- Solicit quality loans that meet the criteria of current product offering
- Inform customers of the institution's loan programs, underwriting guidelines and applicable government regulations.
- Schedule appointments to fit the needs of the customer whether on company premises or at a mutually convenient location. Coordinate such appointments with associates.
- Personally interview all applicants to collect and analyze pertinent information regarding income, assets, debts and credit data. Determine which products best meet the needs and financial circumstances of the potential borrower, and advise them regarding the features and benefits of different loan programs.
- Complete each loan application and all pre-processing functions in a timely manner to permit disclosures to be provided within required regulatory timeframes. Gather and submit with each application the documentation necessary to render a loan decision by bank underwriter.
- Cross-sell company products and services by referring customers to the appropriate individual or department to include: deposit accounts, trust services, business banking, consumer lending, insurance and personal financial services, and any other product or service offered by the company to promote a complete banking relationship.
- Communicate complex approvals, denials and counter-offers to the applicant and other parties as appropriate, maintaining strict confidentiality of critical customer financial information.
- Develop new loan business by continuously marketing to former satisfied customers, real estate agents, home builders, attorneys, accountants, financial planners and other potential referral sources.
- Represent the bank in local business and community organizations and events to develop additional business. May present seminars to general public and real estate community for community outreach and to promote additional business.
- Develop and maintain current competitive market information. Keep informed of trends and developments in the local market, as well as changing rules and regulations pertaining to the mortgage industry.
- Actively participate in ongoing training and education as directed by Manager.
- Stay abreast of, and participate in, community outreach programs within the MLC's designated territory to ensure the bank remains a partner to groups of low to moderate income (LMI) and those in a protected class.
- Ensure exceptional customer service, both internal and external by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics and complying with all Federal and State compliance policies.
- Comply with established operating policies and procedures in order to maintain adequate controls and to support the Bank's adherence to outside regulatory requirements.
- Maintain overall responsibility for the loan file and documentation through processing, underwriting, closing, and post-closing by following the transaction through to its conclusion.
- Act as the customer's point of contact and information source from the application through booking process.
- Respond to inquiries relating to mortgage lending, or to requests from other Bank personnel, customers, etc.
- Complete annual training requirements pertaining to Federal and State laws/regulations on or before due dates and attend in-house training pertaining to sales, service, and technology throughout the year.
- Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures, and internal controls, and meet all job-specific training requirements in a timely fashion.
- Perform other related duties as assigned or directed. Qualifications
- An Associate's degree or equivalent preferred
- Specialized Banking and lending education and training
- Sales training
- Proficient reading, writing, grammar, and mathematics skills.
- PC knowledge, proficient interpersonal relations, communicative and sales skills.
- A working knowledge of Bank operating policies and procedures which impact consumer services.
- A thorough knowledge of the features and benefits of all the Bank's mortgage/home equity products and services.
- Minimum of 3 - 5 years' experience in real estate lending (including 2 years of experience in a related sales position) required.
- This position requires National Mortgage Licensing System ("NMLS") registration under the terms of The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (The SAFE Act). Other Job Information
-
Neonatal Transport Coordinator
1 week ago
Memorial Health University Medical Center Savannah, United States**Introduction**: · Do you want to join an organization that invests in you as a **Neonatal Transport Coordinator**? At **Memorial Health University Medical Center**, you come first. **HCA Healthcare** has committed up to $300 million in programs to support our incredible team me ...
-
Private customer advisor
1 week ago
Terra Nova Group Thunderbolt, GA, United States FreelanceAt Thunderbolt, GA, we have been filling vacant personnel requirements for our clients in the fields of tax consulting, banking, legal & office, and real estate since 1994. · Our client is a traditional bank that also embraces a modern mix of digital customer consultation and per ...
-
Outside Sales Consultant
2 weeks ago
Renewal by Andersen Metro & Midwest Savannah, United StatesOutside Sales Consultant · Renewal by Andersen - Eastern Georgia Territory · Are you... · self motivated and independent? · willing to take risks and learn from mistakes? · looking for a new challenge in your sales career? · Renewal by Andersen wants to hear from you Our Design C ...
-
Psychology Services Chief
3 weeks ago
GeorgiaGov Savannah, United StatesWe are currently seeking qualified candidates for the position of Psychology Services Chief. · Under supervision of the hospital clinical director, the successful candidates will be responsible for: · Diagnoses or evaluates behavioral, emotional, and cognitive disorders throug ...
-
GBX Consultants Hunter Army Airfield, United StatesGBX Consultants, Inc. is accepting resumes for a full-time Benefits Advisor at Hunter Army Airfield. This position is designated as a Service Contract Act position. The Benefits Advisor's primary role is to conduct VA transition activities in support of the Transition Assistance ...
-
Outside Sales Consultant
2 weeks ago
Renewal by Andersen Metro & Midwest Savannah, United StatesOutside Sales Consultant · Renewal by Andersen - Eastern Georgia Territory · Are you... · self motivated and independent? · willing to take risks and learn from mistakes? · looking for a new challenge in your sales career? · Renewal by Andersen wants to hear from you Our Design C ...
-
Engineering Construction Manager
2 weeks ago
Parker's Savannah, United StatesParker's Kitchen, recognized as a 2024 TopWorkplace in the Nation is looking for a Civil & Architecture Manager · The Civil Engineering Manager is a key role responsible for overseeing the planning, design, and execution of architectural and civil engineering projects. This posit ...
-
Employee Relations Specialist
2 weeks ago
Parker's Savannah, United StatesParker's Kitchen, recognized as a 2024 TopWorkplace in the Nation is looking for a Employee Relations Specialist. The Employee Relations Specialist will work with the Human Resources, Operations and various Department leaders to manage Parker's relationship with its Team Members. ...
-
Social Worker
3 weeks ago
Memorial Health University Medical Center Savannah, United StatesDescription · Introduction · Do you want to join an organization that invests in you as a Social Worker MSW Oncology? At Memorial Health University Medical Center, you come first. HCA Healthcare has committed up to $300 million in programs to support our incredible team members ...
-
Licensed Practical Nurse
5 days ago
Wellpath Savannah, United StatesYou Matter · • Make a difference every day in the lives of the underserved · • Join a mission driven organization with a people first culture · • Excellent career growth opportunities · Join us and find a career that supports: · • Caring for overlooked, underserved, and vulnerabl ...
-
Travel Relationship Banker
3 weeks ago
South Atlantic Bank Hilton Head Island, United States**JOB SUMMARY** · Performs various retail branch responsibilities to ensure an excellent customer experience is delivered. Provides coverage to multiple branches within a market. Processes customer transactions, receives and disburses cash accurately, maintains a cash drawer and ...
-
State of Georgia Savannah, United States Part timePsychologist Job Description: · Under broad supervision, evaluates behavioral, emotional, and cognitive disorders for justice-involved youth placed in secure residential facilities. Applies theory relating to behavior and mental processes to formulate and administer treatment pro ...
-
Full Time Pediatrics
2 weeks ago
Enterprise Medical Recruiting Savannah, United States Full timeA Children?s hospital in Savannah, GA is adding a full-time BC/BE Pediatric Pulmonologist to their team. This is the only free-standing Children's hospital in the area. · The Opportunity · Inpatient/Outpatient with growth opportunity for ambulatory practice · Monday - Friday ambu ...
-
Customer Service Representative
2 days ago
Lendmark Financial Services, LLC Savannah, United StatesAt Lendmark Financial Services, we believe the success of our company is specifically attributable to the quality of our employees and their commitment to our customers. We value each customer and understand that people want to do business with people who care. Thats one way we d ...
-
Customer Service Representative
2 days ago
Lendmark Financial Services, LLC Savannah, United StatesAt Lendmark Financial Services, we believe the success of our company is specifically attributable to the quality of our employees and their commitment to our customers. We value each customer and understand that people want to do business with people who care. That's one way we ...
-
Physician (Cardiology)
1 week ago
Veterans Affairs, Veterans Health Administration Savannah, United StatesSummary This is an OPEN CONTINOUS ANNOUNCEMENT and will close on September 30, 2024 or until filled or cancelled. Qualified applicants will be referred to the selecting official at two-week intervals. The first referral will be sent on May 9, 2024. Eligible applications received ...
-
Psychology Services Chief
2 weeks ago
State of Georgia Savannah, United StatesThe Georgia Department of Behavioral Health and Developmental Disabilities (DBHDD) is the state agency that focuses solely on policies, programs, and services for people with mental health challenges, substance use disorders, intellectual and developmental disabilities, or any co ...
-
Physician (Cardiology)
2 weeks ago
Department of Veterans Affairs Savannah, United StatesSummary · This is an OPEN CONTINOUS ANNOUNCEMENT and will close on September 30, 2024 or until filled or cancelled. Qualified applicants will be referred to the selecting official at two-week intervals. The first referral will be sent on May 9, 2024. Eligible applications receive ...
-
Engineering Construction Manager
2 weeks ago
Parker's Savannah, United StatesParker's Kitchen, recognized as a 2024 TopWorkplace in the Nation is looking for a Civil & Architecture Manager · The Civil Engineering Manager is a key role responsible for overseeing the planning, design, and execution of architectural and civil engineering projects. This posi ...
-
Lab Specialist
2 weeks ago
HCA Savannah, United StatesIntroduction · Do you want to join an organization that invests in you as a Lab Specialist? At Memorial Health University Medical Center, you come first. HCA Healthcare has committed up to $300 million in programs to support our incredible team members over the course of three ye ...
Mortgage Loan Consultant - Chatham, United States - Community Bank
Description
Responsibilities
As a member of the Retail Banking Team, the Mortgage Consultant originates mortgage loans to meet individual and department production goals. Loans must be originated in accordance with bank policies and investor and regulatory guidelines, with an emphasis on delivering superior customer service. The Mortgage Consultant is responsible for establishing and maintaining strong professional ties to area business generators by executing a sales call program to service realtors and other referral sources to develop new mortgage business.
Compensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on
Physical Requirements:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.
Community Bank System, Inc. is an Affirmative Action, Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law.
Community Bank System, Inc. will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department:
MinimumUSD $24.75/Hr.
Maximum
USD $38.31/Hr.
