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Malden

    Bilingual Universal Banker - Malden, United States - M&T Bank

    M&T Bank
    M&T Bank Malden, United States

    4 weeks ago

    Default job background
    Description
    Bilingual Universal Banker page is loaded

    Bilingual Universal Banker

    Apply

    remote type

    Onsite Position

    locations

    Malden, MA

    time type

    Full time

    posted on

    Posted Yesterday

    job requisition id

    R60210


    Overview:
    Specializes in our branch customer experience through sales, service and digital engagement of our Consumer and Business Banking customers.

    Supports daily operations of the branch as a Teller and meets customer service and sales needs as required by the assigned branch.

    Holds customer appointments scheduled by customers and/or branch team as well as walk-in appointments to identify customer needs; refers complex customer needs to the appropriate team member/partner.

    Primary

    Responsibilities:


    Educate customers and explain features and benefits of Consumer and Business Banking solutions; make recommendations based on the customer's identified needs.

    Engage customers in a variety of ways to bank with us and provide solutions to meet their needs, encouraging and supporting the use of digital capabilities in customer interactions.

    Explain the high-level criteria used to decision loan applications.


    Complete servicing-related responsibilities specific to Consumer and Business Banking customer relationships and lead with inquiries to identify opportunities to solve for other banking needs.

    Follow the Bank's sales process and provide simplified, customer-focused advice and guidance.

    Proactively reach out to customers to contribute to the retention and expansion of all Consumer and Business Banking relationships.

    Adhere to established customer service standards and provide a differentiated experience by understanding customer needs and delivering solutions in moments that matter most to them.

    Actively engage in lobby management, meeting and greeting customers and proactively inquiring and taking ownership to solve their banking needs.

    Introduce appropriate banking partner when servicing needs present an opportunity for a product solution.

    Assist and stay current with the Consumer and Business Banking AML (Anti-Money Laundering), BSA (Bank Secrecy Act) and KYC (Know Your Customer) processes and related activities.

    Identify and escalate cases of suspected fraud.
    Resolve and accurately log all customer complaints in the appropriate system.
    Review, approve and help resolve Consumer and Business Banking customer overdrafts.
    Accurately complete customer transactions.
    Complete related operational activities required by assigned branch, including documenting interactions and appointments with customers using the appropriate system.

    Adhere to applicable

    compliance/operational

    risk controls in accordance with Company or regulatory standards and policies.
    Promote an environment that supports diversity and reflects the M&T Bank brand.

    Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.

    Responsible for meeting and maintaining registration requirements under the Federal SAFE Act.
    Complete other related duties as assigned.

    Scope of

    Responsibilities:
    The position is responsible for providing exceptional service to branch customers and resolving customer problems in a timely manner. The position is a key driver of sales and the customer experience within the branch.

    The position is responsible for interacting with appropriate areas within the Bank to ensure branch-related operational issues are resolved efficiently and accurately.

    It is important for the jobholder to exemplify empathy, customer centricity, flexibility and adaptability, digital fluency, entrepreneurial spirit and critical thinking in support of the Company's culture and brand.

    In functioning in multiple capacities within the branch, it is important for the jobholder to be adaptable to service any and all banking needs of the customer, inclusive of new account opening or loan origination, problem resolution, video conferencing and processing of transactions.

    Managerial/Supervisory


    Responsibilities:
    Not Applicable

    Education and Experience Required:
    High school diploma or equivalent (GED) and a minimum of 1 year's proven retail sales, call center, customer service, or telesales experience
    Ability to fluently communicate both verbally and in writing with bank customers in both English and Haitian Creole. Proficiency to be determined via an online assessment.
    Strong verbal communication skills
    Strong interpersonal skills
    Ability to interact with varying customers (consumer to small business)
    Ability to effectively handle difficult customer conversations
    Well-organized
    Proven time management skills
    Proven prioritization skills
    Ability to work under critical time constraints in a team environment
    Proficiency with internet user-level technology

    Education and Experience Preferred:
    Proven referral and/or sales ability

    Physical Requirements:
    Ability to stand for long periods of time
    Prolonged use of hands and fingers
    Ability to lift light to heavy objects weighting 5 lbs. to 30 lbs.
    Ability to read fine print
    Ability to interact with customers in an open face-to-face work environment
    M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $ $32.60 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.

    Location

    Malden, Massachusetts, United States of America
    About Us

    At M&T Bank, we make a difference in people's lives .

    For more than 160 years, we've been providing our customers with guidance and financial solutions, leading our communities through challenges and growth opportunities, and empowering our employees to build purpose-driven careers.

    Our talent and culture set us apart.

    Our core values drive the work we do – integrity, ownership, collaboration, curiosity, candor.

    We seek to further build upon our record of success by bringing in diverse talents and fresh skill sets while supporting the growth and development of all team members.

    At M&T, we are a talent and people driven organization. Take a peek inside M&T's Human Capital Report

    to learn how it feels to be one of our 17,000+ employees.
    We are constantly renewing.


    Our future success relies on our ability to understand what's important to our customers and use that understanding to build new and innovative customer experiences.

    We support our employees every step of the way.
    Competitive compensation
    Full medical & dental benefits, Heath Savings & Flexible Spending Accounts, and life/disability insurance
    Generous paid time off (PTO) plus 11 paid holidays and an option to buy additional PTO
    401(k) match at 5% with options for Roth and discretionary employer contributions
    A deep commitment to equity, including 14 resource group charters, a D&I sponsorship program, 40 annual paid volunteer hours and more
    Various options for tuition assistance, paid parental leave, stock purchase, wellness and employee discounts
    We need you.

    Are you ready to join us? Apply today to start the journey.
    If you are unable to apply through this site due to technical issues or are in need of an accommodation to apply, please contact us at

    for assistance.
    M&T Bank Corporation is an Equal

    Opportunity/Affirmative

    Action Employer, including disabilities and veterans.
    M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.

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