Jobs
>
Mount Laurel

    Senior Compliance Program Governance and Operations Specialist - Mount Laurel, United States - TD Bank

    TD Bank
    TD Bank Mount Laurel, United States

    2 days ago

    Default job background
    Description

    Work Location:
    Mount Laurel, New Jersey


    Hours:
    40


    Pay Details:
    $68,640 - $112,320 USD

    TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions.

    The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs.

    As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role.


    As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.


    Line of Business:
    Compliance


    Job Description:

    Department Overview:
    U.S. Compliance Operations and Governance provides governance, oversight, and support for central elements of the U.S.


    Compliance Risk Management Program, including:

    • Compliance-wide frameworks, guidelines and standards for testing, monitoring, risk assessment, reporting and other activities
    • Centralized policy and reports inventories
    • Internal Audit, regulatory exam, and ongoing supervision management, finding tracking, and remediation oversight
    • Strategic, financial planning, business and operations support for the U.S. Compliance Department, the U.S. CCO and the Compliance Executive Team


    The Senior Compliance Program Governance and Operations Specialist provides a range of research, analytical and/or operational process support within a defined area of the function.

    Supports implementation activities related to initiatives including the development of and maintaining enterprise Compliance programs. This role may interact with key stakeholders and third-party service providers to deliver Compliance programs that satisfy regulatory requirements.


    • Provides responses to regulatory agencies and Internal Audit. Interacts directly and independently with auditors and regulatory agencies and provides approval for document submissions to these entities, based on professional judgment regarding responsiveness and appropriateness.
    • Acts as the primary subject matter expert for certain Compliance Program elements and is expected to make decisions regarding compliance with these Program requirements and to escalate instances of non-compliance.
    • Works independently as the senior analyst/subject matter expert and may coach and educate others
    • Oversees and/or independently performs tasks from end to end
    • Applies expert knowledge of business operations, products, services, methods and operating standards to drive unit or team performance and provides training to other team members based on expert knowledge
    • Executes on more complex and/or non-standard requests
    • Researches and investigates a range of operational/reporting/process issues and provides recommendations to senior management across the enterprise (including Global partners)
    • Recommends and implements solutions within own area of responsibility that impact the strategies and objectives of the Department
    • Coordinates/integrates work with other areas as needed
    • Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise
    • Requires advanced technical/business/function knowledge for discipline supported
    • High level of complexity in operational/reporting/process and/or analysis function requiring medium to longer term focus
    • Represents the group as the lead or subject matter expert on projects/initiatives and/or at meetings across the organization
    The above details are specific to the role which is outlined in the general description below.


    Job Description:


    The Senior Compliance Business Oversight Analyst provides objective guidance, support and advice to assigned portfolio, business or function to promote strong Compliance controls and processes are in effect to mitigate inherent associated risks.

    This role contributes to the development and implementation of Compliance programs related to all aspects of Compliance laws.


    Depth & Scope:

    • Expected to exercise sound and expert independent professional judgment and discretion in interacting and communicating with staff and senior management of the Bank with respect to significant regulatory compliance risk matters.
    • Empowered to make prudent professional decisions in rendering advice and counsel to business lines or assigned areas, on compliance matters and regulatory risks which may impact performance of the business and overall enterprise strategies and objectives.
    • Expert level professional role requiring in-depth knowledge/expertise in Compliance and working knowledge of broader related areas
    • Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise
    • Research, review and maintain expertise on banking regulations and laws, banking policies and procedures, and consumer protection laws
    • Acts as the primary subject matter expert for regulations applicable to business partners and provides guidance, consultation and expert advice with respect to the business partners' compliance with such regulations directly related to the operations of the business
    • Creates training content and may train business partners on regulatory requirements
    • Advises the business with respect to the implementation of new and amended regulatory requirements
    • Independently reviews and utilizes discretion, judgement and specialized expertise in approving the documentation for business line use: disclosures; forms; customer-facing correspondence; operating procedures; and policies
    • Independently performs targeted and periodic monitoring of business activities for compliance with regulatory requirements and regulator expectation
    • Identifies and communicates areas of non-compliance and/or material control weaknesses
    • Responsible for the oversight of business partners' remediation of regulatory issues, including exercising discretion and independent judgment in reviewing and approving remediation action plans
    • Responsible for assessing regulatory risk associated with new products, services and other initiatives that have significant operational or financial impact
    • Integrates the broader organizational context into advice and solutions within the Compliance area
    • Understands the industry, competition and the factors that differentiate the organization
    • Leads projects of moderately to complex risks and resource requirements; may lead end-to-end processes or functional programs
    • Contact for business management, external/internal auditors, dealing with non-routine information
    • Recommends and implements solutions within own area of responsibility
    • May need to coordinate/integrate work with other areas as needed
    • Identifies and leads problem resolution for complex requirements related issues at all levels

    Education & Experience:

    • Undergraduate degree preferred or equivalent work experience
    • 5+ years relevant experience
    • Relevant professional designations and/or certifications as required
    • Proficient knowledge of a variety of products and services, systems, and compliance advisory standards, procedures, laws, rules, regulations and controls
    • Knowledge of risk management environment, standards and regulations
    • Knowledge of current and emerging trends
    • Skill in using advanced analytical software tools, data analysis methods and specialized reporting techniques
    • Skill in using computer applications including MS Office
    • Ability to communicate effectively in both oral and written form
    • Ability to work collaboratively and build relationships
    • Ability to work successfully as a member of a team and independently
    • Ability to exercise sound judgment in making decisions
    • Ability to analyze, organize and prioritize work while meeting multiple deadlines
    • Ability to handle confidential information with discretion

    Customer Accountabilities:

    • Assists in the development and implementation of appropriate Compliance policies, processes and controls
    • Facilitates the periodic Compliance risk and self-assessment activities for designated business using TD's Enterprise Compliance Risk Assessment Framework
    • Monitors that assessments (monitoring, risk assessment etc.) are completed and communicated in a continuous and timely fashion
    • Guides and complements the assigned portfolio in terms of financial, regulatory and risk management requirements
    • Interacts with control functions within the organization
    • Develops analysis and insights, prepares and delivers management reporting necessary to promote accurate and thorough measurement of the risk factors present in various products

    Shareholder Accountabilities:

    • Updates business line policies and Compliance Team procedures
    • Analyzes Compliance requirements and establishes they are properly written into requirements for business projects and approved at the appropriate levels
    • Works directly with business management, and with internal and external business partners (e.g., Internal Audit, external consultants) to respond to regulatory requests, findings, audits and/or examinations Keeps abreast of emerging issues, trends, and evolving regulatory requirements in the Compliance industry and assesses potential impacts
    • Coordinates with other Compliance partners and business governance and control partners to promote consistency in the application of Compliance programs and standards across the enterprise
    • Supports in determining risk exposure, mitigation, and controls for new products, marketing campaigns, and expansion of existing programs
    • Conducts enterprise wide annual risk assessment for all TD businesses
    • Supports the business lines with compliance/risk controls and periodically evaluates risk mitigation efforts to adjust as risk/department influences change
    • Protects the interests of the organization - identifies and manages risks, and promotes the prompt and thorough resolution of escalated non-standard, high risk issues

    Employee/Team Accountabilities:

    • Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interest
    • Provides thought leadership and or industry knowledge for own area of expertise and participates in knowledge transfer within the team and business
    • Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
    • Participates in personal performance management and development activities, including cross training within own team
    • Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
    • Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
    • Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships.
    • Contributes to a fair, positive and equitable environment that supports a diverse workforce
    • Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally

    Physical Requirements:
    Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%


    • Domestic Travel - Occasional
    • International Travel - Never
    • Performing sedentary work - Continuous
    • Performing multiple tasks - Continuous
    • Operating standard office equipment - Continuous
    • Responding quickly to sounds - Occasional
    • Sitting - Continuous
    • Standing - Occasional
    • Walking - Occasional
    • Moving safely in confined spaces - Occasional
    • Lifting/Carrying (under 25 lbs.) - Occasional
    • Lifting/Carrying (over 25 lbs.) - Never
    • Squatting - Occasional
    • Bending - Occasional
    • Kneeling - Never
    • Crawling - Never
    • Climbing - Never
    • Reaching overhead - Never
    • Reaching forward - Occasional
    • Pushing - Never
    • Pulling - Never
    • Twisting - Never
    • Concentrating for long periods of time - Continuous
    • Applying common sense to deal with problems involving standardized situations - Continuous
    • Reading, writing and comprehending instructions - Continuous
    • Adding, subtracting, multiplying and dividing - Continuous


    The above statements are intended to describe the general nature and level of work being performed by people assigned to this job.

    They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.


    Who We Are:


    TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores.

    Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world.

    More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support.

    We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.


    TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing.

    As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking.

    Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential.

    Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

    Our Total Rewards Package


    Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals.

    Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

    Learn more


    Additional Information:
    We're delighted that you're considering building a career with TD.

    Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

    Colleague Development


    If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed.

    You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

    Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

    Training & Onboarding


    We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

    Interview Process

    We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

    Accommodation


    If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.


    All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.



  • Merck North Wales, United States

    **Job Description** · **Position Description:** · **Specialist, Clinical Operations** · Global Clinical Trial Operations (GCTO) is a global organization operating in over 50 countries and is responsible in the delivery of our company's diverse development portfolio comprising ove ...

  • American Water Company

    Operations Specialist

    4 weeks ago


    American Water Company Lawnside, United States

    Share Our Purpose. Be Yourself. Feel Valued. · People are the heart of our business. As an American Water employee, you will be offered a competitive salary and health benefits package, along with opportunities to develop, grow, and evolve your career. Our benefits packages focus ...

  • American Water Enterprises

    Operations Specialist

    5 hours ago


    American Water Enterprises Lawnside, United States

    Requisition ID: Share Our Purpose. Be Yourself. Feel Valued. People are the heart of our business. As an American Water employee, you will be offered a competitive salary and health benefits package, along with opportunities to develop, grow, and evolve your career. Our benefits ...

  • Grip

    Operations Specialist

    2 weeks ago


    Grip Philadelphia, United States

    The Operations Specialist is responsible for overseeing the daily operations of the warehouse, ensuring a smooth process from receiving to picking, packing, and shipping orders. This role guarantees that all orders are fulfilled accurately and on time while maintaining high stand ...


  • TD Bank Mount Laurel, United States

    **Work Location**: · Mount Laurel, New Jersey · **Hours**: · 40 · **Pay Details**: · $ $30 USD · **Line of Business**: · Personal & Commercial Banking · The Payment Operations Specialist II assists the Payment Operations team in all activities involving the support of the Payment ...


  • TD Bank Mount Laurel, United States

    **Work Location**: · Mount Laurel, New Jersey · **Hours**: · 20 · **Pay Details**: · $ $30 USD · **Line of Business**: · Personal & Commercial Banking · The Payment Operations Specialist II assists the Payment Operations team in all activities involving the support of the Payment ...


  • TD Bank Mount Laurel, United States

    **Work Location**: · Mount Laurel, New Jersey · **Hours**: · 40 · **Pay Details**: · $ $31.50 USD · **Line of Business**: · Personal & Commercial Banking · The Payment Operations Specialist III assists the Payment Operations team in all activities involving the support of the Pay ...


  • Merck & Company, Inc. Lansdale, United States

    The Manufacturing Operations Specialist is assigned to a product manufacturing team and partners with the Operations Managers in coordinating maintenance activities and ensure the manufacturing area is operating at peak efficiency. Primary Responsibi Operations, Operations Manage ...


  • Collabera Philadelphia, United States

    Home · Search Jobs · Job Description · Operations Specialists · Contract to Hire: Philadelphia, Pennsylvania, US · Salary: $19.00 Per Hour · Job Code: · End Date: · Days Left: 10 days, 3 hours left · Apply · Note: The position is Onsite. (No work from home) · Position De ...


  • Independence Blue Cross Philadelphia, United States

    Bring your drive for excellence, teamwork, and customer commitment to Independence. Join us as we renew and reimagine the future of health care. Together we will achieve our mission to enhance the health and well-being of the people and communities we serve. · At Independence, e ...


  • Collabera Philadelphia, United States

    Home · Search Jobs · Job Description · Operations Specialists · Contract to Hire: Philadelphia, Pennsylvania, US · Salary: $19.00 Per Hour · Job Code: · End Date: · Days Left: 22 days, 3 hours left · Apply · Note: The position is Onsite. (No work from home) · Position De ...


  • Blue Cross Blue Shield companies Philadelphia, United States

    Bring your drive for excellence, teamwork, and customer commitment to Independence. Join us as we renew and reimagine the future of health care. Together we will achieve our mission to enhance the health and well-being of the people and communities we serve. · At Independence, e ...


  • Merck & Company, Inc. Lansdale, United States

    The West Point, PA campus is our Companys largest vaccine manufacturing facility with more than 2000 employees. This facility manufactures bulk and/or final dosage forms for all our Company vaccine products and is growing to meet the vaccine demands Operations, Operations Manager ...


  • Rockefeller Financial Trenton, United States

    About Rockefeller Capital Management: · Rockefeller Capital Management was established in 2018 as a leading independent financial advisory services firm. Originally founded in 1882 as the family office of John D. Rockefeller, the Firm has evolved to offer strategic advice to ult ...

  • PNC Bank Corp.

    Operations Specialist

    3 weeks ago


    PNC Bank Corp. Horsham, United States

    Executes complex transactions/processes utilizing standard procedures. May have specific responsibility for one or multiple specialized products or functional areas. Reconciles complex transactions of high risk and financial value in accordance with Operations Specialist, Operati ...


  • CenTrak Philadelphia, United States Full time

    Mission: · The Sales & Partner Operations Specialist, [East/West] Territory delivers essential support services to our customers, our authorized resellers, and CenTrak's sales organization, enhancing sales force productivity and effectiveness, with a focus on customer success. A ...


  • Indian River Transport Bensalem, United States

    As a leader in bulk liquid food grade tank carriers, Indian River Transport sets the tone for the rest of our industry. Every day we strive for excellence. Our team members are ambitious, intelligent, and motivated individuals who take pride in what they do. · We currently have a ...


  • Merck & Co., Inc. Lansdale, United States Freelance

    Summary: · The Specialist is responsible for technical support and execution of projects in the commercial manufacturing area while actively supporting, participating in, and embracing an empowered team culture. In this role, the contracted person will work as an individual contr ...


  • U.S. Army Delaware, United States Full time

    Apply Here: · The Army Virtual Recruiting Team of Columbus Ohio is currently looking to hire Active Duty and Reserve Soldiers. · Requirements:You must enlist in the United States Army to obtain this position. · You must be between the ages of · You must have a GED or High Scho ...


  • Top Stack Radnor, United States

    Top Stack is working with a Investment Manager located in the Radnor PA area who is looking for a Trading Operations Specialist. The ideal candidate will have a experience in trade operations/settlements with expertise in utilizing SQL queries. This is an opportunity to work for ...