- Contribute to production goals by identifying lending opportunities and originating new loans upon referral through the Enterprise system and external partners.
- Structure and negotiate financing proposals and prepare comprehensive written loan packages for review and approval by management or Loan Committee for both direct financing by ECLF and financing through various off-balance sheet funds.
- Analyze third party due diligence reports, including appraisals, plan & cost reviews, environmental reports, market assessments, energy audits, and solar feasibility studies to determine transaction viability and appropriate loan structure.
- Coordinate the preparation of commitment letters and loan documents with attorneys.
- Manage the closing process, including internal and external closing counsel, and the collection, review, approval and execution of all closing items.
- Manage a limited number of existing loans in the portfolio.
- Maintain loan files in audit-ready condition to ensure accuracy and completeness.
- Work cooperatively with local and regional staff from other Enterprise capital groups and non-capital divisions to coordinate and leverage Enterprise resources, grants, loans and equity to advance projects.
- Advance the organization's core goals under its strategic plan: Increasing housing supply, advancing racial equity, and building resilience and upward mobility.
- Maintain up to date entry of activity in ECLF's Salesforce system.
- Assist with other projects as needed.
- Undergraduate degree required; advanced degree in business, finance, sustainability or related field preferred.
- Five (5) years of lending experience, with three (3) years of community development real estate underwriting required. Experience in some combination of the following areas will be valuable: Federally Qualified Health Centers, Charter Schools, New Markets Tax Credit transactions, affordable housing finance, solar development, energy efficiency, decarbonization, and renewable energy finance.
- Ability to work independently in preparing and negotiating complex, multi-layered transactions and balancing the programmatic needs of community-based organizations with sound underwriting judgment and risk mitigation.
- Ability to prioritize and manage multiple projects and assignments, meet tight deadlines, and coordinate and communicate effectively across all levels of a large organization.
- Strong business development, writing, analytical, communication, and problem-solving skills, with expertise in Excel and working knowledge of Salesforce.
- Familiarity with federal, state and local community development programs, particularly programs that finance affordable housing, community facilities, and decarbonization activities.
- Ability to travel up to 15% of the time.
-
Mortgage Loan Officer
4 days ago
CTBC Bank Corp USA San Francisco, United States***: · This position will primarily generate mortgage loan production through self-sourced channels. Actively solicit new business, develop, and maintain sources to achieve the assigned business objectives and financial performance. · **ESSENTIAL FUNCTIONS**: · **Sales (75%)** · ...
-
CRA Loan Officer
1 week ago
Boston Private Financial Holdings San Francisco, United StatesLocated in the Bank's Los Angeles office, the Residential Loan Officer is responsible for originating new residential financing transactions with an emphasis on assisting First Time Homebuyers as part of the Bank's CRA program. The Residential Loan O Loan Officer, Commercial Loan ...
-
Sr. Loan Officer
1 week ago
Enterprise Community Partners San Francisco, United StatesEnterprise is a national nonprofit that exists to make a good home possible for the millions of families without one. We support community development organizations on the ground, aggregate and invest capital for impact, advance housing policy at every level of government, and bu ...
-
Mortgage Loan Officer
4 days ago
PNC Financial Services Group San Francisco, United StatesJob Profile · Position Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture wher ...
-
Mortgage Loan Officer
2 weeks ago
PNC San Francisco, United States**Position Overview** · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our ...
-
Mortgage Loan Officer
3 hours ago
PNC Financial Services Group San Francisco, United StatesJob Profile · Position Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture wher ...
-
Mortgage Loan Officer
1 week ago
PNC Financial Services Group San Francisco, United StatesPosition Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our em ...
-
Mortgage Loan Officer
2 weeks ago
PNC Financial Services Group San Francisco, United StatesPosition Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our em ...
-
AVP, Loan Portfolio Officer
1 week ago
Cathay Bank - Cathay General Bancorp San Francisco, United StatesAVP, Loan Portfolio Officer (LPO) is responsible for maintaining and monitoring existing commercial loan portfolio and work closely with the Relationship Manager who owns the relationship of these accounts. LPO is expected to maintain close contact Portfolio, Officer, Constructio ...
-
Middle Market Commercial Loan Officer
1 week ago
MRINetwork Jobs San Francisco, United StatesJob Description · Job Description · Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $20MM-1billi ...
-
Middle Market Commercial Loan Officer
1 week ago
MRINetwork Jobs San Francisco, United StatesJob Description · Job DescriptionActively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $20MM-1billion. ...
-
Loan Officer
1 week ago
Diversified Mortgage Group Pleasanton, United StatesCompany Description · Diversified Mortgage Group is a licensed mortgage lender based in Pleasanton, California. As an Equal Housing Lender, we provide a wide range of financing options to help individuals and families achieve their homeownership goals. Diversified Mortgage Group ...
-
Mortgage Loan Officer
1 week ago
Nexera Holdings Emeryville, United StatesNewfi offers an amazing compensation package along with member service leads, digital mortgage technology, top of the line local processing and a hybrid work-from-home/office opportunity · Newfi is operated by industry veterans who have experience running top mortgage companies ...
-
Mortgage Loan Officer
1 week ago
Fresh Home Loan Inc Alameda, United StatesCompany Description · Fresh Home Loan Inc is a team of expert independent mortgage brokers based in Alameda, CA. With years of experience in navigating the complex California market, we have helped hundreds of individuals secure loans, get approved for home purchases, and refina ...
-
Mortgage Loan Officer
1 week ago
Capital Home Mortgage Llc Oakland County, United StatesJob Description · Job DescriptionJob Description · Capital Home Mortgage is a growing company, and we are looking for highly motivated individuals to join our team today As a loan officer, you will be responsible for reviewing, authorizing and recommending loans for approval. You ...
-
Mortgage Loan Officer
2 weeks ago
PNC Burlingame, United States**Position Overview** · Job Description Summary · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplac ...
-
Mortgage Loan Officer
1 week ago
PNC Bank Corp. San Mateo, United StatesAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all Loan Officer, Mortgage, Office ...
-
Loan Officer Associate
2 days ago
Eagle Home Mortgage San Ramon, United StatesThe Loan Officer Associate position is designed to assist branch Loan Officers (L - Os) while preparing the Loan Officer Associate (LOA) to grow into a Loan Officer position. The LOA will complete various on-line and classroom educational sessions wh Loan Officer, Officer, Associ ...
-
Mortgage Loan Officer
1 week ago
RISE Group LLC Walnut Creek, United States· We are looking for an experienced, service, and detail-oriented mortgage loan officer to join our team. We believe in removing obstacles and creating a supportive environment for you to thrive in. If you have a proven track record of creating lending solutions for your clients ...
-
Mortgage Loan Officer
1 week ago
Abodu Redwood City, United StatesADU Finance is a wholly owned subsidiary of Abodu, the nation's leading Accessory Dwelling Unit · (ADU) provider. ADU Finance is looking for a leader in mortgage origination to support homeowners · seeking financing opportunities for their ADU projects and to gain more informat ...
Sr. Loan Officer - San Francisco, CA, United States - Enterprise Community Partners
Description
Enterprise is a national nonprofit that exists to make a good home possible for the millions of families without one. We support community development organizations on the ground, aggregate and invest capital for impact, advance housing policy at every level of government, and build and manage communities ourselves. Since 1982, we have invested $72 billion and created 1 million homes across all 50 states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands - all to make home and community places of pride, power and belonging.
Join us at
Working at Enterprise
At Enterprise, you'll be part of a diverse, committed team making a difference every day. You will collaborate with some of the smartest minds and biggest hearts in our field. You'll be empowered to drive systems change and take bold steps to advance racial equity. And you will find a career home where you're valued and supported in your growth journey.
Enterprise offers career opportunities in our offices across the country with anexceptional benefits package.
Job Description Summary
Enterprise Community Loan Fund (ECLF) is a certified community development financial institution and a member of the Enterprise family of companies. Since its founding in 1982, Enterprise, our controlling entity, has raised and deployed $54 billion in equity, grants, and loans to support low-income people and low-income communities including building or preserving 873,000 affordable rental homes. For more information about Enterprise, please visit our website atEnterprise Community Loan Fund has an immediate opening for a Senior Loan Officer position. The position would have lending responsibilities throughout Enterprise's national footprint and will be based in Columbia, MD, New York City, Los Angeles, Seattle, Atlanta, Chicago, Denver, Cleveland, Detroit, San Francisco, New Orleans, or Washington, DC.
Reporting to the Director of Lending, the Senior Loan Officer (SLO) is responsible for underwriting loan requests in support of community development projects with particular emphasis on community facilities (including federally qualified health centers and charter schools), and/or climate lending for affordable housing. Loans will include predevelopment, construction, mini-perm, bridge, New Market Tax Credits leverage loans and mini-perm loans. Climate lending will include solar development, green retrofit of operating properties, and other decarbonization activities.
The Senior Loan Officer is also expected to be the lead on occasional special lending and other company initiatives and to collaborate with other Enterprise Community Partners divisions.
The SLO is expected to develop and maintain external relationships with community development organizations, public funders, affordable housing developers, and other stakeholders operating in the regions the SLO covers. The position requires an experienced professional with strong analytical, financial and relationship management skills.
Job Description
Responsibilities:
Qualifications:
Total Rewards at Enterprise:
You will be working with a group of talented professionals who are motivated by serving the community and addressing the need for affordable housing.
Enterprise offers a comprehensive total rewards package for you and your family.
The base salary for this role is $140,000 to $160,000, depending on level of skills and experience.
The salary range for this position is represented by the low and high end of the range for the amount to be paid for the position. Salaries paid at Enterprise will vary based on factors that may include skills, education, location, experience, and performance. The salary range is just a part of the total rewards package provided to employees at Enterprise, and other rewards may include annual performance bonuses and generous paid leave programs.
At Enterprise, our benefits form a major component of our total rewards package. Benefits include dental, health, and vision care plans, as well as family-building benefits, such as fertility, adoption, surrogacy support, and gender-affirming care. Enterprise allows flexible work arrangements to promote a better work-life balance. We offer health advocacy, EAP, and mental health benefits. We round out our total rewards package by offering financial education, wellness programs, and auto-enrollment in the company's 401(k) plan with employer matching contributions. Finally, you will have learning and development opportunities, including tuition reimbursement for job-related courses and certifications. Thank you for your interest in joining the Enterprise team in our effort and commitment to serve others.