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    Underwriter - Environmental - Atlanta, United States - Beazley Group

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    Description
    General

    Job Description & Person Specification


    Job Title:
    Underwriter - Environmental

    Division:
    Specialty Risks

    Key Relationships:
    Brokers, underwriters, claims, wordings, insureds, external clients and suppliers

    Job Summary:
    To underwrite an Environmental account within the Professions,
    Environmental and M&A (PEMA) team. and provide counsel and advice on underwriting related issues. Provide technical expertise in this business area and maintain and improve market reputation of the Beazley brand.


    FLSA:
    Exempt

    Responsibilities

    Underwriting
    Develop and underwrite a profitable portfolio of Environmental business as part of the PEMA team.

    Structure tailor-made solutions by considering the team underwriting parameters and underwriting policy and using underwriting knowledge and experience to win new business and retain existing.

    Manage innovation and development of non-insurance service offerings to insureds and others.

    Monitor premiums, costs and claims ratios per contract and take corrective measures if necessary to ensure long term profitability at account level.

    Evaluate appropriate risk premium by considering the risk costs, reinsurance cessions, capital exposure as well as the underwriting and general administration costs to ensure profitability, using rating models as applicable.

    Monitor peer underwriters in their daily work to ensure profitability as well as efficient and cost effective administration of the Environmental account.

    Monitor and supervise assistants in their daily work to ensure compliance with underwriting philosophy and policy and consistency within the team and Specialty Risks
    Comply with Beazley's underwriting control standards for business written through Lloyd's, Beazley Insurance Company Inc or Beazley's internal MGAs.
    Develop a good working relationship with the claims managers on this class of business.
    Client Management
    Advise, assist and service clients on insurance and risk matters to ensure clients' satisfaction.
    Foster positive relationships with clients to get a mutual understanding of both their and Beazley's needs.
    Maintenance of good business relationships with brokers.
    Maintain awareness of overall Beazley product range and take advantages of opportunities to introduce other Beazley products to clients.

    Person Specifications

    General
    Leverage networking opportunities within the business to develop standardised underwriting policy and best practice within Beazley.
    Develop best practice and disseminate business and class knowledge within the Environmental, PEMA and Specialty Risks teams.
    Work with peers within Environmental, PEMA and Specialty Risks to maximise business opportunities and profitability within the department. This will include but not be limited to sharing market information, marketing sources and cross selling opportunities.

    Share and gather knowledge within the Beazley Group to ensure dissemination of best practice and maximise business opportunities and profitability across the Group.

    Production of presentations and marketing literature as required.
    Production of business plans/research documents for the Environmental account as required.

    It is important that within all your interactions both internally and externally you adhere to Beazley's core values - Being Bold, Striving for Better, and Doing the Right Thing - as they contribute to an internal environment of teamwork and promote a positive brand image and experience to our external customers.


    We also expect Beazley employees to:
    Comply with Beazley procedures, policies and regulations including the code of conduct, which incorporates the PRA and FCA Conduct.

    Undertake training on Beazley policies and procedures as delivered by your line manager, the Culture & People or assurance teams (compliance, risk, internal audit) either directly, via e-learning or the learning management system.

    Display business ethics that uphold the interests of all our customers.

    Ensure all interactions with customers are focused on delivering a fair outcome, including having the right products for their needs.

    Comply with any specific responsibilities necessary for your role as outlined by your line manager, the Culture & People or assurance teams (compliance, risk, internal audit) and ensure you keep up to date with developments in these areas.

    This may include, amongst others, Beazley's underwriting control standards, Beazley's claims control standards, other Beazley standards and customer relationship management.

    Carry out additional responsibilities as individually notified, either through your objectives or through the learning management system. These may include membership of any Beazley committees or working groups.

    Personal Specification:
    Education & Qualifications
    Minimum graduate level education in technical/science discipline (Geology, Engineering, Chemistry, Environmental Science)
    Must have technical background/consulting background
    Skills & Abilities
    Proficient underwriting skills
    Accurate and numerate
    Strong analytical skills with attention to detail
    Able to communicate effectively with others, both verbally and in writing
    Ability to manage time, meet deadlines and prioritise
    Motivational skills
    Knowledge & Experience
    General commercial and financial knowledge
    Extensive experience in insurance industry
    Extensive experience of Environmental underwriting
    Broad knowledge of Environmental insurance environment, including key brokers, regulatory environment and competition
    Background in Environmental engineering or consultancy
    Thorough knowledge of underwriting policy, philosophy and practice
    Advanced knowledge of underwriting processes and systems
    Client service experience
    Aptitude & Disposition
    Result focused, self-motivated, flexible and enthusiastic
    Professional approach to interact successfully with managers/colleagues/external suppliers
    Team worker as well as able to work on own initiative
    Customer focused, with a strong ethic of service and fairness to the customer
    Competencies
    Achievement drive
    Analytical thinking
    Strategic thinking
    Service focus
    Team working
    Conceptual thinking
    Forward thinking
    This document is subject to review after consultation with your Manager.

    #J-18808-Ljbffr


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