- Establishes and develops relationships with real estate agents so that potential mortgage customers will be referred to WTB.
- Completes loan application with customer; acts as liaison between customer and HLD. Turns in a completed loan application within 48 hours of receipt.
- Represents WTB to real estate companies and potential mortgage customers.
- Pre-qualifies self-employed borrowers, prepares cash flow work sheets and analyzes financial records and tax returns.
- Maintains responsibility for the loan file from application through closing. Holds periodic review sessions with assigned processors.
- Balances time between the office and in the community to promote themselves and the Bank, and ensure timely customer communication.
- Maintains a regular calling schedule on offices and real estate agents, keeping them up to date on WTB loan programs.
- Establishes good working relationships with the HLD support staff.
- Cross sells WTB products and services to loan customers.
- Responsible for meeting negotiated production goals.
- Reports regularly to department manager or center manager, or as requested.
- Perform compliance and risk management duties as required or assigned
- Regular, reliable attendance is required.
- Collection of applicable fees from borrowers.
- Knowledge of real estate and mortgage banking industry.
- Knowledge of Truth-in-Lending and compliance with government regulations.
- Knowledge of conventional, FHA, VA, and construction loan policies and procedures.
- Required to have or obtain a Mortgage Loan Originator registration number through the Nationwide Mortgage Licensing System & Registry (NMLS)
- Ability to work independently and perform problem solving and decision making under minimal supervision.
- Strong detail orientation with high level of organizational skills and ability to multi-task, managing interruptions with multiple projects.
- Ability to prioritize assignments and handle multiple priorities while maintaining a high level of service to clients in a deadline driven environment under the direction of management.
- Excellent interpersonal skills; ability to collaborate with and work effectively with diverse groups of people, managing conflict and negotiating for results when needed.
- Strong verbal and written communication skills, including ability to communicate and collaborate effectively with technical and non-technical people.
- Proficient PC and technical skills to navigate Bank software, including the Microsoft Office Suite of products and related applications.
- Ability to work additional hours as required by operational and production work loads.
-
Loan Officer Associate
4 days ago
Lennar Homes Vancouver, United StatesOverview: · Lennar Mortgage is centered around personal growth, innovation, and diversity. We are looking for a new team member who shares our passion and dedication to bringing homeownership to life. · At Lennar Mortgage, youll build your career with a Fortune 150 company that ...
-
Loan Officer Associate
3 days ago
Lennar Mortgage Vancouver, United StatesOverview · Lennar Mortgage is centered around personal growth, innovation, and diversity. We are looking for a new team member who shares our passion and dedication to bringing homeownership to life. · At Lennar Mortgage, you'll build your career with a Fortune 150 company that p ...
-
Mortgage Loan Officer
17 hours ago
Primary Residential Mortgage Vancouver, United StatesPrimary Residential Mortgage, Inc. (PRMI) is expanding its operations in Washington and seeks a Mortgage Loan Officer to develop and accelerate this growth. · Why PRMI? · We pride ourselves on being more than just a workplace, we are a tight-knit work family. · Join a company ...
-
Commercial Loan Officer
1 day ago
Management Recruiters International Vancouver, United StatesActively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM. · The successful candidate will solicit ...
-
Mortgage Loan Officer
3 weeks ago
Washington Trust Bank Vancouver, United StatesAs the largest privately-held commercial bank in the Pacific Northwest, our mission for over a hundred years has been achieving the utmost in client service through understanding and meeting the unique financial needs of our customers. Our Home Loan Division (HLD) is a critical p ...
-
Loan Officer Assistant
1 week ago
CLM Mortgage, Inc. Portland, United StatesThe Loan Officer Assistant position will provide a wide range of support and duties related to the day-to-day processing of loans. Work with Loan Offices, Processors, Underwriters, and customers to complete all required documentation on mortgage loan applications following specif ...
-
Loan Officer Assistant
1 week ago
CLM Mortgage, Inc. Portland, United StatesAt CLM Mortgage, we strive to consistently provide high quality lending and advisory services to give our customers the highest possible value, alongside a truly customer-focused experience. As we continue to grow and expand our presence in the mortgage industry, we are seeking t ...
-
Mortgage Loan Officer
1 week ago
OnPoint Community Credit Union Portland, United States Full timeOverview · The Proactive Partner. You're a star when it comes to creating new relationships and expanding existing connections. As an expert in home finance, you enjoy being the trusted advisor and guide, while helping members find the loans that best fit their financial future. ...
-
Commercial Loan Officer IV
2 weeks ago
Opti Staffing Group Vancouver, United StatesOpti Staffing Presents · Commercial Loan Officer IV · Vancouver, WA · Pay DOE · Summary · This position handles the largest and most complex loans and is responsible for the soliciting of new commercial account relationships which includes loans, deposits and other products ...
-
Loan Officer
6 hours ago
Mann Mortgage Lake Oswego, United StatesWe're Hiring Experienced Mortgage Loan Officers NOW · Mann Mortgage, a growing multi-state, community anchored, mortgage lending company dedicated to helping aspiring borrowers fulfill the dream of home ownership, has an immediate opening for a Licensed Loan Officer in our Lake ...
-
Loan Officer Assistant
1 week ago
CLM Mortgage, LLC Portland, United StatesThe Loan Officer Assistant position will provide a wide range of support and duties related to the day-to-day processing of loans. Work with Loan Offices, Processors, Underwriters, and customers to complete all required documentation on mortgage loan applications following specif ...
-
Sr. Loan Officer
6 hours ago
Sproutmortgagedirect Portland, United States**Sr. Loan Officer (Retail Mortgage) Remote** · at Sprout Mortgage Portland, Oregon **Position Overview:**The Mortgage Loan Officer will initiate the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refina ...
-
Loan Officer
2 weeks ago
Richmond American Portland, United StatesOverview: · BREAK GROUND ON A REWARDING CAREER WITH US · At MDC Holdings, Inc./Richmond American Homes, we encourage a company culture that promotes professionalism, teamwork, health & wellness and work-life balance. If you are a results-driven professional with a passion for s ...
-
Loan Officer
1 week ago
MDC Holdings, Inc. | Richmond American Homes Portland, United States· Loan Officer · Job Locations · US-OR-Portland · ID · Category · Mortgage & Insurance Jobs · Type · Regular Full Time · Overview · BREAK GROUND ON A REWARDING CAREER WITH US · At MDC Holdings, Inc./Richmond American Homes, we encourage a company culture that promotes professi ...
-
Mortgage Loan Officer in Oregon
4 weeks ago
Morty Portland, United StatesJob Description · Job DescriptionJoin Morty as a mortgage loan officer in Oregon. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Oregon and dedicated closing team to advance your career and achieve success. · Are ...
-
Mortgage Loan Officer in Maine
3 weeks ago
Morty Portland, United StatesJob Description · Job DescriptionJoin Morty as a mortgage loan officer in Maine. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Maine and dedicated closing team to advance your career and achieve success. · Are y ...
-
Mortgage Loan Officer
1 week ago
PNC Bank Corp. Portland, United StatesRecommends loan solutions in accordance with lending guidelines and clients' requirements. Leads daily loan activities of a small, high-performing mortgage loan officer team. Manages a portfolio of customer relationships. Seeks prospective opportunit Loan Officer, Mortgage, Offic ...
-
Loan Officer Assistant
6 days ago
CLM Mortgage, LLC Portland, United StatesAt CLM Mortgage, we strive to consistently provide high quality lending and advisory services to give our customers the highest possible value, alongside a truly customer-focused experience. As we continue to grow and expand our presence in the mortgage industry, we are seeking t ...
-
Mortgage Loan Officer
6 days ago
PNC Financial Services Group Portland, United StatesJob Description · Job Profile · Position OverviewAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace ...
-
Mortgage Loan Officer
2 weeks ago
KeyCorp Portland, United StatesLocation:1205 NE 102nd - Portland, Oregon 97220 Job Summary. The Mortgage Loan Officer (MLO) assists clients with the origination of residential mortgage loans, including providing analysis and advice to current and prospective clients on home lendin Loan Officer, Mortgage, Offic ...
Mortgage Loan Officer - Vancouver, United States - Washington Trust Bank
Description
As the largest privately-held commercial bank in the Pacific Northwest, our mission for over a hundred years has been achieving the utmost in client service through understanding and meeting the unique financial needs of our customers. Our Home Loan Division (HLD) is a critical part of supporting our clients across Washington, Oregon, and Idaho.
For Washington Trust Bank, ideal candidates demonstrate a can-do attitude, approach situations collaboratively and possess unwavering integrity combined with the skills and experience required for success. This is an experienced external loan officer who sources their own business through Professional relationships, realtor referrals, repeat clients, and other compliant means. Bring your entrepreneurial spirit to our relationship driven business model, and be prepared to make a positive difference in our communities. 3+ years of experience as a mortgage loan officer is preferred, this individual will join the external mortgage loan officer team.
Essential Functions:
Requirements
Pay Range: $ $35.00 per hour in addition to monthly gross commissions. Target starting wage is $25.00 per hour as a non-recoverable draw against monthly commissions. You will become a participant in the MLO incentive plan immediately upon starting your employment with us.
What Our Culture Can Offer You:
Our benefit philosophy is to provide you with a comprehensive package to secure your overall wellness and help you become and remain a fulfilled and productive employee. Our benefits include Health, Financial, Retirement and Work/Life Benefits. We are proud to share an overview of our benefits HERE as part of your total compensation.
Washington Trust Bank celebrates diversity in the workplace and actively recruits talent to help reflect the unique communities where we live and work. We are proud to be an equal opportunity employer and prohibit discrimination or harassment based on race, religion, sex, gender identity, sexual orientation, national origin, age, pregnancy, disability, genetic information and any other protected characteristics outlined by state, federal and local laws. We believe strength comes from the diverse backgrounds and experiences of our team, and we are dedicated to fostering a supportive and inclusive work environment.
Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR c)