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    Mtge Home Ln Advisor - Saint Louis, United States - First Bank

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    Description
    Mortgage Home Loan Advisor (Commission-Only)


    Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office.

    Like meeting new people and helping people to finance a new home? Read further to check out this opportunity.

    What You Will Be Doing


    • Sourcing leads for mortgage home loans
    • Meet with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc.
    • Analyze perspective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan
    • Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns
    • Advise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are met
    • Work with both the processor and borrower, if loan is denied, about reconstructing loan under a different program
    • Coordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process


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