- Analyze financial information - accurately complete historical trends, pro-forma projections, debt repayment schedules, consolidations, stress testing, Probability of Default and Loss Given Default, source and use table, commodity worksheets, and any other necessary schedules, worksheets, and/or template tools available to adequately support the overall credit recommendation.
- Prepare a loan narrative that provides an adequate summary of the financial analysis, addressing the applicable five C's of credit, highlighting credit strengths and documenting credit weaknesses to support the credit recommendation.
- Actively collaborate with Relationship Managers to finalize credit recommendations.
- Obtain necessary delegated authority for loan approvals.
- Continue to study and be familiar with internal credit practices, loan products and compliance standards to ensure sound and eligible credit decisions.
- Effectively manage loan underwriting pipeline and meet targeted turnaround time for loan decisions. Maintain high level of communication with lending and operations.
- Assist as needed in the preparation of larger loan packages. Help monitor larger accounts for compliance to loan covenants and other on-going conditions of the loan approval.
- Participate in continued education of agricultural industry trends/news.
- Participates in association initiatives and engages regularly with cross-functional teams.
- Other projects and/or research as assigned.
- Bachelor's degree in Business Administration, Agriculture, Economics, or Finance.
- Two plus years of agricultural or commercial credit analysis/underwriting experience required.
- Must possess sound credit judgement and differential credit skills to complete accurate and timely credit package.
- Ability to effectively communicate (verbal and written) with a large, geographically diverse team of co-worker's.
- Strong analytical and computer skills.
- Adaptable and flexible to a changing work environment.
- Prolonged periods of sitting at a desk and working on a computer.
- Medical insurance with dental and vision care options
- 401 (k) with significant employer matching
- Paid time off, holidays and volunteer time to support work/life balance
- Tuition reimbursement and training opportunities
- Student loan reimbursement
- Leadership and career development opportunities
- Paid parental leave and short term disability
- Fun and inclusive work environment
-
Credit Analyst
4 days ago
MIFFLINBURG BANK & TRUST COMPANY Mifflinburg, United States: · **Our team is growing** Mifflinburg Bank and Trust has a position open for a Credit Analyst to join our lending team. · **Essential Duties**: · - Analyzes data on prospective and active borrowing accounts, i.e., financial statements and agency reports. · - May make recommenda ...
-
Credit Analyst
1 week ago
Northumberland National Bank Selinsgrove, United States: · **SUMMARY** · Analyze credit data and financial statements of individuals and/or business entities to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decision making. This role carries no superviso ...
-
Credit Analyst
3 weeks ago
Farm Credit Lewisburg, United StatesAre you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance? · Horizon Farm Credit is actively recruiting for a Credit Analys to join our team. Qualified candidate may wo ...
-
Credit Analyst
3 weeks ago
Mifflinburg Bank & Trust Mifflinburg, United StatesJob Type · Full-time · Description · Our team is growing Mifflinburg Bank and Trust has a position open for a Credit Analyst to join our lending team. · Essential Duties: · Analyzes data on prospective and active borrowing accounts, i.e., financial statements and agency repor ...
-
Credit Analyst
3 weeks ago
Northumberland National Bank Selinsgrove, United StatesSUMMARY · Analyze credit data and financial statements of individuals and/or business entities to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decision making. This role carries no supervisory duti ...
-
Credit Analyst II
3 weeks ago
C&N Services LLC Williamsport, United StatesWho are we? · For over 160 years, C&N has shared the values of our communities, local families and businesses, our employees, and our shareholders. Living our values every day is what makes us different from other banks - teamwork, excellence, respect, responsibility & accountab ...
-
Commercial Lender/Business Development
2 weeks ago
Northumberland National Bank Selinsgrove, United StatesJob Type · Full-time · Description · SUMMARY · Works in conjunction with Commercial team, to include credit analysis function, commercial loan · assistant(s), designated commercial loan officer(s) and general bank-wide commercial lending · efforts with emphasis on developing ...
-
Support Engineer
4 hours ago
The Ladders Jersey Shore, United StatesLocation Requirements: Hybrid to Wayne, Naperville, or Austin. Remote candidates will be considered. · Your role on the team: · The Support Engineer will be part of the Client Support Organization and report into a Director, Client Support. As a trusted advisor to Frontline Edu ...
Credit Analyst - Lewisburg, United States - Horizon Farm Credit
Description
Job DescriptionAre you looking for a new opportunity that offers career development/training, ability to work in a collaborative team environment, and provides great work/life balance?
Horizon Farm Credit is actively recruiting for a Credit Analys to join our team. Qualified candidate may work in the Mount Joy, PA, Lewisburg, PA, Mechanicsburg, PA, Reedsville, PA, or Frederick, MD branch locations. The hours of operation are typically, Monday to Friday from 8 a.m. to 4:30 p.m. This position is eligible for hybrid work schedule after 6 months of successful employment. This is a great opportunity to make a difference for agriculture and rural communities.
This position will serve as a confident financial professional through the delivery of sound credit and financial services within regulations and policies. Accurately and efficiently analyzes and underwrites loans in a sound manner to prospective and existing borrowers. Works closely with Relationship Managers to structure, condition, and approve credits for our borrowers. Develops relationships with large and/or complex customers to more accurately and efficiently analyze the credit. Promotes related services, participates in credit decisions, and maintains a favorable Farm Credit image. Provides training and guidance to less tenured staff.
Areas of Responsibility Include but not limited to:
Based on Size, Scope, and Risk in the overall credit facility; complete the following:
Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference for agriculture and rural communities.
What can we offer you?
We offer competitive compensation and benefits packages for full-time employees including:
Equal Opportunity Employer including veterans and individuals with disabilities.
