Mortgage Consultant - Lincoln, United States - Phmloans

Description

If you are a job seeker with a disability and require a reasonable accommodation to apply for one of our jobs, you will find the contact information to request the appropriate accommodation by visiting the following page:
NE-Lincoln-S 27th St
Lincoln, NE 68502, USA

Description


Job Summary:

Under the general supervision of an Area Manager, the Mortgage Consultant is responsible for advising new and existing clients on residential mortgage programs obtained from various sources including realtors, builders, newspaper ads, and other nontraditional sources.

Key Responsibilities:
Promotes Prosperity Home Mortgage and all of the products and services that are offered.
Develops and maintains a high degree of visibility for Prosperity Home Mortgage in the marketplace.
Advises prospective and existing customers of Prosperity's programs, rates, policies and procedures
Analyzes detailed financial and credit data; recommends appropriate available loan choices according to the customer needs
Obtains residential first mortgages for Prosperity while adhering to all company policies and government regulations
Receives customer applications, quotes the rate and points, and completes follow-up activities with the registration lock-in
Services new and existing clients. Coordinates with processing and closing areas to facilitate a prompt and accurate loan closing; monitors loan status; ensures that complete loan documentation is provided
for internal processing
Sets realistic expectations of the loan process by explaining company policies, procedures and underwriting requirements; communicates loan status to external customers
Achieves personal production and service goals; contributes to company market share and branch profitability
Meets Company standards for quality, accuracy, and fall-out
Complies with industry-related regulations, requirements and state/federal laws as applicable to the job duties of this position
Attends all mortgage product & sales training programs as needed.
College degree or equivalent combination of experience
1 to 3 years' experience in mortgage sales or
Operations experience preferred with an established track record of agency, government and jumbo origination
Social media savvy
Extensive telephone and email usage
Applicable licenses
Ability to travel within the local area
Must provide own transportation

Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and is committed to Diversity, Equity, and Inclusion in the workplace.

We prohibit discrimination and harassment of any type based on race, color, religion, age, sex, national origin, disability status, genetic information, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

#J-18808-Ljbffr