Portfolio Banker - Los Angeles, United States - BMO US

BMO US

Verified Company

Los Angeles, United States

1 week ago

Posted by:

Mark Lane

beBee recruiter

Description

300 S. Grand Ave. Los Angeles California,90071

Provides a superior level of customer service and portfolio management in lending services for all existing and potential clients and in support of a team of specialists and relationship managers.

Provides technical expertise for proactive credit analysis, structuring, decisions, and portfolio monitoring. Applies lending expertise to a lending and deposit portfolio of accounts or part of the lending process (e.g. underwriting, funding, monitoring).

Provides advice and support where needed with a focus on unique and complex credit transactions for prospects and clients.
Identifies crossselling opportunities to increase client penetration for banking, investments and deposits.
Prepares new business proposals or presentations to clients/prospects.
Participates in activities for client meetings and account opening documentation.
Provides day to day technical support and management of accounts for team members and customers.
May act as lead relationship manager.
Ensures timely resolution of all client questions and concerns, both internal and external.
Performs client sales & service support activities as required to meet client needs and maintain overall service standards.
Determines client needs and ensures timely and accurate completion of transaction processing.
Provides after sales support and handles exceptions tactfully, accurately and efficiently in accordance with Bank policy.
Recommends and implements solutions based on analysis of issues and implications for the business and the client.
Assists in the development of strategic plans.
Identifies emerging issues and trends to inform decisionmaking.
Maintains detailed knowledge and understanding of the integrated private banking services and offerings and lending procedures.
Partners with the leadership team on strategic direction and complex lineofbusiness projects.
Conducts independent analysis and assessment to resolve strategic issues.
Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.
Collaborates with internal and external stakeholders in order to deliver on business objectives.
Coordinates the management of databases; ensures alignment and integration of data in adherence with data governance standards.
Completes comprehensive analysis for risk, financial and profitability rating and assessments.
Breaks down strategic problems, and analyses data and information to provide insights and recommendations.
Monitors and tracks performance, and addresses any issues.
Designs and produces regular and adhoc reports, and dashboards.
Builds change management plans of varying scope and type; leads or participates in a variety of change management activities including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.
Coordinates account management activities with deal team members and internal groups.
Performs audits and quality checks, to ensure decisions are adequately documented and clearly communicated.
Manages operational audits and controls for banking and account administration.
Manages day to day portfolio administration activities through the completion of a wide variety of credit, noncredit, and related activities.
Monitors the timely and accurate setup & maintenance of accounts, including account setups, collateralization, and documentation.
Provides input into the planning and implementation of operational programs.
Executes setup, maintenance, and advancement of lending products and related account administration as per guidelines.
Verifies and processes loan drawdowns, ensuring they are within the terms of the credit authorization and completion of required security documentation.
Reviews and actions overdrafts and other monitoring reports in a timely manner.
Sets up and completes margin / covenant tests within established timeframes.
Maintains control of security collateral including preparation and registration.
Identifies, diarizes, and monitors accounts for security renewals, registrations, and other expiry dates to meet compliance requirements.
Monitors and controls the integrity of lending documentation.
Collects fees applicable to credit terms and conditions or account agreement.
Identifies business needs, designs/develops tools and training programs; may include delivery of training to audiences.
May specialize as either a funding specialist or a credit underwriting specialist.
Mitigates identified risks and makes credit recommendations/decisions in accordance with sound creditgranting principles and compliance with the Bank's philosophy and principles outlined in corporate risk policy and supporting policies and procedures.
Identifies and escalates irregularities and discrepancies to management as per guidelines.
Participates in assigned audits and compliance reviews.
Ensures proper