Portfolio Manager SBA - Saint Paul, United States - Bremer Bank National Association

Description

Are we a bank? Absolutely. But when it comes to careers, you'll find that there's a lot more to our business than you might expect. We're passionate about helping customers throughout Minnesota, Wisconsin and North Dakota succeed and grow. Our commitment to authentic and enduring relationships starts by taking time to listen and learn about our customers' goals, and innovate to solve their challenges, not only through financial resources but also deep knowledge, insights and ideas.

We expect, encourage and reward entrepreneurial thinking from our employees. We have a shared purpose of cultivating thriving communities, inspired by our founder, Otto Bremer, who spent his lifetime supporting the communities that his banks served in new and unexpected ways. That commitment to community and creative problem-solving contributes to Bremer's culture.

If you want the next chapter in your story to be one where you make a real difference for our customers, communities and economies, we're the bank to join. We foster diversity, equity and inclusion, building on the legacy of our immigrant founder. If you're curious, enjoy collaborating, and start each day with the customer in mind, we invite you to join our team

Location: Within Minnesota, North Dakota, or Wisconsin that will be determined based on candidate location and Bremer's current needs.

The Portfolio Manager - SBA Banking position is responsible to manage a relationship portfolio by partnering with relationship managers and credit, to ensure the delivery of exceptional client service via Bremer Relationship Management standards and approach and the achievement of benchmark standards and individual performance objectives, while minimizing credit risk exposure. Key responsibilities include portfolio retention & growth, credit analysis, loan structure design, risk management, and ensuring the SBA portfolio follows all applicable standards, policies, procedures, and regulatory requirements.

This role will:

• Work in partnership with the Relationship Manager/Special Assets Manager and Credit, assesses the credit worthiness by identifying risks on all SBA loan servicing requests while adhering to the SBA Standard Operating Procedures.
• Interfaces directly with clients on questions of credit and loan design and necessary.
• Owns annual credit review process for supported relationship managers along with tickler management.
• Manages Past due loans to assist in ensuring loan portfolio risk is taken into consideration.
• Conducts 10 Tab Audits on loans closed
• Partners with relationship manager to drive business growth outcomes through increased loan production, cross-sell and new client acquisition.
• Assists Special Assets regarding workout strategy to ensure we are following the SOP Standards.

QUALIFICATIONS:

• Bachelor's degree in finance, accounting, business management or related field, combined with a minimum of 5 years of direct lending and credit experience.
• Solid knowledge and understanding of the lending process.
• Solid knowledge and understanding of the credit and underwriting process.
• Strong customer service skills and relationship management acumen.
• Ability to collaborate with teams within Bremer to effectively co-manage existing business relationships.
• Ability to interact with external customers to facilitate portfolio management and business development.
• Knowledge of commercial lending concepts, practices, and regulations.
• Previous experience with the business loan process, credit analysis, portfolio management, and/or related financial services field.
• Excellent written, oral and interpersonal skills.
• Strong organizational and planning skills.
• Understands, embraces and exhibits Bremer C3 Leadership attributes.

#LI-hybrid, #LI-JT1

Our Values

Collaboration: We work elbow-to-elbow with our customers, making a difference for them in good times and bad. We share our skills, knowledge and experience to support each other every day.

Commitment: We're deeply invested in the places we live and work, and we're always ready to do whatever it takes to help our neighbors and communities thrive and grow.

Creativity: Imagination and innovation are essential to helping our customers and Bremer succeed. If there's a better way to do something, we'll find it or create it.

Our Benefits

At Bremer, we are committed to supporting and growing the we call home. Our people understand that they represent our name and reputation in every conversation, and that they're backed by an organization that values finding a better way to get things done. . Not just the 401(k), pension plan, healthcare, and vacation kind (we've got those), but the kind of everyday benefits that get you excited for what each day holds.

Bremer Bank is committed to a diverse and inclusive workforce. We've built an organization of experienced, intelligent and collaborative people from a range of all backgrounds, and all of them contribute something essential to helping our customers thrive and grow.

All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by applicable law.

Miscellaneous Items to Note

• Must be currently legally authorized to work in the U.S. without sponsorship for employment visa status (e.g., H1B status, 0-1, TN, etc.). Unless specifically stated in the job posting, we are unable to sponsor or take over sponsorship of an employment Visa at this time.
• Notice to California Applicants - for your awareness, please see
• Accessibility Commitment - Bremer is committed to accessibility, diversity and inclusion for all our applicants. We believe everyone should be able to have equal and effective access to our websites and our services. We have worked very hard to ensure that our website and digital content meet the needs of our applicants and visitors. Click for more information on our accessibility and how to get in touch with us.
• Notice to Third Party Recruiters - Bremer Bank, National Association, including its affiliates, does not accept unsolicited resumes from recruiters or employment agencies. In the absence of a signed agreement for recruiting or placement services, Bremer will have no obligation and will not agree to pay any referral or recruiting fee. In the event a recruiter or agency submits a candidate for consideration, Bremer explicitly reserves the right to pursue and/or hire any such candidate(s) without any financial or other obligation to the recruiter or agency. Any unsolicited resumes, including those submitted to hiring managers, will be deemed to be the property of Bremer.