- Sort and distribute incoming insurance mail and track all non-escrowed mortgage-secured loans over $100K and forward to vendor.
- Handle daily mortgage insurance mail and review the mortgage insurance cancellations and reinstatements. Forward cancellations to our vendor for mortgage secured loans so that letters are sent. Process monthly PMI disbursements to meet the due dates.
- Process incoming daily contracts within 24 hours of receipt
- Review files for missing items and notify dealer of any missing items
- Monitor the Credit Admin InBox and process all requests prior to 4:00 pm on same day
- Cash incoming indirect contracts accurately
- Check in all loan packets received from sales offices and track outstanding packets to ensure receipt of the final signed documents.
- Book consumer, indirect, mortgage and commercial loans and board onto the FISERV Signature Core Banking System.
- Ensure all outstanding billings, such as appraisal, recording, or title fees, have been received and processed by Credit Admin
- Review daily and monthly tickler reports and ensure that the ticklers are being reviewed and cleared.
- Review and update the daily new loan report for mortgage verification and review the Loan Coupon journal daily for any coupon book order errors
- Perform loans verification on mortgage, consumer, and commercial loans and prepare documents for CBS input and imaging
- Communicate with Loan Officer and title companies when loans are ready to schedule closing appointments
- Conduct final loan quality credit checks
- Prepare disbursement checks and arrange wire transfers
- Perform post-closing verifications
- Accurately and promptly prepare payoff letters, as well as release of mortgages or other collateral
- Review draw requests on commercial lines of credit and construction loans to ensure funds are disbursed within the guidelines of the loan approval. Re-verify loan criteria as needed.
- Review paid loans prior to releasing collateral.
- Maintain file coverage for team members out of office, provide back up support for consumer declines, credit score disclosure letters, scanning files into Metavante imaging system.
- Process all insurance premium disbursements as scheduled. Contact insurance companies for missing bills.
- Assist with maintenance items such as automatic transfers, due date changes and payment amount changes as well as HELOC check order requests
- Ensure all auto debits and/or HELOC orders are completed timely
- Complete Indirect Audits and ensure required lien documentation and cip verification is in file
- Process ATM/ACH/return checks
- Verify and balance ACH worksheet and resolve discrepancies daily
- Balance workstation and resolve discrepancies daily
- Report suspicious transactions or unusual occurrences to supervisor.
- Conduct and document periodic risk reviews and run reports as needed
- Perform all work in compliance with established regulations, policies, Standard Operating Procedures (SOPs), and instructions.
- Maintain customer confidence and protect bank operations by keeping information private and confidential.
- Participate in ongoing skill, compliance, risk management and security training as required for the position and apply knowledge in daily tasks
- Other duties as assigned
- High school diploma or equivalent with a minimum of 2 years' experience processing mortgage, consumer, commercial and/or small business loans. College degree in business, finance or related field of study preferred.
- Knowledge of agency guidelines and industry standards as they relate to mortgage, consumer, commercial and/or small business
- Exceptional organization, time management and follow-up skills. Excellent interpersonal skills and ability to communicate effectively with customers, bank employees and outside service providers.
- Accuracy and ability to prioritize daily goals.
- Ability to follow detailed instructions and a wide range of procedures requiring sound judgement.
- Ability to perform complex mathematical computations using various business machines and/or computers.
- Must have proficient typing and computer skills.
- Attention to Detail
- Conflict Management
- Time Management
- Results Focused
- Regulatory Compliance
- Relationship Building
-
Operations Clerk for Technical Sales Group
2 weeks ago
SMS group Inc Valparaiso, United StatesJob Description · Job DescriptionWhat we do · SMS group is the leading partner in the world of metals. We are an original equipment supplier offering comprehensive maintenance and spare part services for iron making, metals production, continuous casting and rolling (flat and lon ...
-
clerk i hotel
3 weeks ago
Boyd Gaming Michigan City, United StatesBoyd Gaming - Blue Chip [Reservations Agent] As a Hotel Clerk at Boyd Gaming, you'll: Operate hotel reservation system (LMS) and access computerized Casino Management (CMS) tracking system with the use of the Revenue Management System (ARMS) to make reservations for customers; Wo ...
-
Shipping Clerk
3 weeks ago
Regal Rexnord Michigan City, United StatesThe Shipping Clerk performs a variety of shipping and receiving tasks, verifies materials received are as ordered and routes incoming items to appropriate departments/locations. · Essential Duties and Responsibilities · Use equipment including forklifts and cranes to move equip ...
-
Team Assistant Property Management
1 week ago
Solaris Enterprises Ogden Dunes, United StatesAbout Us · With over 20 years of experience in the residential real estate market, ZBI Zentral Boden Immobilien Group is one of the leading specialists for German residential properties. Since 2002, the Erlangen-based investment company has successfully designed real estate funds ...
-
Technical object manager
1 week ago
FusionTech Gary, United StatesGary Technical Property Manager (m/f/d) · Job ID: 193 · Location: Nuremberg · Employment type(s): Full-time · Our client, a renowned company in the real estate industry in Nuremberg, is currently seeking a Technical Property Manager (m/f/d) for direct placement. · Your responsib ...
-
Telephone operator
1 week ago
Aurora Solutions Michigan City, IN, United States Freelance**TOP Job with potential Secure your position as a telephone operator and data entry clerk (m/f/d) with our client in Michigan City, IN. · We also welcome your speculative application as a call center agent or customer advisor (m/f/d) for numerous other job opportunities under ou ...
-
Lead Receiving
3 weeks ago
Four Winds Casino New Buffalo, United StatesSUMMARY: · Responsible for ensuring the smooth and efficient operations in the Receiving Division of the Finance Department. · ESSENTIAL DUTIES AND RESPONSIBILITIES include the following: Receives shipments on receiving dock, logs pertinent information into computer database, ...
-
Data Entry
1 week ago
Ursitti Enterprises LLC Merrillville, United StatesJob Description · Job DescriptionOrganization in Merrillville Requires a Data Entry Clerk for an Immediate Start · If you meet the qualifications below, APPLY NOW · Pay Rate: $16.00/Hour · Overview: · We are seeking a detail-oriented and organized individual to join our clients ...
-
Library Assistant- Programming Assistant
4 weeks ago
Porter County Public Library System Valparaiso, United StatesJob Type · Part-time · Description · Specific Responsibilities · The library clerk (LC3) must satisfy the following responsibilities: · Perform collection maintenance such as shelving, shifting, shelf reading, and merchandising. · Use the integrated library system (ILS) with ...
-
Deli Clerk
4 weeks ago
Strack & Van Til Valparaiso US 30 Valparaiso, United StatesSummary: As a Deli associate, some of your duties will include slicing deli meats and cheeses to order, frying and baking chicken and other products, preparing sandwiches, salads, entrees and more. You will provide product suggestions and assist customers with special orders whil ...
-
Warehouse Manager
4 weeks ago
MSI Express Portage, United StatesMSI Express is a single-source contract manufacturing and packaging company, delivering innovative engineering solutions from our strategically located network of manufacturing facilities. · Primary purpose of the role: · Manages activities of warehouse and material handling pe ...
-
Guest Svs/front Desk/switchbrd
3 weeks ago
Methodist Hospitals Inc. Merrillville, United StatesOverview · In a service excellence manner (exceptional expression of compassion, courtesy and friendliness), responsible for greeting and assisting all patients, visitors, external vendors, employees, volunteers and physicians in the lobby and operating the switchboard console to ...
-
guest svs/front desk/switchbrd
2 weeks ago
The Methodist Hospitals Gary, United StatesIn a service excellence manner (exceptional expression of compassion, courtesy and friendliness), responsible for greeting and assisting all patients, visitors, external vendors, employees, volunteers and physicians in the lobby and operating the switchboard console to answer and ...
-
Warehouse Manager
1 week ago
MSI Express Portage, United StatesMSI Express is a single-source contract manufacturing and packaging company, delivering innovative engineering solutions from our strategically located network of manufacturing facilities. · Primary purpose of the role: · Manages activities of warehouse and material handling per ...
-
Diesel Technician
2 weeks ago
Rush Enterprises Gary, United StatesA Diesel Service Technician is responsible for providing service to our customers while maintaining exceptional customer service. This can include: cleaning, maintenance, visual inspection, and removal of parts and attachments. Installation with the help of proper manuals, report ...
-
Diesel Technician
3 weeks ago
Rush Enterprises Gary, United StatesAdvertised Job Description: · A Diesel Service Technician is responsible for providing service to our customers while maintaining exceptional customer service. This can include: cleaning, maintenance, visual inspection, and removal of parts and attachments. Installation with the ...
-
Retail Associate
1 day ago
Martin's Super Markets Stevensville, United StatesAt SpartanNash, we deliver the ingredients for a better life through customer-focused innovation. We do this for our supply chain customers and U.S. military commissaries, retail store guests and, most importantly, our Associates. In fact, we see a day when each will say, "I can ...
-
Deli Clerk
2 weeks ago
Strack & Van Til Chesterton Chesterton, United States· Summary: · As a Deli associate, some of your duties will include slicing deli meats and cheeses to order, frying and baking chicken and other products, preparing sandwiches, salads, entrees and more. You will provide product suggestions and assist customers with special orders ...
-
Receiving Clerk
3 days ago
Urschel Laboratories Chesterton, United StatesUrschel, a 100% employee-owned company, has an opening for a Receiving Clerk & Material Handler for our day shift operations working full-time Monday-Friday and may require working on Saturday based on workloads. · Urschel employee-owners design and manufacture industrial cutting ...
-
Administrative Shipping Clerk
3 weeks ago
Elwood Staffing Walkerton, United StatesJob Description · Job DescriptionAdministrative Shipping Clerk · Walkerton company seeking an administrative shipping clerk. · Must have experience with ERP systems and commercial invoicing · 2 years MINIMUM experience · This is NOT shipping and receiving · What's in it for you? ...
Loan Operations Clerk - Michigan City, United States - Horizon Bank
Description
Job Overview
Responsible for daily tracking of consumer and mortgage insurance, input of loans, loan verification and loan check-ins, in compliance with state and federal regulations, company policies and established Standard Operating Procedures (SOPs). Work within a team to ensure loans progress through the pipeline efficiently and effectively.
Principal Accountabilities
Provide support for sales, consumer loan and mortgage department personnel as needed. Meet or exceed the stated Service Guarantee commitments. Represent the Bank to both internal and external customers in a courteous, professional manner in face-to-face, written and telephone communications. Accountable for adherence to compliance standards including Bank Secrecy Act (BSA), as well as quality of documentation, timeliness and volume of loans closed. Actively protect confidentiality of customer and account information. Demonstrate Horizon Bank's commitment to the communities in which we serve through active involvement in local organizations and events.
Duties
Qualifications & Skills
Core Competencies
Physical Requirements
Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions in compliance with the Americans with Disabilities Act (ADA).
Physical Demands:
Percentage of Time:
Communicate with customers, advisors and managers regarding banking transactions and issues. Able to exchange accurate information with others.
90-100%
Able to verify authenticity of financial instruments, forms, documents and signatures. Able to verify identity of customers, vendors and service providers. Able to observe actions of others to ensure safety and security of the facility.
90-100%
Able to grasp, move and sort forms and papers.
90-100%
Constantly operate a computer and other office machinery such as calculator, copy machine, fax machine, scanner, printer and telephone
90-100%
Able to remain stationary at a desk for long periods of time
75-100%
Regularly move about the office to access file cabinets, storage drawers and various office equipment
75-100%
Occasionally position self to reach heights between floor and 6'
<25%
Horizon Bank is a proud Equal Opportunity Employer | Disability | Veteran Employer.
