- Responsible for the sales and origination of family residential loans within predetermined guidelines and rates set forth by the Bank and its investors.
- Responds to customer's residential mortgage needs by analyzing their financial profile and identifying the appropriate mortgage program for them.
- Follows-up with applicants and secures the necessary information to process and underwrite the loan; conducting site visits if needed.
- Provides assistance to help potential borrowers successfully qualify for financing.
- Consistently achieves volume and/or unit production targets.
- Works cooperatively and constructively with a wide variety of people, cross-functional teams, community- based organizations, title companies and referral partners.
- Actively cross-sells bank products where applicable.
- Projects a positive attitude and act with integrity at all times.
- Deliver "best-in-class" customer service.
- Provides support at bank sponsored events.
- Must adhere to pertinent state and federal laws and regulations, Company's Compliance Policy and external compliance requirements.
- Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA).
- Other duties, responsibilities and activities may change or be assigned at any time with or without notice.
- The role requires occasional travel for training and team meetings, and willingness to travel periodically, to locations within market as needed.
- May require work in a Midland office to ensure collaboration and support of internal and external customers.
- Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA).
- Other duties as assigned.
- Bachelor's degree in business, finance, real estate, or related field preferred.
- Ability to obtain NMLS State License or Federal NMLS Registration.
- 1+ years' experience in real estate and/or mortgage.
- Strong entrepreneurial and business development/sales experience/skills.
- Knowledge of FHA, FNMA and FHLMS underwriting guidelines.
- Knowledge of mortgage compliance regulations.
- Business acumen and judgment- bank mortgage products, policies, and procedures.
- Needs analysis skills - analyzing information regarding customer income/debts, etc.
- Interpersonal/Persuasive/Influencing and negotiation skills.
- Business insight
- Cultivates innovation
- Drives results
- Makes sound decisions
- Being a brand champion
- Collaborates
- Communicates effectively
- Customer focus
- Being Authentic
- Emotional Intelligence
- Self development
- Being flexible and adaptable
-
Mortgage Loan Originator
23 hours ago
Midland States Bank Champaign, United StatesJob Description · At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the fo ...
-
Mortgage Loan Originator
2 weeks ago
Midland States Bank Champaign, United StatesJob Description · At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the fo ...
-
Mortgage Loan Originator
3 weeks ago
Midland States Bank Champaign, United StatesAt Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term i ...
-
Mortgage Loan Originator
3 weeks ago
Midland States Bank Champaign, United StatesJob Description · At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the fo ...
-
Mortgage Loan Originator
2 weeks ago
Midland States Bank Champaign, IL, United StatesJob Description At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the for ...
-
Mortgage Loan Originator
1 week ago
Midland States Bank Champaign, United StatesAt Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term i ...
-
Mortgage Loan Originator
3 days ago
Midland States Bank Champaign, United StatesJob Description · At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the f ...
-
Jr Mortgage Loan Originator
23 hours ago
Midland States Bank Champaign, United StatesJob Description · Jr Mortgage Loan Originator · Salary: $39,400 - $47,400+ · At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experie ...
-
Mortgage Loan Officer/Originator
1 week ago
INB Champaign, United States Full time/RegularJob Description: · Summary: Examines, evaluates, and authorizes or recommends approval of customer applications for 1st Mortgage Real Estate loans, HELOC's, and closed end second mortgages by performing the following duties. · Experience and Skills: · Essential Duties and Resp ...
-
Champaign Member Center Member Service
2 weeks ago
CEFCU Champaign, United StatesAre you ready to make the most of your talents and abilities, while helping others make the most of their finances? · - CEFCU member service team members are critical to the success of the credit union. They provide a professional, knowledgeable, and caring experience when member ...
-
Child Welfare Team Supervisor
2 weeks ago
The Center for Youth and Family Solutions Champaign, United States**See yourself achieving solutions. Join our team** · **Perks of Working at CYFS**: · 37.5 hour work week · Paid Time Off: · - 12 Paid Holidays · - 15 Paid Vacation Days (increases every 2 years) · - 8 Paid Sick Days · - 5 Paid Personal/Wellness Days · - 3 weeks of Paid Parental ...
-
Commercial Lender Ii
6 days ago
Heartland Bank and Trust Company Champaign, United States**Text "1358" to to apply.** · **Wage Range: $69,566 - $175,183** · **Your Job** · If you're interested in soliciting and servicing a variety of smaller commercial and/or agricultural loans, our Commercial Lender II role may be for you We invite you to consider joining our Commer ...
-
Community Outreach On-call Advocate
3 days ago
The Center for Youth and Family Solutions Champaign, United States**See yourself achieving solutions. Join our team** · **Work Hours**: · Schedule is on a part-time, on-call basis. Minimum of 18 shifts per month. Weekends, holidays, and after-hour shifts required. · **Shift Schedule**: · 12:00 AM - 9:00 AM, 5:00 PM - 12:00 AM · Additional shift ...
-
Community Outreach Worker
3 days ago
The Center for Youth and Family Solutions Champaign, United States**See yourself achieving solutions.** **Join our team** · **Perks of Working at CYFS**: · Paid Time Off: · - 12 Paid Holidays · - 15 Paid Vacation Days (increases every 2 years) · - 8 Paid Sick Days · - 5 Paid Personal/Wellness Days · - 3 weeks of Paid Parental Leave · Financial ...
-
Child Welfare Case Manager
3 days ago
The Center for Youth and Family Solutions Champaign, United States**See yourself achieving solutions.** **Join our team** · **Perks of Working at CYFS**: · Paid Time Off: · - 12 Paid Holidays · - 15 Paid Vacation Days (increases every 2 years) · - 8 Paid Sick Days · - 5 Paid Personal/Wellness Days · - 3 weeks of Paid Parental Leave · Financial ...
-
Intact Case Manager
1 week ago
The Center for Youth and Family Solutions Champaign, United States**See yourself achieving solutions.** **Join our team** · **Perks of Working at CYFS**: · Paid Time Off: · - 12 Paid Holidays · - 15 Paid Vacation Days (increases every 2 years) · - 8 Paid Sick Days · - 5 Paid Personal/Wellness Days · - 3 weeks of Paid Parental Leave · Financial ...
-
Commercial Loan Processor
3 weeks ago
First Mid Bank & Trust Champaign, United StatesPosition: · Commercial Loan Processor · Location: · Champaign, IL · Job Id: · 3525 · # of Openings: · 1 · The Commercial Loan Processor is responsible for various operational aspects of Loan Operations including loan processing and input of consumer and commercial loans. When ...
-
Senior Credit Analyst
3 weeks ago
First Mid Bank & Trust Champaign, United StatesPosition: · Senior Credit Analyst · Location: · Champaign, IL · Job Id: · 3558 · # of Openings: · 1 · Responsible for conducting in-depth credit analyses for new and existing commercial and ag loan relationships. Conduct financial statement review for loan officers, as well a ...
-
Credit Analyst
3 weeks ago
First Mid Bank & Trust Champaign, United StatesPosition: · Credit Analyst · Location: · Champaign, IL · Job Id: · 3527 · # of Openings: · 0 · This position is an opportunity for entry-level and those with credit analysis experience. · Opportunity to work hybrid/remote after a probationary period. · Responsible for comple ...
-
Senior Credit Analyst
1 week ago
First Mid Bank & Trust Champaign, United StatesPosition: · Senior Credit Analyst · Location: · Champaign, IL · Job Id: · 3558 · # of Openings: · 1 · Responsible for conducting in-depth credit analyses for new and existing commercial and ag loan relationships. · Responsibilities include, but are not limited to: · Perfor ...
Mortgage Loan Originator - Champaign, United States - Midland States Bank
Description
Job Description
At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e. bonus and/or commission) and may include long-term incentives (i.e. stock awards). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, an Employee Stock Purchase Plan, 401K plan with company match and may include the opportunity to participate in our Non-Qualified Deferred Compensation plan. Incentives and benefits are subject to eligibility requirements.
Position Summary
Develops relationships and solicits business from referral partners such as realtors, builders, bank colleagues, attorneys, and CPAs. Primary responsibilities include the collecting and analyzing of prospect's income, assets and liabilities in in order to advise them on the most appropriate mortgage products as well as other products and services to meet their financial needs.
Primary Accountabilities
Position Qualifications
Education/Experience:
Competencies:
At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident and more excited to do great things for our customers, each other and our company. We're proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.
If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at
THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT
Compensation details: 48500 Yearly Salary
PI94ba