Jobs
>
Franklin

    Residential Mortgage Loan Originator - Franklin, United States - Dean Co-Operative Bank

    Dean Co-Operative Bank
    Dean Co-Operative Bank Franklin, United States

    2 weeks ago

    Default job background
    Description
    SUMMARY

    This is position is compensated with salary + commission.

    Examines, evaluates and recommends approval of residential mortgage applications, including purchases, refinances, construction and pre-approvals. Consistently provides outstanding and professional financial services. Exceeds customer expectations and expands financial relationships by actively selling and cross-selling quality banking products. Keeps up with mortgage loan trends and developments and stays connected with other financial institutions, lenders and advisors. Adheres to customer confidentiality standards and regulations at all times, including time away from the workplace.

    ESSENTIAL DUTIES AND RESPONSIBILITIES:
    • Interviews applicants, accepts on-line applications and requests and gathers all required documentation needed to process loan applications.
    • Corresponds with or interviews applicants or creditors to resolve questions regarding application information.
    • Ensures loan files are complete with all required documentation.
    • Packages and analyzes applicants' financial status, credit and property evaluation to determine feasibility of granting loan. Submits application to managers for verification and recommendation. Confers with manager to aid in resolving application problems.
    • Forwards competed file to underwriter(s) for underwriting, rate locks and loan approval.
    • Cross-sells and makes referrals for other bank products and services.
    • Responds to customer inquiries regarding mortgage rates, products, etc.
    • Calls on real estate brokers, accountants, builders and attorneys to build and maintain business relationships and to generate referrals.
    • Coordinates homebuyer seminars and workshops for existing and potential customers.
    • Attends chamber of commerce events, expos and other related business development events to develop and enhance potential referrals.
    • Other duties may be assigned.
    QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Incumbents in this position must be S.A.F.E. Act Compliant and registered by the NMLS in order to take residential loan applications or negotiate residential loan rates.

    The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    EDUCATION and/or EXPERIENCE: Associates Degree or equivalent; Bachelor's Degree preferred. At least three years of real estate origination experience. Must possess basic mortgage underwriting skills. Must have knowledge of FNMA and Mass Housing regulations, other lending compliance regulations, and underwriting guidelines.

    SKILLS AND ABILITIES:
    • Display a professional demeanor at all times.
    • Well-organized, self-motivated and results-oriented.
    • Be focused on customer service with excellent communication skills.
    • Be able to work independently and keep supervisor updated appropriately.
    • Possess the ability to multi-task in a fast-paced environment.
    • Forward thinking ability and analytical skills.
    • Extensive follow-up abilities.
    • Be able to adjust to a fast-paced, multi-demand, ever-changing work environment.
    • Strong business development skills.
    • Proficient with computers, paperless, digital.
    • Research, find and correctly interpret mortgage guidelines.
    LANGUAGE SKILLS: Ability to read and interpret documents such as memos, loan documents, contracts, simple financial statements, disclosures, training manuals, help screens and policy and procedure manuals. Ability to communicate effectively with colleagues and customers of the Bank.

    SUPERVISORY RESPONSIBILITIES: None

    PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Dean Co-Operative Bank

    Residential Mortgage Loan Originator

    1 week ago

    Dean Co-Operative Bank Franklin, United States

    Job Description · Job DescriptionSUMMARY · This is position is compensated with salary + commission. · Examines, evaluates and recommends approval of residential mortgage applications, including purchases, refinances, construction and pre-approvals. Consistently provides outstand ...

  • PrimeLending

    Team Loan Originator Ne

    4 days ago

    PrimeLending Brookline, United States

    Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team · - s client bas ...

  • Webster Five

    Mortgage Loan Originator

    2 weeks ago

    Webster Five Auburn, United States

    POSITION SUMMARY: Proactively solicits and originates residential mortgage loans, ensuring compliance with internal, regulatory and secondary market guidelines. Actively fosters and cultivates business relationships with diverse members of the community to generate residential mo ...

  • unibank

    Mortgage Loan Originator

    1 week ago

    unibank Whitinsville, United States

    Job Description · Job DescriptionOpportunity Overview: · We have a Unique opportunity to join our Mortgage team as our newest Mortgage Loan Originator. In this role you'll be working on-site with customers from around the area, financing their real estate dreams by originating re ...

  • St. Mary's Bank

    Mortgage Loan Originator

    1 week ago

    St. Mary's Bank Boston, United States

    Job Description · Job DescriptionSt. Mary's Bank is currently looking to fill a full-time Mortgage Loan Originator position. This position is responsible for producing quality mortgage loans, providing great service and quality information to members and ensuring compliance of al ...

  • Truist Financial Corporation

    Retail Mortgage Loan Originator

    2 weeks ago

    Truist Financial Corporation Sterling, United States

    Primary Location : Sterling, VA US : **Retail Mortgage Loan Originator** · Job Description : **The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one.* ...

  • Needham Bank

    Vice President CRA Mortgage Loan Originator

    1 week ago

    Needham Bank Needham, United States

    Job Description · Job DescriptionRepresent Needham Bank as Vice President & Community Reinvestment Act Loan Officer in targeted territories with major goal of assisting bank in meeting both CRA and Fair Lending goals as outlined in CRA & Fair Lending Business plan. Establish and ...

  • Citizens

    Business Banking Relationship Manager Ii

    1 week ago

    Citizens Westwood, United States

    **Description** · At Citizens, tailored advice, personalized experiences, and innovative ideas, products, and solutions, are central to helping clients navigate changing circumstances. In this role, you'll deepen relationships with your clients by collaborating with peers across ...

  • Northpoint Mortgage

    Mortgage Processor

    1 week ago

    Northpoint Mortgage Westborough, United States

    **Mortgage Processor** · Skills & Experience Needed: · - 2+ years of Mortgage Processing Experience · - Encompass Loan Origination Software · - Excellent verbal and written communication skills with a customer service attitude · - Ability to effectively prioritize and see tasks t ...

  • Rockland Trust Company

    Customer Service Representative

    2 weeks ago

    Rockland Trust Company Norwood, United States

    At Rockland Trust, we believe that each relationship matters - and that starts with our Customer Service Representatives. We take pride in the care and excellent service provided by our call center staff. We handle it all - from loans to checking accounts, online banking and more ...

  • Cambridge Savings Bank

    Junior Loan Analyst

    6 days ago

    Cambridge Savings Bank Waltham, United States

    At Cambridge Savings Bank, our purpose is to have a positive impact on our customers, employees, and community's financial well-being. We are committed to exceeding expectations and having a strong commitment to diversity and inclusion. As a Residential Junior Loan Analyst, you w ...

  • Shoreham Bank

    Credit Analyst

    2 weeks ago

    Shoreham Bank Warwick, United States

    **Major Duties and Responsibilities** · 2. Prepare and review Preliminary Loan Summaries and cash flow analysis with/for the benefit of the Commercial Credit Committee with the Underwriter and AVP of Commercial Operations. · 4. Review final closing documents and files to ensure n ...

  • Quorum Federal Credit Union

    Mortgage Loan Processor

    2 weeks ago

    Quorum Federal Credit Union Purchase, United States

    **Who is Quorum** · Quorum Federal Credit Union is a national employer of choice that attracts, develops, enables, and retains the right resources to drive the organization forward. We are a human-centered organization that delivers a positive work journey and is committed to enh ...

  • Quorum Federal Credit Union

    Mortgage Loan Underwriter

    2 weeks ago

    Quorum Federal Credit Union Purchase, United States

    **Who is Quorum** · Quorum Federal Credit Union is a national employer of choice that attracts, develops, enables, and retains the right resources to drive the organization forward. We are a human-centered organization that delivers a positive work journey and is committed to enh ...

  • Metro Credit Union

    Mortgage Specialist

    2 weeks ago

    Metro Credit Union Chelsea, United States

    Join us to use your sales skills and your bilingual abilities to help our members realize their dreams of Home Ownership · Mortgage Specialist - Bilingual Spanish/English · As a bilingual Mortgage Specialist, you will work closely with our internal team, our members, and the comm ...

  • Needham Bank

    Hmda and Cra Specialist

    2 weeks ago

    Needham Bank Needham, United States

    Job Summary**:The HMDA and CRA Specialist is primarily responsible for assisting with data validation management and quality assurance, consistent with the requirements of the Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA). Additional responsibilities in ...

  • First Citizens Bank.

    Commercial Lending Support

    1 week ago

    First Citizens Bank. Boston, United States

    **Overview** · First Citizens Bank has an incredible opportunity for a Sales Support Specialist (Commercial Lending Assistant). We are hiring banking professionals who have had proven success in their past careers, are self-motivated, and possess strong relationship building skil ...

  • Shoreham Bank

    Portfolio Analyst

    2 weeks ago

    Shoreham Bank Warwick, United States

    The Portfolio Analyst is responsible for working with the commercial lending team and loan servicing department from the time a loan closes through maturity of the loan to ensure all loans are compliant and conform with Shoreham Bank (formerly Home Loan Investment Bank), SBA and ...

  • Webster Bank

    Md, Business Banking Relationship Manager

    6 days ago

    Webster Bank Boston, United States

    If you're looking for a meaningful career, you'll find it here at Webster. Founded in 1935, our focus has always been to put people first--doing whatever we can to help individuals, families, businesses and our colleagues achieve their financial goals. As a leading commercial ban ...

  • MassHousing

    Manager of Rental Underwriting

    6 days ago

    MassHousing Boston, United States

    **Careers at MassHousing**: · At MassHousing, we believe a home is more than a roof and four walls. A home is safety and security, opportunity and peace of mind. Our team of talented professionals works to ensure that all Massachusetts residents have a safe, healthy and affordabl ...