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Pontiac

    Risk Analyst - Pontiac, United States - United Wholesale Mortgage

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    Description

    Job Description

    Job Description

    Overview

    United Wholesale Mortgage has a firm commitment to excellence and empowers individuals to become the best version of themselves. We provide opportunities to individuals who want to excel within the mortgage industry. We are an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

    OTHER REASONS TO JOIN US

    • Paid time off (PTO)
    • Medical, dental and vision insurance
    • Disability and life insurance
    • 401(k) with employer match
    • Paid training and career development
    • Paid holidays
    • Referral bonuses
    • Flexible start time
    • Maternity and paternity leave

    Responsibilities

    • Collect, review and examine an applicant's financial history and records
    • Perform risk assessment reports
    • Analyze client's financial statements and identify effective alternatives to application
    • Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation
    • Keep up with changes and adaptations as they occur
    • Provide elite service to internal and external clients
    • Communicate with clients via email and over the phone on loan status, which includes Mortgage Loan Officers and Broker Owners
    • Manage multiple priorities while building rapport with clients

    Qualifications

    • Bachelor's Degree, associate degree OR 1+ year of mortgage experience in underwriting and/or processing
    • Complex rationale and problem-solving skills
    • Computer literacy in Microsoft Word, Excel, Outlook and other internet resources
    • Excellent written and verbal communication skills
    • Willingness to learn and be coached
    • Adaptable to a flexible, fast-changing industry
    • Self-motivated with a strong work ethic
    • Ability to take accountability for actions
    • Preferred experience in Finance and/or Accounting (financial analysis, accounts receivable and accounts payable)

    #ZR


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