- $45,000 starting salary
- $10,000 in forgivable loan incentives
- $10,000 in RSUs
- Bonus opportunities
- This is an 8-hour shift, Monday–Friday
- This position requires full-time, on-site attendance in Pontiac, MI
- This role does not provide immigration sponsorship. Candidates must be legally authorized to work in the US without requiring sponsorship now or in the future
- Collect, review and examine an applicant's financial history and records
- Perform risk assessment reports
- Analyze client's financial statements and identify effective alternatives to application
- Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation
- Keep up with changes and adaptations as they occur
- Provide elite service to internal and external clients
- Communicate with clients via email and over the phone on loan status, which includes Mortgage Loan Officers and Broker Owners
- Manage multiple priorities while building rapport with clients
- Bachelor's Degree, associate degree OR 1+ year of mortgage experience in underwriting and/or processing
- Complex rationale and problem-solving skills
- Computer literacy in Microsoft Word, Excel, Outlook and other internet resources
- Excellent written and verbal communication skills
- Willingness to learn and be coached
- Adaptable to a flexible, fast-changing industry
- Self-motivated with a strong work ethic
- Ability to take accountability for actions
- Preferred experience in Finance and/or Accounting (financial analysis, accounts receivable and accounts payable)
- Paid time off (PTO)
- Medical, dental and vision insurance
- Disability and life insurance
- 401(k) with employer match
- Paid training and career development
- Paid holidays
- Referral bonuses
- Flexible start time
- Maternity and paternity leave
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Loan Underwriter - Pontiac, United States - United Wholesale Mortgage
Description
Job Description
Job DescriptionLoan Underwriter - Up To $20,000 In Potential IncentivesBusiness UnitUnited Wholesale Mortgage LocationUS-MI-PontiacUnited Wholesale Mortgage (UWM) is America's #1 mortgage lender and we're looking to fill an immediate need for underwriters.
Join a company that invests in you. On top of your starting salary, a role as an Underwriter sets you up for success right out of the gate with up to $20,000 in potential incentives.*
COMPENSATION
MUST-KNOWS
#ZR
THE PLACE & THE PERKSUnited Wholesale Mortgage has a firm commitment to excellence and empowers individuals to become the best version of themselves. We provide opportunities to individuals who want to excel within the mortgage industry. We are an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.
OTHER REASONS TO JOIN US
All the above duties and responsibilities are essential job functions subject to reasonable accommodation and change. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Team members may be required to perform other or different job-related duties as requested by their team lead, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise. Employment with UWM is "at-will." UWM is an Equal Opportunity Employer. By selecting â??Apply for this job onlineâ?? you provide consent to UWM to record phone call conversations between you and UWM to be used for quality control purposes. OptionsApply for this job onlineApplyShareRefer this job to a friendReferSorry the Share function is not working properly at this moment. Please refresh the page and try again later.Share on your newsfeedConnect With UWMNot sure what to apply for? Connect with us to speak with a Recruiter and explore opportunities.Application FAQs