- Develops and expands referral sources in order to solicit first mortgages and develops a continual stream of origination volume. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes. Regularly, seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to build and new ones can be forged. Maintains regular contact and meets with centers of influence such as attorneys, accountants, lawyers and financial advisors.
- Collects and analyzes applicants financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customers needs in conjunction with customers financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customers specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans.
- Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources.
- Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support employees loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process.
-
Mortgage Loan Officer
1 week ago
PNC Financial Services Group Philadelphia, United StatesJob Profile · Position Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where ...
-
Loan Officer
1 week ago
Spring EQ Conshohocken, United StatesSpring EQs Loan Officer Development Program: · In the first 90 days, Home Equity Specialists focus their efforts solely on the Development Program. We value our team members and pay 100% of costs associated with training in addition to a competitive base salary. Our training pro ...
-
Loan Officer
3 days ago
Spring EQ Conshohocken, United StatesOverview: · Spring EQ is a national home equity lender providing flexible and tailored financing solutions directly to consumers with a national network of experienced brokers and partners. Since its founding in 2016, Spring EQ is among the fastest growing and highest-rated home ...
-
Loan Workout Officer Iii
1 week ago
Fulton Bank Mount Laurel, United StatesValue Proposition: · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communit ...
-
Senior Mortgage Loan Officer
2 days ago
Fulton Bank King of Prussia, United StatesValue Proposition: · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communi ...
-
Senior Mortgage Loan Officer
1 week ago
Fulton Bank King of Prussia, United States OTHERValue Proposition · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communiti ...
-
Mortgage Loan Officer
6 days ago
KeyCorp Plymouth Meeting, United StatesLocation:401 Plymouth Road - Plymouth Meeting, Pennsylvania 19462 Job Summary. The Mortgage Loan Officer (MLO) assists clients with the origination of residential mortgage loans, including providing analysis and advice to current and prospective clie Loan Officer, Mortgage, Offic ...
-
Loan Officer
1 week ago
SimpLend Mortgage LLC Trevose, United StatesCompany Description · SimpLend Mortgage LLC is a company based in Trevose, PA, with a focus on simplifying the consumer's experience in obtaining a home loan. Our mission is to provide honest, respectful, and efficient service in an industry known for complexity and poor communic ...
-
Loan Officer
6 days ago
Stellar Mortgage Corporation Southampton, United StatesJob Description · Job DescriptionDescription:Our company is actively seeking a seasoned Loan Officer who thrives in a self-generating business setting, bolstered by robust back-office support. · Requirements:Generate new business through contacts with centers of influence · Estab ...
-
Loan Officer
6 days ago
STOCK GROWERS BANK Forman, United StatesJob Description · Job DescriptionStock Growers Bank is looking for a loan officer in our Milnor, ND location. The responsibilities include:Make safe and sound lending decisions on behalf of the bank · Develop and maintain existing relationships with customers · Promote the bank t ...
-
CRA Mortgage Loan Officer
1 day ago
WSFS Bank Bryn Mawr, PA, United StatesFull-time Schedule: Monday – Friday Hybrid/Onsite Description: At WSFS Bank, we empower our Associates to grow their careers, we guide our customers to secure their financial futures, and we actively support our Communities so they can fully thrive · Careers with WSFS Bank offer ...
-
Loan Officer Assistant
1 week ago
New American Funding Lansdale, United StatesOverview: · Position: Loan Officer Assistant (Bilingual spanish a plus) · Location: Lansdale, PA · Pay: up to 52K + Bonuses + benefits. · Position Summary: · The Loan Officer Assistant (LOA) works directly with and supports the loan origination staff (loan officers, sales ma ...
-
Loan Officer Assistant
2 days ago
New American Funding Lansdale, United StatesOverview: · Position: Loan Officer Assistant (Bilingual spanish a plus) · Location: Lansdale, PA · Pay: up to 52K + Bonuses + benefits. · Position Summary: · The Loan Officer Assistant (LOA) works directly with and supports the loan origination staff (loan officers, sales ma ...
-
Retail Loan Officer
1 week ago
InterContinental Capital Group Inc Philadelphia, United States>> Retail Loan Officer Retail Loan Officer Summary Title:Retail Loan OfficerID:1414 - PALocation:Philadelphia, PADepartment:Sales Description **About Intercontinental Capital Group:** · Intercontinental Capital Group (ICG) is a rapidly-growing Mortgage Banker currently licensed ...
-
Loan Officer Assistant
1 week ago
SimpLend Mortgage LLC Trevose, United StatesCompany Description · SimpLend Mortgage LLC is a company based in Trevose, PA, with a focus on simplifying the consumer's experience in obtaining a home loan. Our mission is to provide honest, respectful, and efficient service in an industry known for complexity and poor communic ...
-
Mortgage Loan Officer
2 weeks ago
PNC Financial Services Group Philadelphia, United StatesPosition Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our em ...
-
Mortgage Loan Officer
1 week ago
Fulton Bank Philadelphia, United StatesEmployee Value Proposition: · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our loca ...
-
Mortgage Loan Officer
1 day ago
Fulton Bank Philadelphia, United StatesValue Proposition: · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communi ...
-
Mortgage Loan Officer
3 days ago
PNC Financial Services Group Philadelphia, United StatesJob Profile · Position Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture wher ...
-
Mortgage Loan Officer
1 week ago
Primary Residential Mortgage Philadelphia, United StatesPrimary Residential Mortgage, Inc. (PRMI) is expanding its operations in Pennsylvania and seeks a Mortgage Loan Officer to develop and accelerate this growth. · Why PRMI? · We pride ourselves on being more than just a workplace, we are a tight-knit work family. · Join a compan ...
Senior Mortgage Loan Officer - King of Prussia, United States - Fulton Bank
Description
Employee Value Proposition:
Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.
Overview:This is a full-time, commissioned career opportunity based out of King of Prussia, PA.
Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership. Requires to act on internal leads but to also cultivate external lead sources to generate origination of mortgage loans. A significant amount of time will be spent building relationships and soliciting first mortgages with realtors, builders, accountants, lawyers, financial advisors and other referral sources to obtain mortgage loan applications.
Responsibilities:Education
High School Diploma or equivalent. Specialty: Not applicable at this level. (Required)
Experience
4 or more years Current residential mortgage lending. (Required)
4 or more years Incumbents will have established referral sources that are outside of branch referrals and provide a continual stream of loan originations. (Required)
4 or more years Proven ability to develop and maintain a significant amount of referral sources from contacts and relationships outside the organization. Other sources could be repeat customers, referrals from current clients. (Required)
Other Duties as Assigned by Manager:This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.
Pay Transparency:This position is fully commissioned.
Benefits:Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.
NMLS:This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing.
EEO Statement:Fulton Bank (Fulton) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.
Sponsorship Statement:
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.