Jobs
>
Wilmington

    Risk Manager - Wilmington, United States - Perpay Inc.

    Default job background
    Description
    Philadelphia, Pennsylvania, United States

    About Us:
    We believe everyone deserves a chance to improve their financial future.

    We're dedicated to building simple and inclusive financial products that help our members create healthy habits and achieve economic stability.


    Some things we're excited about:
    $500 million in spending power used by our members
    Increasing members' credit by 36 points (on average) within the first 3 months
    Backed by First Round Capital and JP Morgan

    Products we've built to make an impact:

    Perpay Marketplace:
    Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.

    Perpay+:
    Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.

    Perpay Credit Card:


    Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

    The Perpay team is a motivated group of creative problem solvers who love getting things done and making an impact.

    Located in Center City, Philadelphia, our one-of-a-kind space promotes a collaborative work environment, unites our team, and feels like a home away from home.


    About the Role:


    Perpay is in search of an experienced Risk Manager to join our team and play a critical role in developing and optimizing risk management strategies.

    This position is the startup equivalent of a VP or Executive Level Director at a bank.

    With the recent introduction of our credit card, we are seeking a seasoned professional capable of navigating the intricacies of risk management to influence decision-making at various organizational levels.

    As a Risk Manager at Perpay, you will contribute significantly to understanding and mitigating risk factors associated with our expanding operations.

    This position offers a unique opportunity to coordinate the integration of our risk appetite framework into new and existing credit strategies.

    We are looking for an individual with a strong background in credit risk management and business acumen, capable of providing strategic insights to enhance our risk management practices.

    Our ideal candidate possesses analytical proficiency, effective communication skills, and the ability to collaborate with diverse stakeholders.

    You should be able to thrive in a fast-paced, entrepreneurial environment, managing multiple projects to influence loss prevention, credit risk, and strategy development.

    Our greatest strength is our people and we'd love for you to be one of them

    Responsibilities:
    Utilize SQL, Excel, and other relevant tools to conduct in-depth data analysis, identify potential risks, and develop strategies for mitigation
    Collaborate with cross-functional teams to implement risk management measures tailored to our multi-product environment
    Provide strategic insights and recommendations by translating complex risk-related data into actionable insights
    Manage multiple projects and initiatives to align with the company's risk appetite
    Collaborate with cross-functional teams and diverse stakeholders, providing data-driven insights to enhance risk management processes
    Clearly communicate risk-related information using data visualization tools and reports

    What You'll Bring:
    Bachelor's degree or higher in a relevant field (e.g., Business Administration, Economics, Finance, Computer Science, Statistics, Chemistry)
    3+ years of experience in a

    credit risk

    management-related role
    Prior financial services experience in credit card

    required
    Strong analytical skills with the ability to conduct comprehensive risk assessments
    Excellent communication skills, both written and verbal
    Proven ability to collaborate with cross-functional teams and diverse stakeholders
    Demonstrated project management capabilities and ability to thrive in a fast-paced, entrepreneurial environment
    Hey,

    we know not everybody checks all the boxes, so if you're interested, please apply because you could be just what we're looking for

    What We'll Bring:
    Competitive salary + company equity
    401k with company match
    Medical / Dental / Vision insurance
    Flexible Spending Account (FSA)
    Relocation assistance
    Student loan repayment match
    Gym subsidy with City Fitness
    Cell phone plan
    Paid parental leave
    Unlimited PTO
    Opportunity to gain experience at

    one of the fastest-growing financial startups in the country
    Work on both e-commerce & fintech customer-facing products
    Collaborate cross-functionally with product, design, marketing, operations, data teams, and more
    This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1)
    Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment.

    We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor.

    Please contact us at to request accommodation.
    I understand this is an in-person role in Philadelphia, PA.


    • What excites you about this opportunity?
    LinkedIn Profile
    Will you now or in the future require sponsorship for employment visa status?


    • Are you legally authorized to work in the United States on a full time basis?
    #J-18808-Ljbffr

  • TD Bank

    Risk Manager Ii

    1 week ago


    TD Bank Wilmington, United States

    **Work Location**: · Wilmington, Delaware · **Hours**: · 40 · **Pay Details**: · $110,760 - $178,880 USD · **Line of Business**: · Risk Management · **Depth & Scope**: · - Performs functions noted for Risk Manager I · - Generally an expert at the enterprise or group business leve ...


  • TD Bank Wilmington, United States

    **Work Location**: · Wilmington, Delaware · **Hours**: · 40 · **Pay Details**: · $86,840 - $139,360 USD · **Line of Business**: · Risk Management · The Risk Manager I manages the creation, implementation and validation of various risk segmentation strategies including, but not li ...

  • Affinity Executive Search

    Manager Risk

    3 weeks ago


    Affinity Executive Search Wilmington, United States

    Manager Risk & Patient Safety, Philadelphia · The Manager of Risk and Patient Safety is responsible for effectively directing the Risk Management and Patient Safety programs for the hospital and its associated entities. As the leader of the Risk Management program, the Manager i ...

  • Linbar Solutions

    Risk Manager

    2 weeks ago


    Linbar Solutions Wilmington, United States

    If you have interest in this position please send resume in word with a contact number. · # 2 Title: Risk Manager (# · Rate DOE (Recruiter will discuss_ · Position Type: Contract · Job Location: Philadelphia, PA · Duration: 6 months · Openings: 1 · Client: PwC · Interview Type: ...

  • Perpay Inc.

    Risk Manager

    1 week ago


    Perpay Inc. Wilmington, United States

    Philadelphia, Pennsylvania, United StatesAbout Us: · We believe everyone deserves a chance to improve their financial future. We're dedicated to building simple and inclusive financial products that help our members create healthy habits and achieve economic stability.Some thing ...

  • Kafene Inc

    Risk Manager

    1 week ago


    Kafene Inc Wilmington, United States

    Kafene is a leading point-of-sale financing partner dedicated to empowering flexible ownership solutions for underserved customers nationwide. By enabling our retail partners to offer flexible lease-to-own (LTO) purchase options for prime and nonprime consumers, Kafene helps merc ...


  • Capital One Wilmington, United States

    West Creek , United States of America, Richmond, Virginia · Manager, Risk Management · Does the idea of working with and leading professional, highly trained accountants, product, technology and other professionals inspire you? Are you a professional with a demonstrated ability ...

  • Essent Guaranty, Inc.

    Manager, Title Risk

    3 weeks ago


    Essent Guaranty, Inc. Radnor, United States

    **Essent Group Ltd. **(NYSE: ESNT) is a Bermuda-based holding company (collectively with its subsidiaries, "Essent") which serves the housing finance industry by offering private mortgage insurance, reinsurance, risk management products and title insurance and settlement services ...


  • Comcast Corporation Philadelphia, United States

    Comcast brings together the best in media and technology. We drive innovation to create the world's best entertainment and online experiences. As a Fortune 50 leader, we set the pace in a variety of innovative and fascinating businesses and create career opportunities across a wi ...


  • Wilmington Trust Wilmington, United States

    Overview: · Works with the Business Line Risk Manager (BLRM) in overseeing first line of defense risk management responsibilities of the Wealth divisions in accordance with the Enterprise Risk Framework. Provides support to the BLRM with the proactive identification, accurate a ...


  • Lincoln Financial Radnor, United States

    **Date**:May 7, 2024 · **Primary Location**: Radnor, PA, US · **Company**:Lincoln Financial · **Alternate Locations**: Work from Home; Charlotte, NC (North Carolina); Dover, NH (New Hampshire); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Hartford, CT (Connecticut); ...

  • TD Bank

    Risk Manager I

    1 week ago


    TD Bank Wilmington, United States

    Work Location: · Remote Wilmington (DE) No City Tax · Hours: · 40 · Pay Details: · $86,840 - $139,360 USD · TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple fact ...

  • TD Bank

    Risk Manager I

    4 weeks ago


    TD Bank Wilmington, United States

    **Work Location:** · Wilmington, Delaware · **Hours:** · 40 · **Pay Details:** · $86, ,360.00 USD · TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are c ...

  • TD Bank

    Risk Manager I

    3 weeks ago


    TD Bank Wilmington, United States

    TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candid ...


  • M&T Bank Wilmington, United States

    M&T Bank · Risk and Compliance Manager · Wilmington , · Delaware · Apply Now · Works with the Business Line Risk Manager (BLRM) in overseeing first line of defense risk management responsibilities of the Wealth divisions in accordance with the Enterprise Risk Framework. Prov ...

  • TD Bank Group

    Risk Manager I

    3 days ago


    TD Bank Group Wilmington, United States

    Work Location: · Remote Wilmington (DE) No City Tax · Hours: · 40 · Pay Details: · $86,840 - $139,360 USD · TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple fact ...

  • TD Bank Group

    Risk Manager I

    2 weeks ago


    TD Bank Group Wilmington, United States

    Work Location: · Wilmington, Delaware · Hours: · 40 · Pay Details: · $86, ,360.00 USD · TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are conside ...

  • TD Bank

    Risk Manager I

    3 weeks ago


    TD Bank Wilmington, United States

    TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candid ...

  • TD Bank

    Risk Manager I

    5 days ago


    TD Bank Wilmington, United States

    TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candid ...


  • M&T Bank Wilmington, United States

    Works with the Business Line Risk Manager (BLRM) in overseeing first line of defense risk management responsibilities of the Wealth divisions in accordance with the Enterprise Risk Framework. Provides support to the BLRM with the proactive identifica Compliance Manager, Manager, ...