- Responsible for collecting and/or adjusting charged off loan accounts.
- Reviews credit and other available information on charged off, delinquent or high balance accounts and evaluates prospects collection of delinquent amounts.
- Contacts clients to request payment of charged off accounts and arranges an acceptable payment program.
- Meet with clients in difficult situations to negotiate settlements of charged off loans, submit appropriate documentation and obtain appropriate approvals from management.
- Review and analyze financial statements for businesses and clients to determine appropriate workout programs and ability to pay.
- Prepare status reports as required.
- Recommend loans for liquidation through foreclosure.
- Other duties as required.
- Requires a High School diploma or equivalent and 1+ years collections, credit review, lending processes and procedures or other directly related experience.
- Working knowledge of credit/collection procedures and regulations, analyzing complex consumer and business situations and loans.
- Must have excellent problem resolution and customer service skills.
- Ability to deal with difficult situations.
- Knowledge of computer software including word processing, spreadsheet, etc.
- Medical & Dental Insurance & Vacation & Profit Sharing - START DAY ONE
- 401(k) plan, competitive compensation in line with work experience.
- Most roles eligible for sales bonuses + monthly incentives and/or annual discretionary bonus, some roles include mileage + travel time pay, and/or parking waivers (must meet eligibility requirements
- Paid Training, Paid Vacation, Paid Holidays, and promotional opportunities offered from within
- Tuition Reimbursement for qualifying employees
- Stable Employer, we are a division of Zions Bancorporation and included in the S&P 500 & NASDAQ Financial 100 indices.
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Description
Zions Bancorporation is now accepting resumes for our Loan Recovery Specialist position located in at our new Technology Campus located at 7860 South Bingham Junction Blvd, Midvale, UT This position is eligible for a hybrid work schedule (3 days in office/2 days at home).The ideal candidate for this position will have the skills and experience necessary to meet the following job responsibilities and qualifications:
Responsibilities:
