Credit Analyst Ii - Los Angeles, United States - Sumitomo Mitsui Banking Corporation

Sumitomo Mitsui Banking Corporation

Verified Company

Los Angeles, United States

1 week ago

Posted by:

Mark Lane

beBee recruiter

Description

ABOUT THE ORGANIZATION
SMBC MANUBANK was formed by a group of banking entrepreneurs in June 1962.

Our scope is to serve the specialized needs of California middle-market businesses, manufacturers, wholesalers, distributors, importers, exporters, and service companies, including small businesses and professionals.

The anticipated salary range for this role is between $61,000.00 and $90, The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire.

The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

Our mission is to be "the bank of choice" for middle market and professional service companies by establishing long term customer relationships and loyalty, providing superior products and services through a core of highly skilled and seasoned bankers.

To achieve our mission to be the 'bank of choice' for middle market and professional services companies, we are focused on our vision to be the premier California regional business bank that can provide the sophistication and expertise of a larger institution with the personal 'high touch' services of a smaller bank.

Specialties:
Commercial Loans and Lines of Credit, Asset-Based Financing, SBA Loans, and Specialized Financing, Real Estate Loans, Cash Management Services, International Services

JOB SUMMARY:

Spread financial statements and obtain credit reports to evaluate degree of risk. Acts as primary contact for customer inquiries related to loan balances, billings, payments, payoff, etc. Conducts review of balance sheet and profit loss statements. Assess liquidity, quality of management, market position, and overall business climate to estimate future profitability of business. Maintain credit files and meet compliance standards. Prepare for internal and agency audits throughout the year. Assist the Credit Officer with new and renewal loan information as requested.

PRINCIPAL DUTIES AND RESPONSIBILITIES:

Obtain updated financial information as needed.
Assist CO to support on the new prospect as well as the renewal for existing portfolio.
Spread financial statements using standard financial software ie: Baker Hill
Analyzes financial information to make a general assessment of the customer's creditworthiness
Conducts review of balance sheet and profit & loss statements
Assess liquidity, quality of management, market position, and overall business climate to estimate future profitability of business
Obtain background searches for business and individuals
Maintain credit files and meet compliance standards
Monitor financial ticklers for credit administration review
Provide exemplary service to ensure customer satisfaction
Assist in the boarding process and loan advances/pay downs
Keyin and monitor Credit Agreement covenant compliance

POSITION SPECIFICATIONS:

Education:
Bachelor's degree or equivalent

Skills/ Qualifications:
Minimum two-year related experience and/or training or equivalent combination of education and experience
Must have computer experience with knowledge in Excel and Word
Minimum two-year related experience and/or training or equivalent combination of education and experience
Must have computer experience with knowledge in Excel and Word

EOE STATEMENT
We are an equal employment opportunity employer.

All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.

**CCPA DISCLOSURE