Credit Specialist - Palo, United States - Sapphire Innovations

Michael Johnson

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Michael Johnson

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Description

To complete our team in the production department, we are currently looking for a full-time Credit Specialist (m/f/d) for Individual Business (high requirements - special financing) as soon as possible.


What you can achieve with us:

  • You will comprehensively process and evaluate complex credit engagements with a focus on the "real estate developer", "project developer" and "renewable energy" segments with a risk volume of TEUR 750, in accordance with credit approval guidelines (KVR) and work instructions
  • You will assess investment projects for risk adequacy, particularly in terms of feasibility, profitability and sustainability, with a focus on success and perspective
  • You will continuously monitor the risk situation of your assigned engagements, present them and order and manage collateral
  • You will work closely with team members from sales, especially from the corporate customer bank, and act in a customer-oriented, goal-oriented and solution-oriented manner
  • You will participate in the rating process
  • You will review and evaluate (special) collateral
  • You will determine debt service capacity
  • You will vote on credit applications as part of the decision-making process, sometimes exercising your own credit authority
  • You will create credit and collateral agreements and process collateral changes as part of collateral management (notary matters)
  • You

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