Credit Analyst III - St Louis, United States - Busey

Busey St Louis, United States

2 weeks ago

Description

WHAT YOU'LL DO

The Credit Analyst provides accurate, timely, and succinct credit analysis to support the company's portfolio management and new business development efforts.

Additional Duties:

Financial statement spreading and analysis, including calculation of Debt Service Coverage or Fixed Charge Coverage Ratios per Busey guidelines.
Use financial data such as cash flow, liquidity, profitability, and leverage to determine and minimize the overall risk of extending credit to businesses and individuals.
Perform file reviews of assigned requests to ensure complete information, communicating with loan team to discuss missing information, applicable questions and any loan structure suggestions or concerns.
Work with Commercial Relationship Managers or other Lending staff to prepare clear and concise Commercial Credit Approval Request (CCAR) memos that include all pertinent information associated with the overall risk of the loan, identifying the strengths and weaknesses of the Borrower.
Evaluate collateral, industry data and other relevant credit information.
Assist with Portfolio Management duties to include testing financial covenants, monitoring monthly borrowing base reports, preparing portfolio reviews and sensitive asset reports, as assigned.
Assist Commercial Relationship Managers with the preparation of opportunity memos for new and existing relationships.
Develop a working knowledge of the Commercial Banking Loan Policy and systems, including nCino.
Assist with other duties or special projects as assigned.

WHAT YOU'LL BRING

Knowledge of:

Strong oral and written communication skills
Proficiency in Microsoft Office Suite
Knowledge of financial accounting

Ability to:

Prioritize work flow, multi-task and work independently
Analyze and solve problems
Take independent action within established guidelines
Perform duties under frequent time pressures with a high degree of accuracy and attention to detail

EDUCATION AND TRAINING

Requires Bachelor's degree with a concentration in Business or Finance.
Requires 3 or more years of Commercial Credit experience.
Requires knowledge of Microsoft Office.

Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence.

Busey is an Equal Opportunity Employer including Disability/Vets. learn more about Busey's Equal Opportunity Employment.

Business Analyst III

3 weeks ago

Elevance Health St Louis, United States

**Business Analyst III** · **Location:** This position will work a hybrid model (remote and office). The Ideal candidate will live within 50 miles of one of our Elevance Health PulsePoint locations. Preferred locations: **Altamonte, FL or St. Louis, MO.** · BioPlus Specialty Phar ...
Programmer/Analyst III

2 weeks ago

City of St. Louis Department of Personnel St Louis, United States

Programmer/Analyst III · View all jobs ) Apply · Department: Information Technology Services Agency · Salary · Minimum: $66,794.00 · Maximum: $104,702.00 · This position is selected for the Hiring Incentive Program. The incentive shall be in the amount of three thousand dollars ( ...
ERP Analyst III

1 week ago

V-Soft Consulting Group, Inc St Louis, United States

ERP Analyst III · Primary Location: St Louis, Missouri · V-Soft Consulting is currently hiring for an ERP Analyst III for our premier client in St Louis, Missouri. · Education and Experience · Experience with Oracle Application Framework (OAF), developing personalization, html p ...
ERP Analyst III

1 week ago

V-Soft Consulting Group St Louis, United States

ERP Analyst III · Primary Location: St Louis, Missouri · V-Soft Consulting is currently hiring for an ERP Analyst III for our premier client in St Louis, Missouri. · Education and Experience " Experience with Oracle Application Framework (OAF), developing personalization, htm ...
ERP Analyst III

3 weeks ago

V-Soft Consulting Group St Louis, United States

ERP Analyst III · Primary Location: St Louis, Missouri · V-Soft Consulting is currently hiring for an · ERP Analyst III · for our premier client in · St Louis, Missouri . · Education And Experience » · Experience with Oracle Application Framework (OAF), developing personal ...
Business Analyst III

1 week ago

HonorVet Technologies St Louis, United States

Position: -Business Analyst III · Location: -St. Louis, MO 63110 · Duration: - 3 Months CTH · Job Description: -Prepares business cases working with university partners. · Collaborates with Project Manager to plan approach to requirements elicitation and methods for requirement ...
Financial Analyst III

5 days ago

Washington University in St. Louis Saint Louis, United States

Scheduled Hours · 40 · Position Summary · This position is responsible for the financial operations of a set of divisions including 1) financial reporting and analysis, budgeting and forecasting 2) compliance with University, Federal, International, and other requirements, regula ...
Credit Analyst III

2 days ago

Busey Bank St Louis, United States

Position Summary · The Credit Analyst provides accurate, timely, and succinct credit analysis to support the company's portfolio management and new business development efforts. · Duties & Responsibilities Financial statement spreading and analysis, including calculation of Deb ...
Business Analyst III

3 days ago

Washington University in St. Louis St Louis, United States

Scheduled Hours · 40 · Position Summary · Through strong knowledge of the organization's technology infrastructure and specific software applications, helps the business address changes through technology. Performs all tasks to achieve an understanding of business change needs ...
Strategy Analyst III

3 days ago

Edward Jones St Louis, United States

Want a meaningful career where you can make a difference? Edward Jones sounds perfect for you. · Collaboration. Autonomy. Opportunity. Words our headquarters associates use when talking about working at Edward Jones. Words that describe what it's like being part of a firm where ...
ERP Analyst III

3 weeks ago

Envision St Louis, United States

Responsibilities · 1. Gather and evaluate business requirements. Determine approach to meet requirements with Oracle capabilities and customizations. · 2. Develop recommendations, business cases, and estimates for new functionality and changes in order to improve business proces ...
Credit Analyst III

2 weeks ago

Busey Bank St Louis, United States

WHAT YOU'LL DO · The Credit Analyst provides accurate, timely, and succinct credit analysis to support the company's portfolio management and new business development efforts. · Additional Duties: · Financial statement spreading and analysis, including calculation of Debt Service ...
Financial Analyst III

3 days ago

Washington University in St. Louis St Louis, United States

Scheduled Hours 40 Position Summary This position is responsible for the financial operations of a set of divisions including 1) financial reporting and analysis, budgeting and forecasting 2) compliance with University, Federal, International, and other requirements, regulations ...
ERP Analyst II or III

1 week ago

Envision St Louis, United States

Job Description · @STL Recruiters · Update 4/24**All candidates that where submitted to this role have been passed on.We are requesting new resumes, please do not resubmit previous candidates. · ERP Analyst III Techno Functional, Finance. This position is 40% functional and 60 ...
ERP Analyst II or III

1 week ago

Envision St Louis, United States

Job Description · All candidates that where submitted to this role have been passed on. · We are requesting new resumes, please do not resubmit previous candidates. · ERP Analyst III – Techno Functional, Finance. This position is 40% functional and 60% technical. We need someo ...
EHR Application III Analyst

5 days ago

BJC HealthCare Saint Louis, United States

Additional Information About the Role · Remote opportunity - Open to the following states: AL, AR, FL, GA, IL, IN, IA, KS, KY, LA, MS, MO, NC, OH, OK, SC, TN, X · BJC is hiring EHR Application III Analyst. We are looking for a candidate with Professional Billing experience. Must ...
Information Security Analyst III

6 days ago

V-Soft Consulting Group, Inc St Louis, United States

Information Security Analyst III Primary Location: St Louis, Missouri · V-Soft Consulting is currently hiring for an Information Security Analyst III for our premier client in St Louis, Missouri. · WHAT YOULL NEED: · Technical Requirements and Certifications Completion of one ...
EHR Application III Analyst

6 days ago

BJC St Louis, United States

Additional Information About the Role · Remote opportunity If you live in MO or IL, BJC is hiring for an EHR Application III Analyst position. This person will be working on projects in addition to doing support and maintenance, and requires experience with online scheduling, fa ...
Service Desk Analyst III

3 weeks ago

ISHPI Information Technology St Louis, United States

Overview: · ISHPI is currently seeking a Service Desk Analyst III (2nd shift) to join our team of qualified, diverse individuals serving the United States Coast Guard IMS program in Alexandria, VA. Qualified applicants will provide tier 1 enterprise engineering, operations, and ...
Title III Budget Analyst

1 week ago

Harris-Stowe State University St Louis, United States

Job Description · Job Description · Harris-Stowe State University is a historically Black institution (HBCU) located in the heart of vibrant mid-town St. Louis, Missouri. Harris-Stowe's beautiful campus is minutes from the renown Gateway Arch, St. Louis Zoo, St. Louis Art and H ...