activity within a financial institution
• At least 1-year experience in a senior analyst role or prior team lead/supervisor experience within a financial institution
• At least 1-year experience completing quality assurance reviews
• An interest in fulfilling management-level responsibilities in the absence manager
• Must have thorough understanding of the of the Bank's customer risk profile, the Bank's EDD program and procedures, and strong comprehension of other BSA or related processes including Suspicious Activity Reporting (SAR), cybercrime, fraud, and currency transaction reporting
• May require participation in employee performance processes including performance reviews, counseling and payroll approval
• Certified Anti-Money Laundering Specialist (CAMS) or similar certification
• Experience in or an ability to learn quality control of other analyst work.
• May be tasked with making management-level relationship acceptance decisions in the absence of or at the direction of Management
• An interest in being responsible to be viewed as a leader
• Must have sufficient understanding of the Bank's customer risk profile, the Bank's EDD program and procedures, and strong comprehension of other BSA or related processes including Suspicious Activity Reporting (SAR), cybercrime, fraud, and currency transaction reporting
• Expert knowledge of internal processes, systems and organizational structure
• Ability to efficiently leverage multiple data sources including internal systems, internet, sourced intelligence, and external data bases.
• Excellent verbal and written communication skills
• Strong analytical skills
• Strong MS Word and Excel skills
• Ability to multi-task and work in high volume environment
• Expert knowledge of Bank services and products
• Ability to manage time effectively
• Ability to utilize personal computers and Windows driven programs
• Excellent reading, comprehension and problem-solving skills

COMPANY PROFILE
Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares (


NASDAQ:
TCBK) headquartered in Chico, California, with assets of nearly $10 billion and more than 45 years of financial stability.

Tri Counties Bank provides a unique brand of Service With Solutions for communities throughout California with a breadth of personal, small business and commercial banking services, plus an extensive branch network, more than 37,000 surcharge-free ATMs nationwide, and advanced online and mobile banking.

Tri Counties Bank remains strong and profitable through our top-down commitment to our core values, sound business principles and responsible lending practices.

Our success is also based on our community engagement. We still believe in the vision of the helpful and caring community banker.

As we grow and serve more communities, we become more involved, providing substantial financial and volunteer support to local economies and community organizations.

We applaud our employees who roll up their sleeves to work and volunteer for a greater good in our communities.

Tri Counties Bank hires individuals who are qualified for the role and who represent the communities in which we serve.

We look to place people in positions where they can best utilize their abilities and strengths, and where they are able to grow with the Bank.

Tri Counties Bank is an Affirmative Action and Equal Opportunity Employer, Race/Color/Religion/Sex/Sexual Orientation/Gender Identity/National Origin/Disability/Veteran.