Financial Analyst - Newark, United States - Stefanini, Inc

Stefanini, Inc

Verified Company

Newark, United States

3 weeks ago

Posted by:

Mark Lane

beBee recruiter

Description

Stefanini Group is hiring
Exciting opportunity awaits, let us help you get started

Responsibilities:

Manage complex MS Excel models with an excellent understanding of lending financial concepts and ratios and skills necessary for modeling contractual and technical parameters and performing sensitivity analysis.
Coordinate internal risk rating analyses, other periodic portfolio evaluations and preparation of loan review reporting packages.
Maintain accurate Excelbased financial models to analyze loan performance and compliance, and present them in a concise and logical manner.
Maintain "watch list" of borrowers and loans requiring additional monitoring, coordinating with legal and technical resources as necessary.
Ensure borrowers' compliance with requirements of loan document, including maintaining insurance.
Conduct restricted payment testing, including review of adequacy of debt service coverage ratios and reserves and compliance with loan agreement covenants.
Evaluate consent requests from borrowers regarding proposed actions or decisions affecting loans and determine an appropriate course of action based on financial, legal, technical, commercial, and credit considerations.
Support team in negotiations/documentation of loan workouts.
Maintain logs of financial and operational issues and their resolution, enabling more effective diligence on future projects.
5+ Years in similar recent roles.
Strong financial modeling skills, especially in MS Excel
Indepth understanding of lending financial concepts and ratios in a corporate environment
Experience in analyzing and monitoring loan portfolios
Knowledge of risk assessment and portfolio evaluation
Familiarity with legal and technical aspects related to loan management
Ability to coordinate with various internal and external stakeholders
Strong analytical and problemsolving skills
Attention to detail and accuracy in maintaining financial models
Effective communication skills for presenting and reporting on loan performance
Experience in negotiating and documenting loan workouts
Bachelor's degree in accounting, finance, economics, business, or a related field, or an equivalent level of experience as demonstrated by the resume.

Listed salary ranges may vary based on experience, qualifications, and local market. Also, some positions may include bonuses or other incentives.

Stefanini takes pride in hiring top talent and developing relationships with our future employees. Our talent acquisition teams will _never _make an offer of employment without having a phone conversation with you. Those face-to-face conversations will involve a description of the job for which you have applied. We also speak with you about the process including interviews and job offers.