-
Associate Underwriting Counsel- Remote
4 weeks ago
Alliant National Title Insurance Company Charlotte, United StatesWould you like to work in a position that provides exceptional benefits and a flexible working environment, using your attention to detail, strong sense of accountability, and ability to communicate with others in your career? Do you want an opportunity for strong work/life balan ...
-
SBA Credit Analyst Underwriter Remote
3 weeks ago
SVI Recruiting Group Charlotte, United States Full timeRegional Bank has an immediate opportunity for an SBA Credit Analyst. MUST HAVE CURRENT SBA EXPERIENCE/ NOT MORTGAGE · The SBA Underwriter/VP is responsible for analyzing/evaluating SBA 7(a), USDA, and SBA 504, and small business loan application files to ensure credit worthiness ...
-
SVI Recruiting Group Charlotte, United StatesJob Description · Job Description · Position: SBA Credit · Analyst/Underwriter/FRANCHISE/NATIONWIDE · REMOTE · Job Summary: · As an SBA Credit · Analyst/Underwriter, · you will be responsible for analyzing and underwriting Small Business Administration (SBA) 7a, 504, USDA l ...
-
The Hartford Charlotte, United States Full timeUnderwriter - UW08DB We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we hel ...
-
Health Actuary
3 weeks ago
Amwins Charlotte, United StatesHealth Actuary · Charlotte, NC (can be remote) · Amwins Group is conducting a candidate search for a Health Actuary. · Serving as a member of the Group Benefits Divisional Support Team, this role will be a dedicated resource for actuarial service across the division, with a stron ...
-
Senior Contract Surety Underwriter
1 week ago
IAT Insurance Group Charlotte, United States Full timeIAT Surety has an immediate opening for a Contract Surety Senior Underwriter located in our Charlotte, North Carolina location. This role will handle most aspects of daily interaction with assigned agents regarding new and existing accounts this includes gathering, analyzing, and ...
-
Health Actuary
3 weeks ago
Amwins Charlotte, United StatesHealth Actuary · Charlotte, NC (can be remote) · Amwins Group is conducting a candidate search for a Health Actuary. · Serving as a member of the Group Benefits Divisional Support Team, this role will be a dedicated resource for actuarial service across the division, with a stron ...
-
National Accounts Strategic Client Executive
3 days ago
UnitedHealthcare Charlotte, United States Full timeAt UnitedHealthcare, we're simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more resp ...
-
Governance & Policy Technology Risk Director
2 weeks ago
Social Finance Ltd Charlotte, United StatesGovernance & Policy Technology Risk Director · RiskShape a brighter financial future with us.Together with our members, we're changing the way people think about and interact with personal finance.We're a next-generation financial services company and national bank using innovat ...
-
020 Travelers Indemnity Co Charlotte, United States Full timeWho Are We? · Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a cultu ...
-
Sr. Underwriting Consultant
2 days ago
Brighthouse Financial Charlotte, United StatesSr. Underwriting Consultant (Charlotte, NC (Hybrid) or Remote) · Req Id: 5021 · Where you'll work: · Our flexible, hybrid work model offers the option to work remotely or in the office. · How you'll contribute: · As a Senior Underwriting Consultant, you'll be responsible for assi ...
-
Sr. Underwriting Consultant
2 days ago
Istituto Marangoni Charlotte, United StatesEmployer Industry: Insurance · Why Consider this Job Opportunity: · - Salary ranging from $100,000 - $130,000 plus competitive performance-based incentives · - Flexible work environment with the option to work remotely or in the office · - Generous paid time off and company holi ...
-
Underwriter, Private Equity Practice
2 weeks ago
Chubb Charlotte, United StatesWe are seeking an Underwriter to join our National Private Equity Practice for our Financial Lines / Private and Not-for-Profit Insurance Products. The PNP Underwriter will be accountable for the growth and profitability of private equity-backed accounts for the Midwest Region. T ...
-
Underwriter, Private Equity Practice
2 weeks ago
Chubb Charlotte, United StatesWe are seeking an Underwriter to join our National Private Equity Practice for our Financial Lines / Private and Not-for-Profit Insurance Products. The PNP Underwriter will be accountable for the growth and profitability of private equity-backed accounts for the Midwest Region. T ...
-
Senior Underwriter, Construction
6 hours ago
The Hartford Charlotte, United StatesSenior Underwriter - UW08CA · Executive Underwriter - UW07CD · We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others acc ...
-
Senior Marketing Underwriter
3 weeks ago
Amerisure Mutual Insurance Company Charlotte, United StatesAmerisure creates exceptional value for its partners, policyholders and employees. · As a property and casualty insurance company, Amerisure's promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, ...
-
Director, Commercial Insurance Underwriter
6 hours ago
USAA Charlotte, United StatesWhy USAA? · Let's do something that really matters. · Manages a team of commercial insurance underwriting professionals in planning, developing, and administration of USAA Group Commercial Insurance products and programs which support operational performance objectives. Ensures ...
-
Loan Originator
4 weeks ago
Blue Signal Search Charlotte, United StatesOur client is a rapidly expanding, hard money lending company experiencing tremendous growth. Their team is driven by innovative thinking and a modern perspective that aims to streamline the financial industry by prioritizing relationships over transactions. As their business con ...
-
Sales Representative
1 week ago
The Atkinson Agency Charlotte, United StatesJob Description · Job DescriptionSuccess Driven Sales Agents Needed - Remote - Training Provided 75K-250K (results vary) · The Atkinson Agency is actively looking for business partners to mentor for senior positions. Someone who is confident, ambitious, goal-oriented, and self-mo ...
-
Commercial Lines Account Manager
2 weeks ago
APR Charlotte, United StatesJob Description · Job DescriptionJob Title: Commercial Lines Account Manager | Client Service Manager | CSRSalary: $70k- $80k base salaryLocation: Charlotte, NC | Remote Days · Job Overview: · The Commercial Lines Account Manager serves a critical role in our organization, managi ...
SBA Credit Analyst/ Underwriter/ Remote - Charlotte, United States - SVI Recruiting Group
Description
Job Description
Job DescriptionRegional Bank has an immediate opportunity for an SBA Credit Analyst. MUST HAVE CURRENT SBA EXPERIENCE/ NOT MORTGAGE
The SBA Underwriter/VP is responsible for analyzing/evaluating SBA 7(a), USDA, and SBA 504, and small business loan application files to ensure credit worthiness of each assigned loan transaction. Additionally, this individual will assist in the preparation of Preliminary Analysis as needed. The SBA Underwriter/VP will ensure that all areas of responsibility are being performed in accordance with Bank and SBA policies and procedures, meet with Bank clients as appropriate, and occasionally make visits with other Bank personnel to determine eligibility and assist other Bank officers,
. Analyze SBA, USDA, and small business loan files for credit worthiness based on Bank and SBA policies and guidelines.
. Prepare Credit Memorandum(s) on all new prequalified loan applications relative to financial strengths and weaknesses of applicants and guarantors, risk assessments, collateral assessment, and loan structure with an opinion as to credit worthiness.
. Review and evaluation of borrower and guarantor financial Information including Balance Sheet and Income & Expense Statements, credit reports, D&B reports, OFAC, bank statements, tax returns and any other borrower information in order to make appropriate credit decision.
. Review and evaluation of borrower and guarantor financial information to ensure that business and guarantor generate sufficient cash flow in order to debt service and meet minimum DSCR requirements. Compare historical performance/trends and provide footnotes as needed.
. Gather information on actual and prospective borrowers through inquiries and investigations with trade suppliers, financial institutions, professional firms, or individuals in-house relative to loan amount, activity, profitability, and affiliate relationships.
. Establishes and negotiates where necessary, loan structure, terms, and collateral conditions based on SBA and Bank policies and guidelines, in relation to applicant and BDO request.
. Analyzes industry data, competitive factors, historical performance, projected results, risk, and mitigating factors.
. Responsible for all loan amendments, ensuring that all loan conditions have been met, and other items as it may pertain to the credit, including review of appraisal and environmental reports.
. Provide a risk-rating grade level to loans underwritten and evaluated.
Basic Qualifications
Bachelor's degree (BA) or equivalent from an acceptable 4 YEAR college or university; or at least 5 YEARS of BANKING experience and/or training; or the equivalent combination of education and experience. Work related experience should consist of a financial analyzing or credit review background. Educational experience, through in-house training sessions, formal school, or financial industry related curriculum, should be business or financial industry related.
• Experience with 7a eligible Commercial Real Estate (CRE) preferred.
• Advanced knowledge of SBA SOP, commercial, construction, real estate and consumer loan products, processing and advanced knowledge of related state and federal lending and compliance laws and regulations, and other Bank lending policies including title policies, RESPA, and HMDA.
• Basic knowledge of branch operation procedures, Bank products and services and have the ability to read, analyze and interpret general business periodicals, professional journals, and technical procedures.