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Saint Cloud

    Teller full-time - St Cloud, United States - American Heritage National Bank

    American Heritage National Bank
    American Heritage National Bank St Cloud, United States

    2 weeks ago

    Default job background
    Full time
    Description

    Job Type

    Full-time

    Description

    To perform this job successfully, an employee must be able to perform each essential responsibility satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability expected for this position. Reasonable accommodations may be made to enable individuals with disabilities to perform these essential responsibilities.

    ESSENTIAL RESPONSIBILITES

    Includes the following and other duties as may be assigned by management:

    • Accepts and processes all customer transactions: verify cash and endorsements, receive proper identification for cash back and issue receipts of deposit. Examine checks deposited and determine proper funds availability based on regulation requirements and complete hold notices. Accept loan payments: verify payment amount and issue receipts.
    • Cash checks: Verify endorsement, receive proper identification and ensure validity. Follow appropriate procedures for cashing non-customer checks.
    • Balances drawer daily and meets teller-balancing standards, including periodic batching of cashed checks. Identify counterfeit currency. Buy and sell currency from the vault as necessary, ensuring that teller drawer cash limits are not exceeded. Maintain appropriate currency logs.
    • Answers basic customer inquiries regarding service charges and account histories while complying with disclosure requirements, regulations and consumer privacy policies.
    • Possesses knowledge of bank products and services and actively cross-sells services to customers to meet the bank's overall growth goals.
    • Maintains a professional manner, demonstrates team commitment, maintains a neat workstation, and maintains an adequate amount of supplies (including coin & currency) at workstation.
    • Operates check-processing scanners to image and balance all incoming transactions on a daily basis.
    OTHER ESSENTIAL DUTIES
    • Actively assists in achieving bank goals.
    • Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice as assigned by management.
    OTHER RESPONSIBILITIES
    • Responsibilities include the following: 1) adhering to and complying with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA Patriot Act, etc.), 2) adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting potential suspicious activity to the BSA/AML Officer.
    • Informs supervisor of important matters which must be known to effectively manage department operations.
    • Adheres to the values of the mission statement, which in turn will prove a base of shared values for everyone who works within the organization.
    • Follows self-development and participates in educational programs to increase skills and knowledge in lending, policies, programs, and systems. Assists in daily dual-control functions.
    • Develops and maintains good working knowledge of job responsibilities and procedures, which facilitates efficient performance of duties.
    • Contributes to a favorable working climate within the organization through a friendly and cooperative attitude and exhibiting good teamwork skills. Willingly assists others as necessary to keep work current, meet deadlines and spread workload equally. Offers flexibility in covering vacations and other absences.
    • Handles customers and outside contacts in a friendly, pleasant, professional manner, which enhances a favorable image of the organization.
    • Refers customers to Personal Bankers, Lenders and Customer Service as needed.
    SUPERVISORY RESPONSIBILITIES
    • This job has no supervisory responsibilities.
    WORK ENVIRONMENT

    The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    The work environment is typical of an office and does not require exposure to difficult or hazardous conditions. The noise level in the work environment is usually quiet.

    FULL-TIME BENEFITS

    Health, Dental, H.S.A, and F.S.A
    • Employer paid employee dental- starts the first of the month after employment date
    • Employer pays 60% of medical premium. Employee pays 40% of medical premium- starts the first of the month after employment date
    • HSA- monthly employer contributions corresponding to medical plan elected
    • HSA- employee contribution optional
    • FSA- Medical and Dependent care employee contribution optional
    Life Insurance, Short Term Disability, Long Term Disability, Supplemental Insurance
    • Employee Life Insurance Coverage of $50,000 paid by employer - eligible the 1st of the month after 30 days of employment
    • Short Term Disability paid by employer- eligible the 1st of the month after 30 days of employment
    • Long Term Disability paid by employer- eligible first of the month after one year of employment
    • Supplemental Life & AD&D options paid by Employee -eligible the 1st of the month after 30 days of employment, may require Evidence of Insurability for supplemental plans
    • Supplemental Accident, Hospitalization and Critical Illness plans paid by Employee-eligible the 1st of the month after 30 days of employment, Requires an application
    401K
    • Must be 21 years of age
    • Entry date immediately after eligibility requirements are met
    • Employer match after 1 year of service and 1,000 hours per year completed
    Requirements

    QUALIFICATIONS
    • To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
    • High school diploma or GED equivalent; with one year of work-related job experience preferred for fulltime positions.
    • Language skills including but not limited to the ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports and correspondence.
    • Mathematical and reasoning skills including but not limited to the ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent.
    • Reasoning ability include but not limited to ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
    PHYSICAL DEMANDS

    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    While performing the duties of this job, the employee is regularly required to sit, use hand to finger handle, or feel; reach with hands and arms; and talk or hear. The employee is occasionally required to stand and walk. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, and ability to adjust focus.

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