- Serves as an underwriter for small business and commercial mortgages requests up to $1,000,000, including but not limited to real estate, vehicles and/or equipment and unsecured loans. Prepares in-depth written financial analysis memorandums in compliance with lending policies and regulations. Reviews real estate appraisals and environmental reports. Recommends loans for approval or declination, which may include presentations to senior management or loan committee;
- Prepares financial spreadsheets on business borrowers and personal guarantors that analyze profitability, affordability, liquidity and computes ratios to evaluate the applicants' financial status;
- Tracks the annual review and risk rating process of assigned portfolios. Updates borrower financial analysis with current information and re-assesses the borrower's risk rating;
- Performs ongoing loan servicing administration of in-house loans. Maintains and organizes all loan folders within assigned portfolio;
- Assists with the maintenance of the department's reporting system, including but not limited to loan exceptions tracking, concentration limits, annual review spreadsheet, and other recurring portfolio reports. Supports ad-hoc reporting needs as requested by management;
- Assists with managing construction loan disbursement process. Prepares disbursement request memos according to policy, orders title updates and may perform construction progress inspections;
-
Credit Analyst
1 week ago
Rockland Federal Credit Union Rockland, United StatesJob Description · Job DescriptionDuties: · Responsible for supporting business development in the credit analysis and underwriting of commercial loan packages in accordance with established lending policies and procedures. Perform a variety of duties under the general supervision ...
-
Credit Review Analyst
3 weeks ago
Northern Bank Woburn, United StatesIn this role, within the Credit Department, the analyst will review commercial loan writeups (including new loans, line of credit renewals and household reviews) to ensure accuracy and help to make recommendations for technical and structural edits to the presentations. The role ...
-
Credit Solutions Analyst
5 days ago
HSBC Boston, United States-Job description · HSBC Innovation Banking provides debt solutions to early stage, high growth and public companies in the technology sector. Our differentiator is a global footprint in 70+ countries as well as a well-rounded banking platform including investment and corporate ba ...
-
Senior Commercial Credit Analyst
3 weeks ago
Solve IT Strategies, Inc. Rockland, United StatesSolve IT Strategies is looking for a Senior Commercial Credit Analyst. This role is located at Rockland, MA. Onsite · The Main Responsibilities of a person are: · Perform credit analysis for new loan requests and oversee existing portfolio. · Prepare annual reviews, loan modif ...
-
Senior Commercial Credit Analyst
1 week ago
Solve IT Strategies, Inc. Rockland, United StatesSolve IT Strategies is looking for aSenior Commercial Credit Analyst. This role is located at Rockland, MA. Onsite · The Main Responsibilities of a person are: · Perform credit analysis for new loan requests and oversee existing portfolio. · Prepare annual reviews, loan modifi ...
-
Senior Commercial Credit Analyst
3 weeks ago
Solve IT Strategies, Inc. Rockland, United StatesSolve IT Strategies · is looking for a Senior Commercial Credit Analyst. · This role is located at · Rockland, MA. Onsite · The Main Responsibilities of a person are: · Perform credit analysis for new loan requests and oversee existing portfolio. · Prepare annual reviews, loan ...
-
Senior Commercial Credit Analyst
3 weeks ago
Solve IT Strategies, Inc. Rockland, United StatesJob Description · Job DescriptionSolve IT Strategies is looking for a Senior Commercial Credit Analyst. This role is located at Rockland, MA. Onsite · The Main Responsibilities of a person are: · Perform credit analysis for new loan requests and oversee existing portfolio. · Prep ...
-
Senior Commercial Credit Analyst
3 weeks ago
Solve IT Strategies, Inc. Abington, United StatesResponsibilities: · Perform credit analysis for loan requests and oversee portfolio. · Prepare annual reviews and loan modifications, tracking financial information. · Analyze financial statements, management profiles, business/product cycles, and historical operating performance ...
-
Business Banking Credit Analyst
1 week ago
Citizens Boston, United States**Description** · Citizens Private Bank has accelerated its strategy to build out Wealth Management, scale Business Banking, grow deposits, and expand in key growth markets. We're looking for talented individuals who recognize the value of delivering a white glove experience to c ...
-
Private Bank Credit Analyst
1 week ago
Citizens Boston, United States**Description** · Citizens Private Bank has accelerated its strategy to build out Wealth Management, scale Business Banking, grow deposits, and expand in key growth markets. We're looking for talented individuals who recognize the value of delivering a white glove experience to c ...
-
Senior Commercial Credit Analyst
3 weeks ago
Solve IT Strategies, Inc. Abington, United StatesResponsibilities: · Perform credit analysis for loan requests and oversee portfolio. · Prepare annual reviews and loan modifications, tracking financial information. · Analyze financial statements, management profiles, business/product cycles, and historical operating performa ...
-
Senior Commercial Credit Analyst
2 weeks ago
Solve IT Strategies, Inc. Abington, United StatesResponsibilities: · Perform credit analysis for loan requests and oversee portfolio. · Prepare annual reviews and loan modifications, tracking financial information. · Analyze financial statements, management profiles, business/product cycles, and historical operating performance ...
-
Commercial Credit Analyst
3 weeks ago
Sharon & Crescent United Credit Union Brockton, United StatesJob Type · Full-time · Description · SCU Credit Union has a mission to positively impact the financial well-being of our members by providing access to a wide range of products and services; to support the diverse communities we serve through education and collaboration; and to ...
-
Commercial Credit Analyst
3 weeks ago
South Shore Staffing Brockton, United StatesSUMMARY · Provide independent credit analysis of new and existing commercial real estate/CRE loan relationships and commercial & industrial/C&I loans. Develop critical written analysis of new loan opportunities and review/renewal of existing portfolio credit relationships as a m ...
-
Credit Analyst
3 weeks ago
firstPRO, Inc Norwood, United StatesOutstanding opportunity for an experienced Credit Analyst with a steadily growing company in the medical device industry. Our client is a pioneering company dedicated to advancing healthcare through innovative medical solutions. HYBRID/flexible work schedule. · Responsibilities: ...
-
Credit Analyst
2 weeks ago
FirstPRO Norwood, United StatesOutstanding opportunity for an experienced Credit Analyst with a steadily growing company in the medical device industry. Our client is a pioneering company dedicated to advancing healthcare through innovative medical solutions. HYBRID/flexible work schedule. · Responsibilities: ...
-
Credit Analyst
3 weeks ago
MutualOne Bank Framingham, United StatesJob Description · The Credit Analyst is responsible for determining and monitoring credit risk in the commercial loan portfolio. Responsibilities include collecting and analyzing financial statements, preparing loan memoranda and annual reviews, determining and assigning risk ra ...
-
Credit Analyst
1 week ago
Brookline Bank Boston, United StatesIf you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.Credit Analyst · Full Time · Professionals: Other · Boston, MA, USAbout Brookline BankSince 1871, Brookline Bank has buil ...
-
Credit Analyst II
2 weeks ago
firstPRO, Inc Stoughton, United StatesJob Title: Credit Analyst II · Location: Stoughton, MA · Employment Type: Full-time · Remote Work: 2 days per week · firstPRO, Inc. is seeking a skilled and detail-oriented Credit Analyst II to join a large biotech client of hours south of the city. The Credit Analyst II will pla ...
-
Credit Analyst II
1 week ago
FirstPRO Stoughton, United StatesJob Title: · Credit Analyst II · Location: · Stoughton, MA · Employment Type: · Full-time · Remote Work: · 2 days per week · firstPRO, Inc. is seeking a skilled and detail-oriented Credit Analyst II to join a large biotech client of hours south of the city. The Credit Analys ...
Credit Analyst - Rockland, United States - Rockland Federal Credit Union
Description
Duties:Responsible for supporting business development in the credit analysis and underwriting of commercial loan packages in accordance with established lending policies and procedures. Perform a variety of duties under the general supervision of the SVP/ Chief Lending Officer, which includes visibility with members assisting developing and managing member relationships.
Requirements:
Accounting, finance, or business degree preferred or comparable experience. Prior commercial credit and lending experience preferred. Excellent written and verbal communication skills. Previous customer service experience, preferably in a banking or finance environment. Strong computer skills, including Microsoft Office Suite with emphasis on Excel. Experience in SBA 504, 7A, and Express Loans. Demonstrated ability in critical/analytical thinking and mathematical reasoning. Good time management skills and attention to detail. Ability to effectively manage multiple projects and deadlines with minimal supervision.
Schedule:
Full-Time, 40 hours/week.
Rockland Federal Credit Union is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.
