Credit Analyst - Coeur D'Alene, United States - Mountain West Bank

Description

About the Role:

Do you LOVE where you work?? We DO

Come work for a company that cares about our communities and celebrates our employees

Mountain West Bank. Today. Tomorrow.Together.

Looking to start a professional career with opportunities for growth? Look no further Mountain West Bank has been on The FORBES TOP 20 List for the past 9 years and has been voted one of the TOP 10 BEST COMPANIES TO WORK FOR IN IDAHO for 6 out of the last 8 years Mountain West Bank is looking for an outstanding Credit Analyst in beautiful Coeur d'Alene Idaho. This positin is responsible for analyzing financial data, assisting with preparation of credit authorizations, performing annual commercial credit reviews, preparing commercial real estate in-house evaluations, and assisting with management of the commercial loan portfolio. This is a full time 40 hour a week positin. We offer Vision and Dental benefits as well as supplemental Medical Insurance. In addition to that we offer an amazing PTO package as well as amazing 401-K and Profit Sharing benefits DOE $

DUTIES AND RESPONSIBILITIES:

• Prepares and/or oversees the preparation of credit authorizations, supporting documents and loan information sheets for new and existing accounts Spreads and/or analyzes financial statements and tax returns of potential and existing customers using appropriate tools and credit criteria.
• Analyze financial statements and tax returns and develop and convey questions and coments pertaining to financial trends and relevant borrower and industry data.
• Analyze and research the value of collateral securing loans including preparation of internal commercial real estate evaluation forms.
• Communicate with borrowers to obtain additional information, ask questions, etc.
• Supports Relationship Managers in related portfolio management activities,.
• Monitor borrowers financial condition, covenant compliance, and communicate deterioration or changes in borrower financial condition.
• Maintain service level expectations as defined by the bank.
• Performs related duties as assigned.
• Comply with Bank policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

REQUIRED EXPERIENCE AND QUALIFICATIONS:

• Two (2) years experience in accounting or financial analysis skills or related Associates Degree
• Proficiency with Microsoft applications (Word, Excel, Outlook)
• Ability to maintain strict confidentiality.
• Strong written and oral communications skills.
• Strong customer service skills.
• Strong organizational skills with attention to detail.

PREFERRED SKILL AND ABILITY:

• One (1) or more years of banking experience
• Jack Henry
• Bachelor degree in finance or accounting

WORK ENVIRONMENT: Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.

PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include: Sedentary work. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

COMPENSATION & BENEFITS: Salary is dependent upon relevant experience. We offer an extensive benefits package that includes, but is not limited to, flexible health coverage options: medical/dental/vision (partially employer paid with competitive premiums), health rewards program, possible employer contribution to a Health Savings Account, Employee Assistance Program (EAP); life insurance; 401K retirement plan with immediate vesting (up to 3% employer match, 3% automatic employer contribution, and profit sharing); discounted banking products and services; paid vacation/sick days, and paid holidays.

COMPANY OVERVIEW: At Glacier Bancorp, our employees are our most valuable asset. We seek qualified individuals who enjoy people, are innovative and eager to learn. We are dedicated to providing opportunities for personal advancement and professional growth by investing in the tools and training needed to build a personalized career path for you.

Glacier Bancorp, Inc. is a regional bank holding company headquartered in Kalispell, Montana with assets greater than $11 billion, operating in 15 bank divisions across 7 states (Montana, Idaho, Utah, Washington, Wyoming, Colorado and Arizona). We pursue a community banking philosophy, emphasizing personalized service combined with the full resources of a large banking organization. Over the years, Glacier Bancorp has received numerous awards for stability and soundness, and has repeatedly ranked among the top 10% in the nation for financial strength.

We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.