Jobs
>
Dallas

    Credit Analyst II - Dallas, United States - First United Bank

    First United Bank
    First United Bank Dallas, United States

    1 week ago

    Default job background
    Description
    We have a great team of friendly, talented and inspiring people at First United. As a learning organization, we take pride in offering exciting opportunities for employees to grow and follow their passions.

    That's one of the many reasons First United has been voted as one of the top places to work in Oklahoma since 2009 Browse this page to find out more about the First United culture and the many benefits of working here.

    Then, use our "Get Started" section to take your first step to being a part of First United.
    The Position

    Job Title

    Job Title
    Job Description


    SUMMARY

    This position is responsible for analysis and monitoring the financial condition and credit worthiness of individuals and businesses applying for credit by using historical financial analysis and cash flow projections.

    MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS)

    Analyzes all relevant loan data on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions, and First United's files.

    Prepares thorough and concise memo's, spread sheets, reports, summaries and opinions for Loan Officers on new, renewal and existing loans within established deadlines.

    Effectively manages the bank's exposure to identified risks, and recommends appropriate structure for transaction in accordance with First United's credit policy.

    Oversees and manages financial information files to assure current reports, statements, accounts receivable and other information on customer accounts, and notifies Loan Officers of any potential problems in a timely manner.

    Establishes, reviews and updates new and existing loan files for the Bank on a regular basis.
    Provides technical advice and assistance to Loan Officers.
    Performs credit inquiries.

    ADDITIONAL DUTIES AND RESONSIBILITIES
    Effectively communicates with Loan Officers and Bank Management in a clear, accurate, and concise manner.
    Generates solutions to problems and suggests alternative solutions when necessary.
    Contributes to Bank-wide projects while following specific and detailed instructions in a timely manner.
    Typically focuses on memos for relationships ranging from $500,000 to $2,000,000.
    Creates and maintains solid working relationship with Loan Officers and other team members.
    Ability to adhere to all company policies, core values and procedures.
    Genuine interest in learning and working in the banking profession.
    Dresses professionally.
    Other duties as assigned.

    EMPLOYEE SPECIFICATIONS
    To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
    Education and Work Experience
    Bachelor's degree in Finance, Accounting or related field.
    Minimum of 3-5 years of credit analysis experience.
    Six months experience with credit systems.
    Possesses specific area of underwriting expertise in one or more areas of lending (e.g. CRE or C&I Underwriting).

    Knowledge of accounting sufficient to understand and analyze the relationships between the different financial statements, in order to produce a written analysis.

    Very strong financial analytical abilities, with knowledge of financial ratios.
    Advanced proficiency in Excel.
    Ability to structure and underwrite larger, more complex transactions.

    Excellent interpersonal, technical, problem solving, and written communication skills needed for preparation of credit memos and analysis of financial statements.

    Demonstrates initiative, judgment/discernment and self motivation to work with minimal supervision.

    Demonstrates resourcefulness and concern for quality by understanding systems and processes and suggesting changes when necessary to increase overall efficiency.

    Demonstrates dependability through good attendance and adherence to time lines and schedules.


    NOTE:
    This job description is not intended to be all-inclusive. Employee may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization.


    All Locations:

    All Locations:
    If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at

    for assistance.
    First United is an Equal Opportunity Employer.

    To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.

    About Us

    First United Bank is a family-friendly organization with strong ties to the communities we serve.

    We practice honesty, integrity, and exceptional customer service as we strive to be the best place, to bank, work and invest.

    We are committed to providing excellent career opportunities and a wide array of benefits for our staff.

    And, in recognition of First United's commitment to being a premier employer, we've been honored by OKCBiz Magazine as a "Best Places to Work" organization.

    As one of only 30 organizations and companies to receive this prestigious designation, we're very proud of our accomplishment

    The key to First United's success is, and always will be, our exceptional people.

    Our employees share a desire to provide the best possible service to our customers and they work creatively, set high standards for themselves, and stick to them.

    Please take time to browse our open positions and if you find something that matches your interest and qualifications, you can apply right here online.

    We look forward to meeting you and wish you the best in your career

    .

    #J-18808-Ljbffr
  • Total Aerospace Services

    Credit Analyst

    1 week ago

    Total Aerospace Services Dallas, United States

    Do you want to be a part of a team of aviation innovators helping change the industry landscape? · Our client is a full-service helicopter leasing business supporting industries including offshore oil and gas, medical transport, search and rescue, utility, and executive transpor ...

  • gpac

    Credit Analyst

    1 week ago

    gpac Dallas, United States Full time

    Job Description: · We are looking for a professional Credit Analyst to determine our customers' creditworthiness. You will analyze financial data to assess the likelihood of a borrower honouring their financial obligations. Small Business Lending is a very dynamic space. We serv ...

  • TBK Bank, SSB

    Credit Analyst

    5 days ago

    TBK Bank, SSB Dallas, United States

    Join Triumph Financial · At Triumph Financial, we're focused on creating value by driving business and communities of all sizes toward the future. That's why we're looking for passionate, solutions-oriented people to join our team. As a values-driven financial service company, o ...

  • Tfin

    Credit Analyst

    6 days ago

    Tfin Dallas, United States

    Position Summary · The Credit Department ofTBKBank,SSBseeks a Commercial Credit Analyst I whose responsibilities include:(i)underwriting credit approval requests for both prospective and existingclients;(ii)working with lending units to ensure ability to accurately evaluate and ...

  • Tolleson Wealth Management

    Credit Analyst

    1 day ago

    Tolleson Wealth Management Dallas, United States

    Job Description · Job DescriptionDuties and Responsibilities: · Conduct a thorough financial analysis of applicants, including reviewing financial statements and tax returns to assess creditworthiness · Evaluate the strength of collateral offered by applicants to secure credit, e ...

  • BankFinancial

    Credit Analyst

    1 week ago

    BankFinancial Dallas, United States

    Job Description · Job Description · Summary: · Assists management in making informed credit decisions by analyzing the credit worthiness of existing and potential borrowers. Prepares and presents elementary and typical commercial and industrial credit requests by performing th ...

  • HF Sinclair

    Credit Analyst

    1 week ago

    HF Sinclair Dallas, United States

    Basic Function · HF Sinclair in Dallas, Texas is seeking a Credit Analyst to perform the credit activities of the organization and serve as a utility player for other facets within the broader finance organization. Ensure compliance with company's Credit Policy; evaluate, monito ...

  • HF Sinclair

    Credit Analyst

    4 days ago

    HF Sinclair Dallas, United States

    Basic Function · HF Sinclair in Dallas, Texas is seeking a Credit Analyst to perform the credit activities of the organization and serve as a utility player for other facets within the broader finance organization. Ensure compliance with company's Credit Policy; evaluate, monito ...

  • ORIX USA

    Credit Analyst

    6 days ago

    ORIX USA Dallas, United States

    Purpose and Job Summary · Signal Peak Capital Management ("SPCM") is a credit focused asset management team of ORIX Advisers, LLC, a wholly owned subsidiary of ORIX Corporation USA. SPCM currently manages approximately $5.2 billion of leveraged loans and structured credit assets ...

  • ORIX USA

    Credit Analyst

    1 week ago

    ORIX USA Dallas, United States

    Purpose and Job Summary · Signal Peak Capital Management ("SPCM") is a credit focused asset management team of ORIX Advisers, LLC, a wholly owned subsidiary of ORIX Corporation USA. SPCM currently manages approximately $5.2 billion of leveraged loans and structured credit assets ...

  • SNI Financial

    Senior Credit Analyst

    1 week ago

    SNI Financial Dallas, United States

    SENIOR CREDIT ANALYST -DALLAS, TEXAS - 2-5 YEARS EXP - SALARY $75K- $85k · Job Duties · :Performs financial analysis and makes recommendations on new and existing credits and exposures · .Perform regular loan portfolio reviews based on risk and/or size of all credit types (commer ...

  • Regions Bank

    Credit Products Analyst

    3 days ago

    Regions Bank Dallas, United States

    Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, ...

  • Selby Jennings

    ABL Credit Analyst

    1 week ago

    Selby Jennings Dallas, United States

    Title: · ABL Senior Credit Analyst · Location: · Dallas, TX · Onsite 5 days a week · My client is a growing alternative investment advisory firm looking to add a credit specialist to their asset management group. This person will be working on their existing credit portfolio to ...

  • Tfin

    Senior Credit Analyst

    1 week ago

    Tfin Dallas, United States

    Position Summary · The Credit Department ofTBKBank,SSBseeks a Senior Credit Analyst whose responsibilities include:(i)underwriting credit approval requests for both prospective and existingclients;(ii)working with lending units to ensure ability to accurately evaluate and act on ...

  • TalentBurst

    Credit and Collections Analyst

    1 week ago

    TalentBurst Dallas, United States

    Credit & Collections Analyst · Location : Dallas, TX 75207 · Duration : 7 Months + · Description · The Credit & Collections Analyst is charged with improving collections of customer accounts receivables, reducing outstanding aged debt, performing credit analysis, ensuring all as ...

  • TalentBurst

    Credit and Collections Analyst

    1 week ago

    TalentBurst Dallas, United States

    Credit & Collections Analyst · Location: Dallas, TX 75207 · Duration: 7 Months + · Description · The Credit & Collections Analyst is charged with improving collections of customer accounts receivables, reducing outstanding aged debt, performing credit analysis, ensuring all aspe ...

  • Triumph Financial

    Senior Credit Analyst

    1 week ago

    Triumph Financial Dallas, United States

    Join Triumph Financial · At Triumph Financial, we're focused on creating value by driving business and communities of all sizes toward the future. That's why we're looking for passionate, solutions-oriented people to join our team. As a values-driven financial service company, o ...

  • SNI Financial

    Senior Credit Analyst

    1 day ago

    SNI Financial Dallas, United States

    SENIOR CREDIT ANALYST -DALLAS, TEXAS - 2-5 YEARS EXP - SALARY $75K- $85k · Job Duties · :Performs financial analysis and makes recommendations on new and existing credits and exposures · .Perform regular loan portfolio reviews based on risk and/or size of all credit types (comme ...

  • Regions Bank

    Credit Products Analyst

    2 weeks ago

    Regions Bank Dallas, United States

    Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, ...

  • Hilltop Holdings

    Credit Quantitative Analyst

    1 week ago

    Hilltop Holdings Dallas, United States

    Job Description · Hilltop Holdings is looking for a Credit Quantitative Analyst responsible for assisting in the quality control function related Allowance for Credit Loss ("ACL"). Support will be provided in relations to model runs and documentation, UAT for model upgrades, com ...