Jobs
>
Ames

    Mortgage Loan Officer - Ames, United States - Greater Iowa Credit Union

    Greater Iowa Credit Union
    Greater Iowa Credit Union Ames, United States

    2 weeks ago

    Default job background
    Description

    Job Description

    Job Description

    We are currently seeking an experienced Mortgage Loan Officer to be responsible for originating, secondary market, and closed ended residential real estate mortgages within the field of membership. Work directly with prospective borrowers and applicants from initial contact through closing to ensure a seamless and positive member experience. Work collaboratively with the underwriting and processing team to gather requirement file documentation and offer recommendations where appropriate. Issue appropriate and accurate compliance documents. Price loans according to credit union standards. Foster relationships with members, potential members, branch partners, realtors and other referral sources to build referral applicant pipeline. Represents the credit union at community events or activities. A preferred Bilingual (English & Spanish) applicant are strongly recommended to apply.

    Location: Ames Area Locations

    Hours: Monday - Friday 8am to 5pm or as needed to meet with Members

    Essential Functions & Responsibilities:

    • Develop and grow a new mortgage loan referral pipeline through proactive outreach and engagement with community realtors, attorneys, financial advisors, CPA's and other external centers of influence, branch partners and community organizations. New Business development activity to include weekly scheduled in-person calls and off-site meetings with external referral sources. Responsible for generating real estate loans to meet the lending goals and objectives of the credit union. Handle mortgage loans of highest complexity, value, and risk.
    • Interview applicants to determine and recommend the best loan product to fit their needs. Pre-qualify prospective borrowers and inform them of loan options, market conditions, and necessary documentation to close a potential loan. Provide information and promote credit union products and services to members. Identify ancillary product sales opportunities.
    • Attends all first time homebuyer closings and other purchase closing as required. Maintain and foster a relationship with members for potential real estate and other loan product referrals.
    • Support the processing and preparation of the loan for closing by exhibiting knowledge of state and federal regulations governing real estate transactions. Provide expertise and support with loan resolution matters.
    • Assist in the review of guidelines, programs, and updates or changes to the credit union's mortgage policies and procedures.
    • Perform other duties as assigned.

    Knowledge and Skills:

    Experience: Five years to eight years of similar or related experience.

    Education: A two year college degree or completion of a specialized course of study at a business or trade school or equivalent work experience in the field.

    Interpersonal Skills:
    Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.

    Other Skills
    1. Working knowledge and experience with secondary market residential real estate lending.
    2. Proven track record in generating purchase loan applications and production volume over time.
    3. Maintain up to date knowledge of federal lending regulations governing residential real estate lending including conventional and governmental programs.
    4. Ability to present information with diplomacy and tact.
    5. Display interpersonal, networking, and relationship building skills.
    6. Working knowledge of secondary market underwriting guidelines.
    7. Familiarity with Maxwell, Encompass, and Optimal Blue Programs is Beneficial.
    8. Bilingual language skills are beneficial.
    9. Excellent math and analytical abilities.
    10. Ability to operate standard office equipment.
    11. Ability to lift, move, or transfer items, materials, or product up to 25 lbs.

    Physical Requirements:
    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    While performing the duties of this job, the employee is regularly required to sit. The employee frequently is required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee is occasionally required to climb or balance. The employee must frequently lift and/or move up to 30 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus.

    Work Environment:
    Work is performed in a standard office environment with a quiet to moderate noise level. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    • Greater Iowa is an Affirmative Action, Equal Opportunity Employer (AA/EOE). All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
  • Greater Iowa Credit Union

    Mortgage Loan Officer

    4 weeks ago

    Greater Iowa Credit Union Ames, United States

    We are currently seeking an experienced Mortgage Loan Officer to be responsible for originating, secondary market, and closed ended residential real estate mortgages within the field of membership. Work directly with prospective borrowers and applicants from initial contact throu ...

  • V.I.P. Mortgage Inc.

    Mortgage Loan Officer

    3 weeks ago

    V.I.P. Mortgage Inc. West Des Moines, United States

    VIP Mortgage Inc. is focused on growing its Iowa and Nebraska footprint and has an opportunity for an experienced Loan Officer. VIP's culture is centered on HEART and its care for its people. VIP uses cutting-edge technology and has an obsession for innovation. VIP has been voted ...

  • gpac

    Mortgage Loan Officer

    34 minutes ago

    gpac Des Moines, United States

    A community bank is confidentially looking to add another member to their lending family They are seeking an experienced Mortgage Loan Officer that can hit the ground running and be a valuable member of the team. This opportunity would be great for a community-minded individual t ...

  • gpac

    Mortgage Loan Officer

    4 weeks ago

    gpac Grimes, United States

    A community bank is confidentially looking to add another member to their lending family They are seeking an experienced Mortgage Loan Officer that can hit the ground running and be a valuable member of the team. This opportunity would be great for a community-minded individual t ...

  • ADAM'S

    Senior Commercial Loan Officer

    2 weeks ago

    ADAM'S Des Moines, United States

    CMMO67608 – Senior Commercial Loan Officer – Sedalia, MO areaWe are working with a multi-billion dollar bank located in the state of Missouri who is looking for a Senior Commercial Loan Officer for their location near Sedalia. They will pick up a loan portfolio of Commercial cred ...

  • Morty

    Mortgage Loan Officer in Iowa

    2 weeks ago

    Morty Des Moines, United States

    Job Description · Job DescriptionJoin Morty as a mortgage loan officer in Iowa. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Iowa and dedicated closing team to advance your career and achieve success. · Are you ...

  • Home Services Lending

    Mortgage Loan Officer

    4 weeks ago

    Home Services Lending Urbandale, United States

    HomeServices Lending, LLC, is a full service mortgage banker specializing in residential and refinance loans.HomeServices Lending, is a wholly owned subsidiary of Prosperity Home Mortgage, and both are part of a family of mortgage companies that are subsidiaries of HomeServices o ...

  • Central Bank

    Mortgage Loan Officer

    2 weeks ago

    Central Bank Ankeny, United States

    Job Type · Full-time · Description · POSITION SUMMARY · Responsible for originating, processing and closing mortgage loans. Markets Central Bank and generates new business in markets. Advises borrowers on financial status and payment methods. · ESSENTIAL DUTIES AND RESPONSIBI ...

  • Frontline Recruit Inc.

    Senior Vice President Commercial Loan Officer

    3 weeks ago

    Frontline Recruit Inc. Iowa, United States

    Our client is a great community bank and they are looking for a commercial lender with an existing portfolio in the Des Moines market and good credit skills. The bank is conservative about growth expectations and needs an experienced lender to help take over an existing portfolio ...

  • ADAM'S

    Senior Commercial Loan Officer

    3 weeks ago

    ADAM'S Des Moines, United States

    CMMO67608 – Senior Commercial Loan Officer – Sedalia, MO area · We are working with a multi-billion dollar bank located in the state of Missouri who is looking for a Senior Commercial Loan Officer for their location near Sedalia. They will pick up a loan portfolio of Commercial c ...

  • Cnbil

    Commercial/Agricultural Loan Officer

    4 weeks ago

    Cnbil Des Moines, United States

    Join a thriving community bank where customer service and community involvement are valued. We're seeking a sales-oriented commercial lender with 5+ years of commercial lending experience to help service the growing loan portfolio at our Carrollton location. · Originate, underwri ...

  • First Interstate Bank

    Inside Sales Mortgage Loan Officer

    2 weeks ago

    First Interstate Bank Des Moines, United States Full time

    **If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal . · This position can be located at any of our branches in Nebraska and Des Moines, IA. · What's Important to You · We know your career is just one aspect of a meaningful, compl ...

  • Availa Bank

    Bank Mortgage and Consumer Loan Processor

    2 weeks ago

    Availa Bank Ames, United States

    · Availa Bank · Description:Reports To: Mortgage Operations and Consumer Loan Document Manager · Position Status: Non-Exempt · EEO/AA Employer · Availa Bank believes our people make a difference and we recognize that individual differences and experiences strengthen our teams. E ...

  • Availa Bank

    Bank Mortgage and Consumer Loan Processor

    6 days ago

    Availa Bank Ames, United States

    · Availa Bank · Description:Reports To: Mortgage Operations and Consumer Loan Document Manager · Position Status: Non-Exempt · EEO/AA Employer · Availa Bank believes our people make a difference and we recognize that individual differences and experiences strengthen our teams. E ...

  • Availa Bank

    Bank Mortgage and Consumer Loan Processor

    2 weeks ago

    Availa Bank Ames, United States

    · Availa Bank · Description:Reports To: Mortgage Operations and Consumer Loan Document Manager · Position Status: Non-Exempt · EEO/AA Employer · Availa Bank believes our people make a difference and we recognize that individual differences and experiences strengthen our teams. E ...

  • Availa Bank

    Bank Mortgage and Consumer Loan Processor

    5 days ago

    Availa Bank Ames, United States

    · Availa Bank · Description:Reports To: Mortgage Operations and Consumer Loan Document Manager · Position Status: Non-Exempt · EEO/AA Employer · Availa Bank believes our people make a difference and we recognize that individual differences and experiences strengthen our teams. E ...

  • Greater Iowa Credit Union

    Consumer Underwriter

    4 weeks ago

    Greater Iowa Credit Union Ames, United States

    Job Description · Job DescriptionWe are currently seeking a full-time Consumer Underwriter to build and enhance relationships and maintain good rapport with existing and new auto dealers. Analyzes loan applicant's credit worthiness and makes the determination to approve or deny a ...

  • Availa Bank

    Bank Mortgage and Consumer Loan Processor

    1 day ago

    Availa Bank Ames, United States Permanent

    · Availa Bank · Description: Reports To: Mortgage Operations and Consumer Loan Document Manager · Position Status: Non-Exempt · EEO/AA Employer · Availa Bank believes our people make a difference and we recognize that individual differences and experiences strengthen our tea ...

  • First National Bank

    Associate Banker

    1 day ago

    First National Bank Ames, United States

    Major Function: · Provide personalized banking services to current and prospective customers, consistently seeking to develop relationships and deliver excellence in customer service. Process transactions for customers and Engage, Transact and Consult (ETC) with customers to fin ...

  • First National Bank

    Associate Banker

    3 days ago

    First National Bank Ames, United States

    Job Description · Job DescriptionMajor Function: · Provide personalized banking services to current and prospective customers, consistently seeking to develop relationships and deliver excellence in customer service. Process transactions for customers and Engage, Transact and Con ...