Jobs

    Jr. Underwriter - Clearwater, United States - FrankCrum Staffing, Inc.

    FrankCrum Staffing, Inc.
    FrankCrum Staffing, Inc. Clearwater, United States

    1 week ago

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    Job Description

    Job DescriptionJunior Underwriter


    JOB SUMMARY:

    Work directly with an Underwriter to learn how to review an application for insurance coverage against a carrier's guidelines to determine eligibility.

    ESSENTIAL DUTIES & RESPONSIBILITIES (other duties may be assigned as necessary): Must be able to work your scheduled shift and if needed, rotate schedules with other employees for proper departmental staffing needs, work overtime if needed and (including mandatory AEP overtime).

    Must be detailed oriented and possess good verbal/written/typed communication skills. Must be able to work in a work environment where procedures change frequently. Must be able to work independently and efficiently to meet contractual time service agreements. Assist agents with comments or questions about applications and the likelihood of acceptance by the company.

    Using the main frame computer system, log applications using automated log/proposal program, ensuring that agent is appointed in the state where the application was written, application was signed by both the agent and applicant, and the correct state-approved application and required miscellaneous forms are submitted and complete.

    Calculate modal premium due, noting any shortage or overage, and prepare and balance CWA Input Form. Using the main frame computer system input CWA into the CWA database, when applicable.

    Make out going calls to agents or applicants to verify information that is left blank or unclear on the application.

    Complete non-medical telephone interviews with applicants when necessary. Order and follow up on requirements pre and post issue. Learn and understand the differences between Federal and State Open Enrollment, Guarantee Issue and Standard applications.


    QUALIFICATIONS/SKILLS:
    High School Diploma/GED with one (1) year experience in insurance, the medical field or customer service


    Language skills:
    ability to read and interpret documents such as procedure manuals and written handouts


    Reasoning ability:
    need to apply common sense to carry out written and/or verbal instructions. Must be able to deal with problems containing multiple variables. Must be a team player, also multi-tasked, organized, and work efficiently. Exhibit self-direction and proactive problem solving. Uses tact when expressing ideas or opinions to respond to objections successfully. Work in a timely manner to meet deadlines, while maintaining a high level of accuracy and quality. Calculate figures and amounts, with and without use of an adding machine. Must be able to type at least 40 wpm. Must have knowledge of Microsoft Word, Microsoft Outlook (email), and other computer systems. Pharmacy and/or insurance background is preferred. Honesty, as well as respect, for the company and its policies & procedures is crucial. #talrooclearwater
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