Jobs
>
Austin

    Commercial Lender - Austin, United States - Babich & Associates

    Default job background
    Description

    Reputable, fast-growing company seeking an experienced commercial lender in the Austin area with a focus on C&I lending.

    Key Responsibilities:

    1. Client Relationship Management:
    • Develop and maintain relationships with commercial clients, understanding their business goals, financial needs, and risk appetite.
    • Act as the primary point of contact for clients, providing expert financial advice and guidance on loan products and services.
    1. Credit Analysis:
    • Evaluate the creditworthiness of prospective borrowers by analyzing financial statements, cash flow projections, and other relevant financial metrics.
    • Assess the inherent risks associated with each loan application and make informed lending decisions based on established credit policies and procedures.
    1. Loan Structuring:
    • Structure financing solutions that align with the unique needs and objectives of commercial clients, taking into account factors such as loan amount, term, interest rate, and collateral requirements.
    • Work closely with internal stakeholders, including credit risk analysts and legal counsel, to ensure loan structures comply with regulatory requirements and bank policies.
    1. Portfolio Management:
    • Monitor the performance of existing loan portfolios, identifying potential credit risks and proactively managing borrower relationships to mitigate losses.
    • Conduct periodic reviews of borrower financials and collateral valuations to ensure ongoing compliance with loan covenants and risk tolerance thresholds.
    1. Business Development:
    • Identify opportunities for new business development and revenue growth within the commercial lending market.
    • Collaborate with colleagues in other departments, such as commercial banking, treasury management, and private wealth management, to cross-sell products and services and expand the bank's client base.
    1. Regulatory Compliance:
    • Stay abreast of relevant regulatory requirements and industry best practices governing commercial lending activities.
    • Ensure compliance with all applicable laws, regulations, and internal policies to mitigate legal and reputational risks.
    1. Market Research and Analysis:
    • Conduct market research and industry analysis to identify emerging trends, competitive dynamics, and potential opportunities or threats within target market segments.
    • Use market intelligence to inform lending decisions and develop strategies for maximizing loan origination and profitability.

    Qualifications:

    • Bachelor's degree in finance, economics, business administration, or a related field (Master's degree preferred).
    • Minimum of 2-5 years of experience in commercial lending, credit analysis, or related financial services roles.
    • Strong analytical skills and proficiency in financial modeling, risk assessment, and loan structuring.
    • Excellent interpersonal and communication skills, with the ability to build rapport and negotiate effectively with clients and internal stakeholders.
    • Thorough understanding of banking regulations, compliance requirements, and industry standards governing commercial lending activities.
    • Proven track record of business development, revenue generation, and portfolio management in a commercial banking environment.
    • Professional certifications such as Chartered Financial Analyst (CFA) or Certified Commercial Loan Officer (CCLO) are desirable.

    For more information, call Chris Passero at or Email your resume to

    Thank you for your prompt reply and I look forward to working with you.

    Please contact Chris Passero

    Babich & Associates

    Texas' Oldest Placement and Recruitment Firm

    6030 E. Mockingbird, Dallas, TX 75206

    Direct:

    |


  • The Symicor Group

    Commercial Lender

    1 week ago


    The Symicor Group Austin, United States

    Commercial Lender – To $110K Plus Bonus – Austin, TX – Job # 2174 · Who We Are · The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking ...


  • Babich & Assosciates Austin, United States

    Austin Area - Commercial Lender · Bank client is looking for a Commercial Lender interested in growing with a Texas Community Bank. Must have 5+ years experience originating CRE and C&I loans and be willing to relocate to the area. Great opportunity to take over and grow an exis ...


  • Babich & Assosciates Austin, United States

    Austin Area - Commercial Lender - Bank client is looking for a Commercial Lender interested in growing with a Texas Community Bank. Must have 5+ years' experience originating CRE and C&I loans and be willing to relocate to the area. Great opportunity to take over and grow an exis ...

  • Optimal Staffing

    Commercial Lender

    5 days ago


    Optimal Staffing Cedar Park, United States

    Job Description · Job DescriptionWe are seeking a Commercial Banking Officer with a proven track record of building relationships to develop lower-middle market relationship with corporations and not-for-profit entities with annual revenues generally ranging from $5 million to $5 ...


  • Prosperity Bancshares Cedar Park, United States

    Responsible for growing and retaining profitable relationships. This is accomplished by focusing on the delivery of value added solutions to our clients and prospects that will help them reach their goals over the life of the relationship. This posit Commercial, Lender, Relations ...


  • PROSPERITY BANK Cedar Park, United States

    Job Description · Job DescriptionResponsible for growing and retaining profitable relationships. This is accomplished by focusing on the delivery of value added solutions to our clients and prospects that will help them reach their goals over the life of the relationship. This po ...


  • IBC Bank Austin, United States

    IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects it's dedication to the growth and success of it's employees, customers and communities. IBC bank hires talented, creative and dedicated individuals to help our ...


  • Baker Tilly US, LLP Austin, United States

    Overview: · Baker Tilly US, LLP (Baker Tilly) is a leading advisory, tax and assurance firm, providing clients a genuine coast-to-coast and global advantage with critical mass and top-notch talent in major regions of the U.S. and in many of the world's leading financial centers - ...


  • LeadingEdge Personnel Austin, United States

    Job Description · Job DescriptionCompany Information: At LeadingEdge Personnel we thrive on excellence through personal development and continuing improvement through education. Our competitive edge is the tenure we have and our dedicated staff coupled with our focus purely on of ...


  • Farm Credit Austin, United States

    Job Description: · Who we are: · Farm Credit Bank of Texas is a $36.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and ...

  • The Symicor Group

    Sr. Credit Officer

    4 days ago


    The Symicor Group Austin, United States

    Sr. Credit Officer – To $150K – Austin, TX – Job # 3170 · Who We Are · The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounti ...


  • Shelby American Inc Austin, United States

    Come join the American Bank of Commerce team to find out why our employees love community banking and the ability to serve our customers in our local communities. · We are currently seeking a dynamic leader to lead our Commercial Credit Department. The Director of Commercial Cred ...


  • Theabcbank Austin, United States

    Come join the American Bank of Commerce team to find out why our employees love community banking and the ability to serve our customers in our local communities. · We are currently seeking qualified applicants to work as a Bank Credit Department Manager at our Austin Banking Cen ...


  • American Bank of Commerce Austin, United States

    Job Description · Job Description Description: Come join the American Bank of Commerce team to find out why our employees love community banking and the ability to serve our customers in our local communities. · We are currently seeking qualified applicants to work as a Bank Cr ...


  • DBI Projects Austin, United States Full time

    Position: Austin-Based Assistant Project Manager · Position Description: · DBI Projects is seeking an Assistant Project Manager to join its fast-growing Austin office who is motivated to learn and work on all facets of managing capital real estate projects. This position provide ...


  • realtor Austin, United States

    At , we have among the most comprehensive and accurate coverage of real estate listings and the most engaged users across all the online real estate portals. Our mission is to make buying, selling, renting, and living in homes easier and more rewarding for everyone. · Building yo ...


  • Spire Consulting Group Austin, United States

    Have at least ten (10) years of relevant experience · Have a diverse industry background to include industrial, healthcare, transportation, education, residential and commercial · Have a proven track record for managing multiple projects consisting of diverse team members to succ ...

  • Anywhere Real Estate

    Escrow Officer

    1 week ago


    Anywhere Real Estate Austin, United States

    16350BR · **Escrow Officer (Independence Title - Austin Area)** · Austin · Texas · **Job Description** · **Independence Title Company in the Austin, Texas area** , a wholly owned subsidiary of Anywhere Integrated Services is seeking a _seasoned_ **_Escrow Officer_** **.** An ...


  • AMERICAN BANK OF COMMERCE Austin, United States

    Job Description · Job DescriptionDescription:Come join the American Bank of Commerce team to find out why our employees love community banking and the ability to serve our customers in our local communities. · We are currently seeking a dynamic leader to lead our Commercial Credi ...


  • Baker Tilly US, LLP Austin, United States

    Overview: · Baker Tilly US, LLP (Baker Tilly) is a leading advisory, tax and assurance firm, providing clients a genuine coast-to-coast and global advantage with critical mass and top-notch talent in major regions of the U.S. and in many of the worlds leading financial centers N ...