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Folsom

    Commercial Banker - Folsom, United States - First Citizens Bank

    First Citizens Bank
    First Citizens Bank Folsom, United States

    5 days ago

    Default job background
    Full time
    Description
    Overview:

    Forever Strong. What sets First Citizens apart?

    Strong leadership, enduring values and a commitment to helping people and businesses prosper.

    As a Commercial Banker at First Citizens Bank you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

    Commercial Bankers develop and maintain an active prospect list, customer outreach plan and quality referral sources. They are the primary contact for borrowing needs, on average, over $2MM and engage bank partners to provide a full range of deposit and related business services.

    Responsibilities:

    In this role you will get to:

    Make an impact by contributing to the growth of the bank through commercial loans, deposits and fee income.

    Leverage your network to engage with local business owners and companies to develop business lending opportunities.

    Represent the bank in the community by attending and participating in civic, community and networking events.

    Engage in an efficient loan approval process with open communication and exposure to local credit partners.

    Be part of a collaborative team with various bank partners to support and deepen the full client relationship.

    The base pay for this position is relative to your experience but the range is generally $165,975 to $254,495 per year. This position is eligible for variable compensation, which may be in the form of incentive, bonus, or commission pay. First Citizens offers a competitive, comprehensive benefits program which you can review here:

    Qualifications:

    Bachelor's degree with a minimum of 6 years experience in business or commercial lending, credit or business development.

    -Or-

    High school diploma or GED with a minimum of 10 years experience in business or commercial lending, credit or business development.

    Additional Requirements:

    Business development experience

    Financial analysis and credit underwriting skills

    Knowledge of commercial lending, deposit and cash management solutions

    Ability to provide financial guidance and expertise

    Sales planning and forecasting experience

    Preferred Qualifications:

    Established COI's and referral sources

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