Card Dispute Consultant - Phoenix, United States - Arizona Financial Credit Union

Arizona Financial Credit Union

Verified Company

Phoenix, United States

5 days ago

Posted by:

Mark Lane

beBee recruiter

Description

Overall Accountability:

Assist cardholders with the initiation of their card disputes, determine if we have chargeback rights based upon Visa and other network (COOP, PULSE, MAP) regulations.
For disputes with chargeback rights, collecting necessary documentation required to allow Card and Payment Specialists to submit dispute without followup with member.
Review risk and potential fraud losses which may include interviewing members who file suspicious fraud claims.
Maintain a level of knowledge that will allow you to identify and provide one and done service on applicable card disputes calls.
Responsibility to update the member with the results if the claim is denied.
Make outgoing calls to cardholders who have submitted disputes online to ensure all necessary steps have been taken to proceed with a dispute. Collect supporting documentation to assist team members to complete nonfraud disputes without additional member follow up.
Assign cases to appropriate queues for chargeback processing
Assist in processing chargebacks for cardholders with fraudulent charges on their debit cards.
Provide administrative support as needed (within regulation timelines) of communicating with the member and posting provisional credits, reversals, reward points, interest, and member notifications, and ensure posting of provisional credits are within regulated timeframes.
Review all represented claims that come back from merchant banks, while staying in regulation timelines.
Seek clarification from the member, bank and/or investigate needed documentation to file compliance, prearbitration, arbitration or deny and reversal from the member.
Maintain complete knowledge of Visa chargeback and compliance rules along with the chargeback regulations of the other card networks used by AFCU.

Required Qualifications

High School diploma or general education degree (GED) and three years' experience in card services, a financial institution or related field in Accounting, Business, Electronic Services, or equivalent combination of education and experience or one-year experience as a Card Services Intern/Trainee.

Proficient in Microsoft Excel, Internet Explorer & Outlook. Current knowledge of Visa rules and network requirements, as well as regulations E and Z. Ability to learn and adapt to new internal software systems. Ability to identify problems, process resolution and implement action or solutions timely. Ability to function effectively in a fast paced, team-oriented work environment. Ability to meet deadlines; prioritize workloads and handle multiple tasks. Excellent verbal and written communication skills. Ability to perform general math skills, including accurately calculating debits and credits.

Preferred Qualifications
Experience with Visa Resolve Online, VROL

Physical Requirements:

Occasionally required to stand, walk, stoop, kneel, crouch or crawl.
Frequently required to sit; use hands to finger keys accurately when using calculator machines or computer keyboards; reach with hands and arms.
Occasionally lift and/or move up to 25 pounds.
Specific vision abilities required by this job include close vision, color vision, peripheral vision, depth perception and ability to adjust focus.
The noise level in the work environment is moderate with ringing phones, printers and foot traffic.

NOTE:

The requirements listed in the above qualifications and physical requirements are representative of the knowledge, skill, physical demands or work environment required or encountered that must be met by an employee to successfully perform each duty and each function of this job.

Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions.

Pay:
$21.00 per hour

Expected hours: 40 per week

Benefits: