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Harlingen

    Commercial Sales Representative I - Harlingen, United States - International Bank of Commerce

    International Bank of Commerce
    International Bank of Commerce Harlingen, United States

    3 days ago

    Default job background
    Description
    IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects it's dedication to the growth and success of it's employees, customers and communities. IBC bank hires talented, creative and dedicated individuals to help our business succeed. We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence. We are currently seeking to fill positions across all business segments. IBC's focus is to be customer centric and strive to provide excellent customer experience.

    Time Type:
    Full time

    Department:
    220 Commercial Lending

    Job Summary:
    The Commercial Lending Sales Representative position is responsible for providing efficient and accurate customer and financial services while delivering the "IBC Experience". This includes meeting customer needs by offering bank products and services, establishing new relationships, and improved sales. Provides an excellent opportunity career-oriented individual.

    Job Description:

    ESSENTIAL JOB FUNCTIONS

    The statements on this job description are intended to describe the general nature of level of work being performed by incumbents. They are not an exhaustive list of all responsibilities, duties, and skills required by all incumbents.
    • Delivers the IBC Experience by providing prompt, efficient, and friendly customer service
    • Listens carefully, creates a connection, and establishes relationships with prospective customers by suggesting bank products and services that will benefit them.
    • Assists customers with account-related requests such as: (i) establishing or closing an account, inquiries about bank products and services, questions about checking and savings account transactions, etc.; (ii) transfer funds to assist customer needs: (iii) contact customers to notify them of check orders, debit cards, etc.; and (iv) update customer contact information and records. This may include interacting with other bank departments.
    • Logs and updates the bank's system (Horizon) with notes regarding customer interaction.
    • Supports the International Officer with loan collection, overdrafts, clearing exceptions, certifications, and dormant accounts.
    • Assists to prepare with origination & servicing of deposit accounts and loans; also, gather all required documentation to comply with bank's policies and procedures.
    • Assists in managing and servicing loan and deposit portfolios with a Commercial Sales Associate II and Commercial Lending Officer
    • Meets customer financial needs by offering products and services through the Referral Program.
    • Exercises discretion - they will work with confidential customer information.
    • Attends meetings, events, and participates in the bank's outreach projects.
    • Other duties as assigned.
    SKILLS
    • Customer service and goal oriented.
    • For border markets preferably bilingual English/Spanish
    • Effective communication (speaking and writing)
    • Careful attention to details
    • Able to process transactions accurately and efficiently.
    • Proficient in computer skills and knowledgeable in Microsoft Office and its applications
    • Team Player
    • Basic math skills
    • Instructing and Time Management
    EDUCATION
    • High school graduate or GED equivalent
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