Jobs
>
Selinsgrove

    Commercial Lender/Business Development - Selinsgrove, United States - Northumberland National Bank

    Northumberland National Bank
    Northumberland National Bank Selinsgrove, United States

    3 weeks ago

    Default job background
    Description
    Job Type

    Full-time

    Description


    SUMMARY

    Works in conjunction with Commercial team, to include credit analysis function, commercial loan

    assistant(s), designated commercial loan officer(s) and general bank-wide commercial lending

    efforts with emphasis on developing profitable new business through prospects and existing bank

    customers. Current relationship focus is to retain and expand depth of relationships. Seek new

    relationships through calls, visits, and networking. Assists in growth of commercial lending

    portfolio to support the goals of the institution as stated and assigned.


    Typical Schedule

    Full-time; Minimum of 40 hours per week required. Position does allow some flexibility to work

    remote as approved by SVP Commercial Lender and/or Chief Credit Officer (CCO), upon considering

    staffing needs, weather, meetings, etc.


    ESSENTIAL FUNCTIONS


    • Works closely with a team of loan officers and support staff in structuring, underwriting, and
    closing commercial loans;


    • Develops new Business Relationships via various methods, to grow loan portfolio and achieve bank
    wide loan goals;


    • Offers suggestions to SVP Commercial Lender and/or Chief Credit Officer in implementing loan and
    credit risk policies and procedures;


    • Provides reviews, identifications, and analyses of credit risks for Quarterly Loan Review
    Committee as required;


    • Assists the commercial lending department with regard to maintaining compliance with all
    commercial and bank policies, compliance laws, and regulations;


    • Assists SVP Commercial Lender and/or CCO in gathering/preparing documents for audits/exams, as
    well as making corrections to processes when required;


    • -Works with SVP Commercial Lender, CFO, and CCO to develop commercial loan pricing models to
    insure profitable loans;


    • Responsible for ensuring that credit limits do not exceed certain amounts on any one
    account;


    • Manage portfolio of larger, more complex commercial relationships;
    • Evaluate and make credit decisions on commercial loan opportunities, both with direct
    relationships and those managed by line lenders;


    • Must have in-depth knowledge of current and approved methodologies of risk measurement;
    • Presents loans at weekly MLRG meetings, and presents larger commercial loan opportunities to
    Board of Directors with recommendation for action to be taken;


    • -Works with the Credit Analysts and Commercial Loan Assistant function to ensure proper and
    consistent underwriting and documentation of commercial credit;


    • Works with SVP Commercial Lender and/or CCO to develop and execute loan portfolio strategies,
    monitor the performance of loans, and work to mitigate risks;


    • Works in conjunction with SVP Commercial Lender and/or CCO to establish and maintain
    relationships with participation networks and identify opportunities for loan sales;


    • Responsible to develop customer and referral networks;
    • Assist with and, when situations warrants, lead efforts to manage/collect commercial work-out
    loan situations;


    • Assist line lenders with smaller or less complex commercial loan relationships - meeting with
    customers, reviewing loan documentation, developing strategy, etc;


    • Travel to customer sites for meetings, construction/collateral inspections, loan closings, etc.
    as needed;


    • Serve as a representative of the Northumberland National Bank to the community;
    • Courtesy, tact, and diplomacy are essential elements of the job;
    • Participate in and/or complete all necessary bank training;
    • Required to maintain the strictness of confidentiality in all matters;
    • Continued professional development.
    • Comply with all company policies and procedures;
    • Other administrative duties as assigned.
    Requirements


    COMPETENCIES


    • Excellent time management, judgment, decision-making and critical thinking skills with a strong
    attention to detail;


    • Exceptional communication skills with an enhanced social perceptiveness and a service-oriented
    disposition;


    • Strong leadership and coaching skills;
    • Strong business acumen;
    • Knowledge of computer software programs (e.g., Outlook, Excel, Power Point, Word);
    • Ability to maintain confidentiality with sensitive information and issues relating to the bank's
    customers, policies, and personnel;


    • Knowledge of principles and processes for providing customer and personal services including
    customer needs assessment, and meeting quality standards for services;


    • Knowledge of administrative and clerical procedures and systems such as word processing,
    managing files and records, designing forms, and other office procedures;


    • Knowledge of business and management principles involved in strategic planning, resource
    allocation, human resources modeling, leadership technique, production methods, and coordination of

    people and resources


    REQUIRED EDUCATION & EXPERIENCE


    • Undergraduate degree in Business Administration, Accounting, or Finance;
    • Minimum 10 years combined experience in banking/lending/general business.

    CERTIFICATIONS/LICENSES


    • Valid PA driver's license.

    TRAVEL REQUIREMENTS


    • Routine local, regional and national travel to meet with customers, shareholders, regulators and attend various industry related events and trainings.

    PHYSICAL DEMANDS


    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

    Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    While performing the duties of this job, the employee:


    • The role performs repetitive motions;
    • Occasionally moves about inside office;
    • Frequently positions self to remove and place files in and out of filing cabinets;
    • Must be able to frequently remain in a stationary position;
    • Must be able to achieve and maintain clarity of vision at approximately 20 inches or less 90% of the time;
    • Constantly operate a computer and other office productivity machinery such as a calculator, copy machine, office machinery, etc;
    • Frequently communicates with other employees, customers and the community at large and must be able to exchange accurate information in these situations;
    • Seldom required to move/position no more than 10 pounds;
    • Regular, predictable attendance is required.

    WORK ENVIRONMENT


    Work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

    Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.


    • This position is generally subject to inside environmental conditions having the lighting and temperature of an open floor-plan office environment;
    • Moderate to low noise associated with an open office work environment;
    • May be exposed to potential risk and hazards associated with criminal activity (e.g., robbery and/or attempted robbery, fraud, security) and receives detailed instruction to minimize risk;
    • Work requires regular attendance, punctuality and adherence to agreed-upon schedule. May be required to work Saturdays and/or extended hours, as needed.


    The Northumberland National Bank provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics.

    In addition to federal law requirements, NNB complies with applicable state and local laws governing nondiscrimination in employment.

    This applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

  • Michael Foods

    Business Development Account Representative

    3 weeks ago

    Michael Foods Klingerstown, United States

    Business Unit Overview · Michael Foods, Inc. is a leader in the food processing and distribution industry with business in egg products, refrigerated grocery and potato products. We offer exciting job possibilities throughout our organization where you can enhance your career, s ...

  • Susquehanna University

    Loan Specialist

    3 weeks ago

    Susquehanna University Selinsgrove, United States Staff and Student Worker Position

    Position Summary · Job Summary The Student Financial Services (SFS) Loan Specialist primarily manages the Parent PLUS and private education loan processes at Susquehanna University. This includes advising students and families on loan selection, determining loan amounts based on ...

  • National Beef

    Safety Manager

    5 days ago

    National Beef Selinsgrove, United States

    Overview: · Find your future with National Beef · National Beef of Selinsgrove, Pennsylvania, is looking for a qualified professional to join our Team as Safety Manager. With competitive pay and benefits, stable work, and an environment that is caring and supportive, National Bee ...

  • InsideHigherEd

    Manager of Risk Management and Purchasing

    3 days ago

    InsideHigherEd Selinsgrove, United States Administrative Jobs ,

    · Manager of Risk Management and Purchasing · About Susquehanna: · Susquehanna University is the future-ready institution for today, invested in cultivating intellectual grounding, active learning and global citizenship for all students. Renowned as one of the finest U.S. nation ...

  • Susquehanna University

    Pitching Coach and Recruiting Coordinator

    3 weeks ago

    Susquehanna University Selinsgrove, United States Part time

    · Pitching Coach and Recruiting Coordinator · About Susquehanna: · Susquehanna University is the future-ready institution for today, invested in cultivating intellectual grounding, active learning and global citizenship for all students. Renowned as one of the finest U.S. nati ...

  • InsideHigherEd

    Open Resources and Scholarly Communications Librarian

    1 day ago

    InsideHigherEd Selinsgrove, United States Administrative Jobs ,

    · Open Resources and Scholarly Communications Librarian · About Susquehanna: · Susquehanna University is the future-ready institution for today, invested in cultivating intellectual grounding, active learning and global citizenship for all students. Renowned as one of the finest ...

  • InsideHigherEd

    Director of Alumni Engagement

    3 weeks ago

    InsideHigherEd Selinsgrove, United States

    · Director of Alumni Engagement · About Susquehanna: · Susquehanna University is the future-ready institution for today, invested in cultivating intellectual grounding, active learning and global citizenship for all students. Renowned as one of the finest U.S. national liberal a ...

  • InsideHigherEd

    Head Volleyball Coach

    1 day ago

    InsideHigherEd Selinsgrove, United States Full time

    · Head Volleyball Coach (full-time) · About Susquehanna: · Susquehanna University is the future-ready institution for today, invested in cultivating intellectual grounding, active learning and global citizenship for all students. Renowned as one of the finest U.S. national liber ...

  • CSG

    Program Supervisor

    5 days ago

    CSG Selinsgrove, United States Full time

    It's fun to work in a company where people truly BELIEVE in what they're doing · We're committed to bringing passion and customer focus to the business. · Summary: · The Program Supervisor is responsible for the daily operation of a community home, community participation support ...

  • FusionWorks

    A strategy consultant is a professional who provides expert advice and guidance to businesses and organizations on how to develop and implement effective strategies to achieve their goals and objectives

    2 weeks ago

    FusionWorks McEwensville, United States

    The company gmbh is currently offering this job in Berlin. If you are currently looking for a job in the consulting field, you should check out the details on the company's website. There you will find detailed information about the position and the company. · Your tasks · Shape ...

  • Susquehanna University

    Loan Specialist

    2 weeks ago

    Susquehanna University Selinsgrove, United States

    Position Title Loan Specialist Position Approval Date 05/13/2024 Is this position budgeted? Yes Is this position an essential position? No About Susquehanna · Susquehanna University is the future-ready institution for today, invested in cultivating intellectual grounding, active ...

  • LHC Group

    Executive Director RN Hospice

    7 hours ago

    LHC Group Selinsgrove, United States

    Job Description · We are hiring for an Executive Director - RN, with Hospice experience. · This is a split position between the Selinsgrove and Lewistown locations. · At Geisinger Hospice in Selinsgrove/Lewistown, PA, a part of LHC Group, we embrace a culture of caring, belon ...

  • LHC New

    Executive Director RN Hospice

    17 hours ago

    LHC New Selinsgrove, United States

    Summary · We are hiring for an Executive Director - RN, with Hospice experience. · This is a split position between the Selinsgrove and Lewistown locations. · At Geisinger Hospice in Selinsgrove/Lewistown, PA, a part of LHC Group, we embrace a culture of caring, belonging, and ...

  • Brothers That Just Do Gutters - Central PA

    Gutter Salesperson

    3 weeks ago

    Brothers That Just Do Gutters - Central PA Selinsgrove, United States

    Job Description · Job DescriptionTo sell the companys services to the public so as to generate a quality product for the client and profit for the company. · 1. Communication: · Maintains regular communication with the president, staff and field personnel, working cooperatively t ...

  • National Beef

    Safety Manager, Selinsgrove, Pennsylvania

    2 weeks ago

    National Beef Selinsgrove, United States

    Overview: · To be considered for an interview, please make sure your application is full in line with the job specs as found below. · Find your future with National Beef · National Beef of Selinsgrove, Pennsylvania, is looking for a qualified professional to join our Team as Safe ...

  • Aramark

    Custodial Services Worker

    5 days ago

    Aramark Selinsgrove, United States

    Job DescriptionAre you self-motivated and proud of the work you do? Here at Aramark, we take pride in our level of service and safety we provide Cleanliness is a necessity of every business. As a Custodial Services worker on our team, you?ll take on the important job of keeping o ...

  • Susquehanna University

    Director of Alumni Engagement

    2 weeks ago

    Susquehanna University Selinsgrove, United States

    Position Title Director of Alumni Engagement Position Approval Date 05/06/2024 Is this position budgeted? Yes Is this position an essential position? No About Susquehanna · Susquehanna University is the future-ready institution for today, invested in cultivating intellectual grou ...

  • BrightFarms Inc

    National Account Manager

    1 week ago

    BrightFarms Inc Selinsgrove, United States

    Job Description · Job DescriptionBrightFarms is The Place to Grow · At BrightFarms, we're on a mission to revolutionize the way leafy greens are grown. But we don't just want to grow great-tasting greens, we want them to do good as well: for the planet, for the health of people, ...

  • National Beef

    Safety Manager, Selinsgrove, Pennsylvania

    2 weeks ago

    National Beef Selinsgrove, United States

    Overview: · Find your future with National Beef · National Beef of Selinsgrove, Pennsylvania, is looking for a qualified professional to join our Team as Safety Manager. With competitive pay and benefits, stable work, and an environment that is caring and supportive, National B ...

  • State of Pennsylvania

    Facility Chief Operating Officer, DHS

    1 week ago

    State of Pennsylvania Selinsgrove, United States

    THE POSITION · Are you looking for an opportunity to move your career into a highly responsible administrative and professional role? The Department of Human Services (DHS), Selinsgrove Center, is seeking a Facility Chief Operating Officer to be responsible for planning, organizi ...