Financial advisor for general financial planning - Yorktown, IN, United States - beBee Handyman

Description

Good morning,
I am seeking guidance on how to optimize our household finances. We are a family of 4, with 3 adults and 1 minor. My children are 16 and 18 years old.
My husband runs a small business, I work in the public administration and have a monthly salary of 2000€.

We have a mortgage of 1200€ and I owe a loan of 7500€ to a family member, which I pay in monthly installments of 331€.

A year ago, we started the legal process to benefit from the second chance law and it was accepted, resulting in the forgiveness of 48000€ in debts.

The sentence was issued in June of this year.
Despite this, we still struggle to make ends meet and we are not sure what we are doing wrong.
We are requesting guidance on how to better manage our household finances.
I look forward to your response.
Sincerely,
Carme Vera