- COMMERCIAL CREDIT UNDERWRITING
- Reviews credit analysts work to ensure quality and consistency across the department.
- Reviews credit presentations and discusses the credit requests / annual reviews with the Lender & Credit Analyst prior to submission to Committee.
- Ensures that credit presentations are accurate and complete, including sufficient financial analysis.
- CREDIT ADMINISTRATION
- The Senior Credit Officer along with the Senior Credit Manager, Credit Managers, Special Assets Manager and Chief Credit Officer, will work in conjunction to establish and maintain credit administration policies, underwriting guidelines and credit procedures.
- Works with the Lenders and Market Presidents on developing action plans and strategies on pass rated credits needing additional attention. May include site inspections and client meetings with the Lenders.
- Identifies and initiates corrective action on credit problems.
- Ensures the timely identification and reporting of Loan Policy exceptions.
- Monitors the tracking, compliance and enforcement of loan covenants.
- Monitors the tracking and remediation of loan documentation exceptions.
- Monitors the tracking and remediation of financial statement exceptions.
- Works with Lenders and Special Assets Manager on maintaining past due loans within acceptable limits.
- Be cognizant of economic and industry trends in order to maximize opportunities and minimize risk.
- Ensure that the credits have been assigned the proper risk rating by the loan officer and or loan committee(s).
- Assists the CCO in the due diligence process in M&A transactions.
- REGULATORY / AUDIT RELATIONS
- Assists CCO and CRO with examination and audit processes to ensure a smooth experience and positive results.
- Assists the CCO with FDICIA key controls.
- Maintains open communication with regulators and auditors, advising them of major issues and seeking advice when necessary.
- APPROVALS
- Approves consumer, mortgage and commercial loans within prescribed authority limits.
- BANK MANAGEMENT
- Supports and implements Directors' and Senior Management decisions.
- Provides constructive input and ideas to improve the bank's credit quality and performance.
- Represents the bank in a professional manner in the community.
- CREDIT ANALYST TRAINING AND DEVELOPMENT
- Challenges credit analysts to pursue professional and personal growth opportunities.
- Assists the Senior Credit Manager in the training and development of the credit analysts.
- Equity Bank Business Ethic and Conduct Policy
- Bank Secrecy Act ("BSA")
- Information Security
- Suspicious Activity Report ("SAR")
- Reg. "O"
- Reg. "B"
- Fair Lending
- Other Duties and Tasks as assigned.
- Bachelor's Degree, or equivalent experience, required. Emphasis on Business, Finance & Accounting
- Ten years of banking experience, as a credit manager, credit officer, commercial lender or equivalent experience.
- Loan Policy, underwriting guidelines and credit procedures
- Commercial loan types and their uses in loan structuring
- Commercial loan documentation including security documents (UCCs, Security Agreements, Real Estate Mortgages)
- Real estate appraisals and evaluations
- Environmental reports
- Governmental Guarantee Programs including: US Small Business Administration / USDA / Farm Service Agency
- Specialized Lending - Hotels, Construction & Development, Franchise Restaurants, Non-Owner Occupied CRE
- Legal process including: Bankruptcy, Foreclosure, Repossession
- Regulatory compliance
- Agriculture lending experience preferred
- Health, Dental & Vision Insurance
- Group Life & Long-Term Disability Insurance
- Flexible Spending & Health Savings Accounts
- Group Cancer Insurance
- 401(K) Retirement Plan w/ Company Match
- Generous Vacation & Sick Time
- Employee Stock Purchase Plan (ESPP)
- Pet Insurance
- Retail Banking Benefits
-
Credit Officer
3 weeks ago
Equity Bank Wichita, United StatesPosition Opening: Credit Officer · Department: Credit Administration · Reports to: Regional Credit Officer · Location: Wichita, KS · Salary: FT Salary · Responsibilities and Expectations · 1. Commercial Credit Underwriting · * Reviews credit analysts work to ensure quality and co ...
-
Sales Consultant- Decatur/Wichita Falls
6 days ago
SYSCO Wichita Falls, United States Full timeCompany: · US0006 Sysco North Texas (Division of USA I)Zip Code: · 75056Minimum Years of Experience: · 0-1 YearsEmployment Type: · Full TimeTravel Percentage: · Up to 50%COMPENSATION INFORMATION: · The pay range provided is not indicative of Sysco's actual pay range but is mere ...
-
General Building Maintenance Tech
1 week ago
Spirit AeroSystems Holdings Inc. Wichita, United StatesOverview Spirit AeroSystems designs and builds aerostructures for both commercial and defense customers. With headquarters in Wichita, Kansas, Spirit operates sites in the U.S., U.K., France and Malaysia. The company's core products include fuselages, pylons, nacelles and wing co ...
-
Travel Physical Therapist
1 week ago
Cross Country Allied Wichita Falls, TX, United StatesCross Country Allied is seeking a travel Physical Therapist for a travel job in Wichita Falls, Texas. · Job Description & Requirements · Specialty: Physical Therapist · Discipline: Therapy · Start Date: 06/03/2024 · Duration: 13 weeks · 40 hours per week · Shift: 8 hours, days · ...
-
Loan Administration Assistant Manager
3 weeks ago
Farm Credit Council Wichita Falls, United StatesCapital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses with over $12 billion in total assets and over 600 team members. We serve 192 counties in Texas with near ...
-
Union Square Credit Union Wichita Falls, United StatesJob Description · Job DescriptionDescription:Interested in joining the Union Square team? · Recently certified as a Great Place to Work, Union Square offers competitive salaries and robust benefits, including credit union-paid medical & dental insurance, telemedicine, life & disa ...
-
Student - CAB Secretary/Treasurer
3 weeks ago
Newman University Wichita, United StatesThe Newman University Campus Activities Board (CAB) seeks to enrich the collegiate student experience by offering a wide range of co-curricular experiences for students, faculty, and staff. CAB also seeks to provide leadership and engagement opportunities for students in the plan ...
-
VP, Billing Operations
6 days ago
Fleetcor Wichita, United StatesVice President, Billing Operations · What We Need · Corpay^ is currently looking to hire a Vice President, Billing Operations within our Lodging division. This position is located in Wichita, KS. In this role, you will bring people together to effectively deliver targeted solutio ...
-
Chief Risk Officer
1 week ago
Equity Bank Wichita, United StatesPosition: Chief Risk Officer · Department: Risk · Location: Wichita, KS · Status: FT Salary · Job Summary · In this position, you will oversee the Bank's Risk Management and Regulatory Compliance efforts. You will also be responsible for key Risk activities across the Bank includ ...
-
Professional Development
1 week ago
Sedgwick County, KS Wichita, United StatesDepartment: CORRECTIONS · Pay: $15.71 per hour · Work Schedule: Monday - Friday 8:00 AM - 5:00 PM. · Sedgwick County offers a comprehensive benefits package for full-time employees that includes health coverages, paid leave, regular compensation reviews, retirement plans, and pro ...
-
GUEST EXPERIENCE REPRESENTATIVE
3 weeks ago
Texasashley Wichita Falls, United States** GUEST EXPERIENCE REPRESENTATIVE (Retail Office)** · **Job Category****:** CUSTOMER SERVICE **Requisition Number****:** GUEST05443 Showing 1 location **Job Details** · **Description** · **Ashley HomeStore, the #1 Mattress and Furniture retailer in North America, has an immed ...
-
Commercial Lender
1 week ago
PROSPERITY BANK Wichita Falls, United States Full timeJob Description · Job DescriptionProsperity Bank is seeking a Commercial Banking Officer with a proven track record of building relationships to develop lower-middle market relationship with corporations and not-for-profit entities with annual revenues generally ranging from $5 m ...
-
Medical Office Specialist
6 days ago
HCA Wichita, United StatesIntroduction · Do you want to join an organization that invests in you as a(an) Medical Office Specialist? At Wesleycare Clinic, you come first. HCA Healthcare has committed up to $300 million in programs to support our incredible team members over the course of three years. · Be ...
-
Intensive Supervision Officer I
3 weeks ago
Sedgwick County, KS Wichita, United StatesDepartment: CORRECTIONS · Pay: $25.63 per hour | This position may be eligible for a sign on bonus of $2,500 after 60 days of employment if selected applicant meets all policy conditions. · Work Schedule: Monday - Thursday 11am - 9pm · Sedgwick County offers a comprehensive benef ...
-
Customer Service Representative, Store 287
2 weeks ago
Conn's Wichita Falls, United States**Overview:** The primary role of a Customer Service Representatives is providing exceptional customer service and processing transactions for customers purchasing furniture and home appliances. Your primary responsibilities will include handling cash and credit transactions accu ...
-
Travel Physical Therapist
1 week ago
Cross Country Allied Wichita Falls, TX, United StatesCross Country Allied is seeking a travel Physical Therapist for a travel job in Wichita Falls, Texas. · Job Description & Requirements · Specialty: Physical Therapist · Discipline: Therapy · Start Date: ASAP · Duration: 13 weeks · 40 hours per week · Shift: 8 hours, days · Employ ...
-
Virtual Teller
3 weeks ago
Equity Bank Wichita, United StatesPosition: Customer Care Representative · Location: Wichita, KS (On-site) · Status: FT Hourly · Jump start your career at Equity Bank We are currently hiring energetic, team oriented, and community focused individuals to join our team With a team of best-in-class customer service ...
-
Roving Personal Banker- Northwest
1 week ago
Wells Fargo Wichita Falls, United StatesWhy Wells Fargo: · Are you ready for the next step in your career? This is where it begins - at a company known for our "Well Life" approach to supporting employees' career aspirations, work-life balance, and mental and physical health. We ranked #2 on the 2023 LinkedIn Top Comp ...
-
Hotel Director of Sales
3 weeks ago
Kinseth Hospitality Wichita, United StatesSalary $70,000 per year · ?What we offer: · Competitive starting wages · Health, Dental, Vision and other benefits available after 60 days · DailyPay · 401k · Paid Training · Paid PTO · Referral program · Discounts at all Kinseth Hotel Corporation hotels and restaurants · SUMMAR ...
-
Commercial/Farm Petroleum route
3 weeks ago
FnF Petroleum Wichita, United StatesWe have opportunities at both the Commercial/Farm Petroleum Sales level in Wichita KS. Position Summary This position is responsible for growing business and expanding market share within a given sales. This role builds relationships with FNF Petroleum new and existing customer b ...
Regional Credit Officer - Wichita, United States - Equity Bank
Description
Position:
Regional Credit Officer
Department:
Credit Administration
Status:
FT Salary
Jump start your career at Equity Bank We are currently hiring energetic, team oriented, and community focused individuals to join our team With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service.
At Equity Bank we'll help you invest in your community through volunteer opportunities which align with our company initiatives and core values.
Responsibilities and Expectations
The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job.
Who we are
Equity Bank, a full-service, $5 billion community bank, is based in Wichita, Kansas, with 70 bank offices throughout Kansas, Missouri, Arkansas, and Oklahoma.
We're searching for motivated individuals who are passionate about serving others, learning new technologies, and working as part of a team.
Equity Bank offers a full range of financial solutions, including online and mobile banking, commercial loans, consumer banking, and mortgage loans, treasury management service, the best solutions for your business, and absolutely zero ATM fees, anywhere.
We believe your benefits are an important part of your overall compensation package. We work year-round to ensure that we provide our employees with the most up-to-date, competitive program.
We thoroughly evaluate our benefit plans and strive to provide quality benefits that support the physical and financial well-being of our employees and their families.
Benefits Available:
Physical Requirements
This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 10 pounds on an occasional basis. Must be able to talk and listen to others. Frequently uses hands and fingers to handle or feel.
Requires ability to see up close and distant, distinguish colors, peripheral vision, depth perception and the ability to adjust focus.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Work Environment
This position regularly works in an office setting.
Most of the job duties require the employee to be working with computers and electronic media on a regular basis.
Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant's race or skin color, national origin or ethnicity, religious beliefs, age, sex, physical or mental ability.