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Senior Mortgage Underwriter - Hartford, United States - First World Mortgage
Description
Do you want to be part of the best team in the industry?Are you self-motivated, enjoy working as part of a team, yet having your own freedom?
Do you dislike being micromanaged?
Is having a work/life balance important to you?
Are you full of energy and ready to help make people's dreams come true?
If you have answered yes to all of the above then we want to talk to you
First World Mortgage is seeking the right candidate to fill an immediate need as a Senior Mortgage Underwriter. This is a permanent, full time position; remote work potential.
We value our employees and are looking for the right person who is looking for a long term commitment to our growing company.
5+ years in the mortgage industry, with 3 of the most recent being as an underwriter for forward mortgage loans
FHA Direct Endorsement required
Knowledge of DU and LP and evaluating feedback required
VA Automatic/LAPP required
Experience underwriting USDA and CHFA loans preferred but not required
Paperless environment
Proficiency with Encompass desired
Attention to detail and accuracy
Excellent verbal and written communication skills
Ability to prioritize and redirect efforts as needed
Key Responsibilities include but are not limited to:
Underwrite first mortgage loans to agency and insurer compliance
Decision all loan files in a timely manner and communicate decision to loan officer and processor
Review conditions on loans within required timeframes to move loans to closing
Regularly exercising knowledge and independent judgement to propose restructuring alternatives on loans where applicable
Submitting loans for mortgage insurance approval
Pre-flighting credit and income at the request of sales force and/or manager
Review appraisals to ensure adequate collateral
Note:
This job description is intended to provide a general overview of the position. It is not an exhaustive list of responsibilities or qualifications associated with the role.
Job Type:
Full-time
People with a criminal record are encouraged to apply
Work Location:
In person
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