- Develops and expands referral sources in order to solicit first mortgages. Meet and Market local Realtors in order to establish relationships. Meet with Local Housing Authorities and speak and train first time homebuyers. Maintains regular contact with Realtors and Housing Authorities in their offices and on site at open houses and at first time homebuyer seminars and events. Regularly, seeks opportunities to meet with new Housing Agencies to discuss first time homebuyer programs. Participates in Community Reinvestment Act events, meetings and forums. Participates in mixers related to real estate where relationships can continue to build and new ones can be forged.
- Meet with Lenders Mortgage Insurance Borrowers to originate Community Reinvestment Act Mortgage Loans. Collects and analyzes applicant's financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans.
- Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources.
- Performs work related to the loans the incumbent originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support incumbent's loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process.
-
Mortgage Loan Officer
5 days ago
United Financial Mortgage, LLC Richmond, United States**About us** · We are a small but growing mortgage brokerage that has recently invested thousands into new software, a new website, and new marketing campaigns, including social media. Applicants will be the first to be considered for promotion and growth roles with the company. ...
-
Mortgage Loan Officer, Strat
4 days ago
Citizens Richmond, United States**Description** · As an employee of Citizens, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens is an established and successful financial services company with a branch presence in 12 states and the ...
-
Mortgage Loan Officer
4 days ago
TowneBank Mortgage Glen Allen, United States**As a Mortgage Loan Officer, you may look forward to**: · - Providing service to applicants and prospective customers seeking a home loan, including interviewing, pre-qualification and pre-approval. · - Reviewing and completing regulatory disclosures with customer. · - Maintaini ...
-
Loan Officer
6 days ago
CapCenter Richmond, United StatesCapCenter is looking for a Loan Advisor to help pursue our mission: simplifying the homeownership journey with consolidated services, transparent pricing, and most importantly, a client-centric philosophy. · In the Loan Advisor role, youll be the first point of contact for CapCe ...
-
Loan Officer
1 week ago
CapCenter Richmond, United StatesCapCenter is looking for a Loan Advisor to help pursue our mission: simplifying the homeownership journey with consolidated services, transparent pricing, and most importantly, a client-centric philosophy. · In the Loan Advisor role, you'll be the first point of contact for CapCe ...
-
Mortgage Loan Officer
4 days ago
On The Money Talent Acquisition Partners Richmond, United StatesJob Description · Job DescriptionOn The Money Talent has been retained by a top ten in Ohio, $7 Billion dollar Regional Community Bank recently acquiring other banks and looking to expand their mortgage presence in the Richmond, VA market. We are looking for a Mortgage Loan Offic ...
-
Mortgage Loan Officer
1 week ago
On The Money Talent Acquisition Partners Richmond, United StatesOn The Money Talent has been retained by a top ten in Ohio, $7 Billion dollar Regional Community Bank recently acquiring other banks and looking to expand their mortgage presence in the Richmond, VA market. We are looking for aMortgage Loan Officer to match up with our impressive ...
-
Mortgage Loan Officer
2 weeks ago
Fulton Bank Richmond, United States OTHERValue Proposition · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communiti ...
-
Loan Officer Trainee/ Loan Officer
1 week ago
Colonial Farm Credit Mechanicsville, United StatesEmploying Unit: Colonial Farm Credit/Mechanicsville VA officePosition Title: Loan Officer Trainee/Loan Officer(commensurate with experience and qualifications)Salary Information: $50,000+ commensurate with experience and qualificationsplus superb benefits package provided to all ...
-
Loan Officer Trainee/ Loan Officer
1 week ago
Colonial Farm Credit Mechanicsville, United StatesEmploying Unit: Colonial Farm Credit/Mechanicsville VA officePosition Title: Loan Officer Trainee/Loan Officer(commensurate with experience and qualifications)Salary Information: $50,000+ commensurate with experience and qualificationsplus superb benefits package provided to all ...
-
Loan Officer Trainee/ Loan Officer
2 weeks ago
Colonial Farm Credit Mechanicsville, United States Full time\r · \tEmploying Unit: Colonial Farm Credit/Mechanicsville VA office\r · \r · \tPosition Title: Loan Officer Trainee/Loan Officer\r · \r · \t(commensurate with experience and qualifications)\r · \r · \tSalary Information: $50,000+ commensurate with experience and qualifications\r ...
-
Mortgage Loan Officer in Virginia
6 days ago
Morty Richmond, United StatesJob Description · Job DescriptionJoin Morty as a mortgage loan officer in Virginia. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Virginia and dedicated closing team to advance your career and achieve success. · ...
-
CRA Mortgage Loan Officer
1 week ago
Fulton Bank Richmond, United StatesValue Proposition: · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communi ...
-
Mortgage Loan Officer, Strat
1 week ago
Citizens Richmond, United StatesAs an employee of Citizens, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens is an established and successful financial services company with a branch presence in 12 states and the ability to conduct ...
-
Farm Credit Mechanicsville, United StatesEmploying Unit: Colonial Farm Credit/Mechanicsville VA office · Position Title: Loan Officer Trainee/Loan Officer (commensurate with experience and qualifications) · Salary Information: $50,000+ commensurate with experience and qualifications plus superb benefits package provided ...
-
Colonial Farm Credit Mechanicsville, United StatesJob Description · Employing Unit: Colonial Farm Credit/Mechanicsville VA office · Position Title: Loan Officer Trainee/Loan Officer (commensurate with experience and qualifications) · Salary Information: $50,000+ commensurate with experience and qualifications plus superb benef ...
-
Mortgage Loan Officer Richmond VA
1 week ago
On The Money Talent Acquisition Partners Richmond, United States Full timeOn The Money Talent has been retained by a top ten in Ohio, $7 Billion dollar Regional Community Bank recently acquiring other banks and looking to expand their mortgage presence in the Richmond, VA market. We are looking for a Mortgage Loan Officer to match up with our impressiv ...
-
Mortgage Loan Officer
1 day ago
Burke & Herbert Bank & Trust Richmond, United StatesJob Description · Job DescriptionIt is the responsibility of the Mortgage Loan Officer to be able to handle all functions of originating a loan. · Essential Functions · Reasonable accommodations may be made to enable individuals with disabilities to perform the essential function ...
-
Mortgage Loan Officer
6 days ago
On The Money Talent Acquisition Partners Richmond, United StatesJob Description · Job DescriptionOn The Money Talent has been retained by 30-year-old National Mortgage News top 5 ranked "Best Large Mortgage Companies to Work For" based in Dallas, TX. This organization is beyond stable with 14 diversified lines of business and licensed in over ...
-
Mortgage Loan Officer
1 week ago
Chesapeake Bank Chesterfield, United StatesOverview: · Chesapeake Bank · Want to build a successful career with a financial institution that excels in the industry and has fun as one of its corporate values? Our team has high levels of employee engagement, proven in yearly external engagement surveys that rank us in the ...
CRA Mortgage Loan Officer - Richmond, United States - Fulton Bank
Description
Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.
Overview
This is a full-time career opportunity based out of our Stony Point location in Richmond, VA.
Represent Fulton Mortgage Company as a Community Reinvestment Act Loan Officer in targeted territories. Originate Community Reinvestment Act qualifying mortgage loans. Establish and support relationships with Realtors and Housing Authorities. Plan, organize and speak at first time homebuyer seminars. Assist first time homebuyers with low to moderate income purchase homes. Solicit first mortgages through contacts with Realtors, Housing Authorities, and Developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their home ownership goals.
Responsibilities
Qualifications
Required Education
High School Diploma or equivalent
Required Experience
2 or more years recent, residential mortgage lending experience
2 or more years experience in Sales and Marketing
2 or more years established relationships with realtors
1 or more years experience with Housing Authorities and First Time Homebuyer programs
Knowledge, Skills and Abilities
Fluency in Spanish (Preferred)
This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.
Pay Transparency
To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.
The hourly rate for this position is $28.85.
Additional Compensation Components
This job is eligible to participate in an incentive compensation plan subject to individual performance.
Benefits
Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.
NMLS
This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing.
EEO Statement
Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.
Sponsorship Statement
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.
