Jobs
>
Los Angeles

    ACH Risk Analyst - Los Angeles, United States - Maverick Payments

    Maverick Payments
    Maverick Payments Los Angeles, United States

    3 weeks ago

    Default job background
    Description
    Job Description

    Job Description

    Exciting Opportunities at

    Maverick Payments

    Join our fast-paced, growing company and further your career with

    Maverick Payments,

    where you can thrive, your ideas are valued, and your colleagues feel more like family than coworkers


    About Us:
    Maverick Payments

    is a family-owned and privately held full-service payment provider. Located in Calabasas, California,

    Maverick


    has created innovative technology designed for sales organizations, such as ISO's and ISV's, looking to monetize payments by reselling our white-labeled payments stack.

    Our payment products include merchant acquiring services, a proprietary gateway, ACH processing, fraud & chargeback tools, analytics, and other value-add services.

    Maverick's team includes underwriting, risk management, compliance & legal, technology & product development, on-boarding, customer support, information technology, and more.


    About the Position:
    Working under the direction of the VP Risk and Underwriting and Director or other designee, the

    ACH Risk Analyst


    is responsible for the oversight of merchant accounts to identify, investigate and mitigate activity that represents financial risk to the Company based on Company guidelines.


    Conducting daily, weekly, monthly reviews of merchant ACH activity return rates and analyzing for increased credit risk, transactional variations, and fraud patterns.

    Monitor originations, returns and approval limits for merchant portfolio(s) and examine for abnormalities specific to ACH.
    Provide detailed analysis to management as needed for decisioning.
    Proactively monitoring all merchant activities for compliance with applicable laws, rules, regulations, and policies and recommend appropriate actions.
    Reviewing and analyzing financial, credit and publicly available information to support actions and decisions.

    Assessing and evaluating business model risk and exposure by evaluating merchant industry type, volume, refunds, delivery time frames and return rates.

    Answering internal and external inquiries specific to ACH risk.
    Enhanced knowledge of higher risk verticals, how to mitigate risks associated and calculate potential exposure.
    Ability to aid other staff in all the above-listed functions as needed.
    Supporting specialized projects on an as-needed basis as directed by Department or Company leadership.
    Must be able to sit and work in front of a computer for 90% or more of shift.
    A remote work schedule may be considered based on location.

    Qualifications:
    High School Diploma or equivalent, bachelor's degree preferred.
    MUST HAVE 2+ years of experience engaged in ACH Merchant Risk and ACH return monitoring tasks.
    2+ years of experience in Risk/UW/Compliance Management within the ACH industry.

    Experience with high-risk ACH payment processing preferred.
    Familiarity with ACH/ Nacha Operating Rules and Guidelines and its applications to Originator Risk Management
    Knowledgeable with various tools used for underwriting and due diligence (i.e. Equifax, TIN Check, GIACT).
    Understanding of all verticals, or ability to interpret business vertical to determine risks involved through risk exposure calculation.
    Proficiency with Microsoft products specifically Microsoft Excel
    Excellent time management, written and verbal communication skills.
    Understanding of emerging technologies and trends in the ACH payments space.
    AAP, APRP certification a plus or willingness to get certified (sponsored).
    Excellent time management, written and verbal communication skills.

    What We Offer:
    Competitive Salary, Bonuses and Incentives.
    Comprehensive employer sponsored health, vision, and dental insurance programs.
    Paid time off, Paid Sick and Paid Holidays.
    401K plan with up to a 3% matching contribution.
    Commitment to Career Development and Advancement.
    Employee Recognition Programs
    Vibrant Office Culture, Team Building, Birthdays, Work Anniversaries, Snacks, and more

    Pay Range:
    $24- $35/

    hr.

    Maverick Payments is an Equal Opportunity Employer.


    Pay Transparency Notice:
    At Maverick Payments, we believe in openness, honesty, and empowering our candidates to make informed career choices. As part of our commitment to transparency, we disclose the salary range for our positions.

    These ranges reflect our dedication to fair compensation practices and recognize the value that each team member brings to our organization.

    The final salary offer will be based on factors such as your experience, skills, and qualifications.


    Non-Solicitation from Third Parties:


    Do not contact Maverick Payments about this position unless you are a job seeker and potential applicant for this position.

    Do not contact Maverick Payments about other services, products or commercial interests.

    Notice to Agency and

    Search Firm Representatives:
    Maverick Payments is not accepting unsolicited resumes from agencies and/or search firms for this or other job postings.

    Resumes submitted to any Maverick Payments employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Maverick Payments.

    No fee will be paid if a candidate is hired for this position as a result of an unsolicited agency or search firm referral.


    Fair Chance Ordinance:


    Maverick will consider qualified applicants with criminal histories in a consistent manner with the Los Angeles Fair Chance Initiative for Hiring.

    Powered by JazzHR
    AfMwNudUiO

    #J-18808-Ljbffr
  • Commercial Bank of California

    Risk Analyst

    2 weeks ago

    Commercial Bank of California Los Angeles, United States

    **Full job description** · **DUTIES AND RESPONSIBILITIES** · - Conduct daily, weekly, and monthly reviews of transaction activity. · - Analyze increased credit risk, transaction trends, chargeback/Dispute activity, and fraud patterns. · - Merchant website review for compliance · ...

  • MUFG Bank, Ltd.

    Credit Risk Analyst

    1 week ago

    MUFG Bank, Ltd. Los Angeles, United States

    **Do you want your voice heard and your actions to count?** · Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organizati ...

  • California State Association of Counties

    Risk Analyst

    3 weeks ago

    California State Association of Counties Los Angeles, United States

    $84,564.81 – $118,402.36 Annually, plus Benefits · Description: · POSITION: Under supervision of the responsible Risk ManagementAnalyst this Risk Analyst will be assigned to multiple divisionsincluding the Liability and Insurance, and Risk Controldivisions. This position will ser ...

  • California State Association of Counties

    Risk Analyst

    1 week ago

    California State Association of Counties Los Angeles, United States

    $84,564.81 – $118,402.36 Annually, plus BenefitsDescription:POSITION: Under supervision of the responsible Risk ManagementAnalyst this Risk Analyst will be assigned to multiple divisionsincluding the Liability and Insurance, and Risk Controldivisions. This position will serve as ...

  • PBF Energy

    Risk Analyst

    1 week ago

    PBF Energy Long Beach, United States

    Risk Analyst · PBF Energy Inc. (NYSE:PBF) is one of the largest independent refiners in North America, operating through its subsidiaries, oil refineries and related facilities. We are seeking a talented Risk Analyst to join our team as a pivotal member that would play a key role ...

  • Commercial Bank of California

    Risk Analyst

    1 week ago

    Commercial Bank of California Los Angeles, United States

    Job Description · Job Description · Full job description · This position will be responsible for the monitoring of merchant activity via report analysis, gateway monitoring, and outbound calling to verify compliance with terms of the merchant's processing agreement, holding que ...

  • US Metro Bank

    Risk Analyst

    4 weeks ago

    US Metro Bank Los Angeles, United States

    Job Description · Job Description · POSITION · RESPONSIBILITIES · Conduct risk assessments across various business units and products to identify, evaluate, and prioritize risks. · Monitor and analyze risk indicators to identify trends and emerging risks. · Assist with develop ...

  • Commercial Bank of California

    Risk Analyst

    1 week ago

    Commercial Bank of California Los Angeles, United States

    Job Description · Job Description · Full job descriptionThis position will be responsible for the monitoring of merchant activity via report analysis, gateway monitoring, and outbound calling to verify compliance with terms of the merchant's processing agreement, holding questi ...

  • SHEIN Technology LLC

    GRC Risk Analyst

    3 weeks ago

    SHEIN Technology LLC Los Angeles, United States

    Job Title: GRC Risk Analyst I · Reports to: GRC Risk Manager · Job Location: Los Angeles, CA, USA · Job Status: Exempt, FT · About SHEIN · SHEIN is a global fashion and lifestyle e-retailer committed to making the beauty of fashion accessible to all. We use on-demand manufacturin ...

  • SHEIN Technology LLC

    GRC Risk Analyst

    2 weeks ago

    SHEIN Technology LLC Los Angeles, United States

    Job Title: GRC Risk Analyst I · Reports to: GRC Risk Manager · Job Location: Los Angeles, CA, USA · Job Status: Exempt, FT · About SHEIN · SHEIN is a global online fashion and lifestyle retailer, offering SHEIN branded apparel and products from a global network of vendors, all at ...

  • MUFG - Mitsubishi UFJ Financial Group, Inc.

    Credit Risk Analyst

    6 days ago

    MUFG - Mitsubishi UFJ Financial Group, Inc. Los Angeles, United States

    We're seeking a Credit Risk Analyst who will be part of our growing Portfolio Management Group. You will handle credit coverage for clients in the General Industries (Tech/ Media/ Telecom, Consumer, Retail, Environmental Services) segment for non-inv Risk Analyst, Portfolio, Risk ...

  • SHEIN Technology LLC

    GRC Risk Analyst

    1 week ago

    SHEIN Technology LLC Los Angeles, United States

    Job Title: GRC Risk Analyst I · Reports to: GRC Risk Manager · Job Location: Los Angeles, CA, USA · Job Status: Exempt, FT · About SHEIN · SHEIN is a global online fashion and lifestyle retailer, offering SHEIN branded apparel and products from a global network of vendors, a ...

  • City National Bank

    Lead IT Risk Analyst

    3 days ago

    City National Bank Los Angeles, United States

    Overview: · LEAD IT RISK ANALYST · WHAT IS THE OPPORTUNITY? · The Lead IT Risk Controls Analyst is a subject-area specialist with specialized training, methods, and analytic techniques to create recommendations and directions for IT risk mitigation in a complex technical environ ...

  • City National Bank

    Lead IT Risk Analyst

    1 week ago

    City National Bank Los Angeles, United States

    Overview: · LEAD IT RISK ANALYST WHAT IS THE OPPORTUNITY? · The Lead IT Risk Controls Analyst is a subject-area specialist with specialized training, methods, and analytic techniques to create recommendations and directions for IT risk mitigation in a complex technical environm ...

  • Royal Business Bank

    Jr. Risk Analyst

    3 weeks ago

    Royal Business Bank Los Angeles, United States

    JOB SUMMARY · Learn fundamental Enterprise Risk Management and Compliance functions in a friendly environment. Conduct basic due diligence for deposits and lending compliance by performing, monitoring, analysis and reporting. Assist the Bank's Chief Risk Officer and Compliance Of ...

  • Royal Business Bank

    Jr. Risk Analyst

    3 weeks ago

    Royal Business Bank Los Angeles, United States

    JOB SUMMARY · Learn fundamental Enterprise Risk Management and Compliance functions in a friendly environment. Conduct basic due diligence for deposits and lending compliance by performing, monitoring, analysis and reporting. Assist the Banks Chief Risk Officer and Compliance Of ...

  • MUFG

    Credit Risk Analyst

    1 week ago

    MUFG Los Angeles, United States

    Do you want your voice heard and your actions to count? · Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, ...

  • Royal Business Bank

    Jr. Risk Analyst

    2 weeks ago

    Royal Business Bank Los Angeles, United States

    JOB SUMMARY · Learn fundamental Enterprise Risk Management and Compliance functions in a friendly environment. Conduct basic due diligence for deposits and lending compliance by performing, monitoring, analysis and reporting. Assist the Bank's Chief Risk Officer and Compliance Of ...

  • MUFG Bank, Ltd.

    Credit Risk Analyst

    3 days ago

    MUFG Bank, Ltd. Los Angeles, United States

    Do you want your voice heard and your actions to count? · Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization ...

  • Acrisure LLC

    Marketing Risk Analyst

    4 days ago

    Acrisure LLC Los Angeles, United States

    Job Description · About Acrisure: · Acrisure is a global Fintech leader that combines the best of humans and high tech to offer multiple financial products and services to millions of businesses and individual clients. We connect clients to solutions that help them protect and ...