Credit Analyst - Tempe, United States - AgWest Farm Credit

AgWest Farm Credit

Verified Company

Tempe, United States

3 weeks ago

Posted by:

Mark Lane

beBee recruiter

Description

AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States.

AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture.

AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society.

We serve customers in 59 locations throughout the West.

We are in search of a Credit Analyst I or Credit Analyst II to join our Lending and Insurance department in Tempe, Arizona.

This full-time position reports to the SVP, Regional Underwriting Officer and collects, reviews, and analyzes various financial documents used in loan structures and approvals.

This position is eligible for a hybrid work schedule and one-time home office stipend after initial training period.

Compensation Information

The Base Salary for this position is:

Level I:
$57,000 - $86,000; bonus at target is 10% of salary

Level II:
$63,000 - $95,000; bonus at target is 12% of salary

Position is eligible for an annual incentive program in addition to the base compensation.

Job Requirements
The Credit Analyst performs a variety of functions including, but not limited to:

Ability to spread financial information, including: balance sheet, tax return, borrower or accountant-prepared statements
Knowledge of financial analysis, including cash flow analysis, balance sheet analysis, profitability, liquidity, and solvency analysis
Solid understanding of Generally Accepted Accounting Principles (GAAP), taxation, legal forms of organizations, and business law
Knowledge of financial modeling techniques and preparation of pro forma financial statements
Ability to perform discounted cash flow analysis, capital budgeting (internal rate of return, net present value, etc.), and equity valuation calculations
Ability to incorporate information from many sources to identify underwriting risks and articulate a concise recommendation
Knowledge of complex lending, financial structuring and credit arrangements, and bank products
Solid understanding of credit underwriting policies, procedures, processes, collateral valuation, and documentation
Excellent interpersonal, negotiation, presentation, oral and written communication skills

Minimum Requirements

Generally, requires a bachelor's degree in Agribusiness, Business, Accounting, Economics or related field with 03 years of relevant work experience. (Relevant experience may be substituted for education)
Strong computer skills and experience with Microsoft Office suites, specifically with Excel

Preferred Requirements

Agricultural Credit Analysis experience
Broad knowledge of credit and financing and the ability to analyze all components on standard and complex credits
Strong decisionmaking skills as well as strong interpersonal, communication, customer service and team skills
Possess proven, effective problemsolving skills as well as effective negotiating and influencing

Benefits Offered by AgWest

Medical, dental, and vision insurance
Basic term life and AD&D insurance (fully paid for by the company)
Paid days off annually: 15 vacation*, 15 sick, 11 holidays and 3 volunteer
401(k) plan (6% match plus 3% employer contribution)
Employee Assistance Program
Wellness Program
Jeans are welcome at work every day at AgWest

- _Vacation accrual rates increase with tenure._

LI-Hybrid

Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law._
For more information about the information AgWest Farm Credit collects, please see the _AgWest Farm Credit California Privacy Policy_._