Jobs
>
Chattanooga

    Commercial Relationship Manager - Chattanooga, United States - First Horizon Bank

    First Horizon Bank
    First Horizon Bank Chattanooga, United States

    3 weeks ago

    First Horizon Bank background
    Full time
    Description

    Summary

    Develops new customer prospects and business with commercial clients, with the potential to manage a portfolio of commercial clients. Makes and services a wide variety of business and individual loans to build long-term and profitable customer relationships in order to maximize portfolio revenue growth and asset quality. Manages complex accounts or has an assigned market region of a complex nature.

    Key Responsibilities Include

  • Maintains a client portfolio for the bank
  • Expand existing client relationships which generate incremental revenue for the bank while developing new client relationships which generate acceptable returns for the bank
  • Work with the Management and Underwriters to analyze the credit strengths and weaknesses of prospective borrowers and make loan decision recommendations, make recommendations on loan pricing which are competitive with the marketplace and achieve an acceptable return for the bank, and structure loans (term, covenants, collateral, guarantees, etc.) which appropriately protects the bank
  • Work with Management to recognize client needs and matching the bank's capabilities to meet these needs
  • Maintain a thorough knowledge of bank's lending policies and regulatory requirements
  • Provide mentoring and training to other bank associates
  • Maintain proper house-holding of relationships
  • Continually upload financial information and client detail into central repository throughout the underwriting process.
  • Gather financials for new and renewal opportunities with clients.
  • Prepare Opportunity Memos (with Management) as needed for new and renewal requests to initiate underwriting process.
  • Work directly with the underwriter to ensure accurate reflection of financials and to ensure accurate preparation of Loss Given Default, Probability of default and Risk Adjusted Return on Capital models at time of new/renew requests.
  • Coordinate deal team meetings between Relationship Manager, Market President, Senior Credit Officer, and Underwriter
  • CRM and Under Writer work together to appropriately ensure accuracy of underwriting package
  • Finalize term sheets to meet client and bank needs
  • Engage underwriting to update results of term sheet accordingly and as needed to be reviewed by deal team
  • Builds and maintains a portfolio mix of targeted high value and high potential clients.
  • Acts as a financial advisor by educating the customer about financial strategies ( Financial planning, investments, insurance, credit, market trends) based on customer profile and financial plan, and matching customer needs with appropriate products and services. Monitors customer information/products, financial plan and market trends to identify new customer needs and opportunities to deliver further customer value.
  • Work with Manager to coordinate credit decision with Market President, Senior Credit Officer, Executive Credit Officer, Chief Credit Officer and Chief Operations Officer. Create/Prepare Commitment Letter with Management supervision
  • Finalize any required conditions precedent as needed to ensure Loan Closing has all items needed
  • Responsible for reviewing closing documents, communicating with clients and identifying portfolio weaknesses and trends and alerting management (Group Manager, Market President, Senior Credit Officer) to deteriorating portfolio conditions
  • Ensures client adherence to covenants with review of calculations, key provisions, and recommendations according to policy
  • Performs all other duties as assigned

    • Qualifications Include

  • Bachelor (-year college) degree
  • years of experience or an equivalent combination of education and experience
  • Experience with Microsoft Outlook, Word, and Excel

    • About Us First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $ billion in assets as of December , , we serve clients through a team of approximately ~, associates and ~ banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in states across the southern First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top Most Reputable Bank.

    Benefit Highlights

    • Medical with wellness incentives, dental, and vision

    • HSA with company match

    • Maternity and parental leave

    • Tuition reimbursement

    • Mentor program

    • (k) with % match

    •

  • WesBanco Bank Inc.

    Business Banking Relationship Manager

    1 week ago

    WesBanco Bank Inc. Chattanooga, United States

    Job Title - Department · Business Banking Relationship Manager · Location · This position is hybrid. The employee is split between remote and office work on a formalized schedule. Consideration for location will be the Chattanooga LPO office. · Market · Chattanooga · Work Ho ...

  • WesBanco

    Business Banking Relationship Manager

    1 week ago

    WesBanco Chattanooga, United States

    Drives employee engagement by enabling a positive work environment that inspires, motivates, challenges, supports and provides ongoing recognition for exceptional performance. Establishes and maintains each market's business relationships with assign Relationship Manager, Busines ...

  • WesBanco

    Business Banking Relationship Manager

    1 week ago

    WesBanco Chattanooga, United States

    Location · This position is hybrid. The employee is split between remote and office work on a formalized schedule. Consideration for location will be the Chattanooga LPO office. · Requirements · Bachelor's degree preferred or a minimum of four years of sales experience or equi ...

  • First Horizon National Corporation

    Senior Business Banking Relationship Manager

    2 weeks ago

    First Horizon National Corporation Chattanooga, United States

    Location: On site, Chattanooga, TN Summary The Business Banking Relationship Manager, Sr is a high-level banker role responsible for developing, managing, and expanding business relationships for a portfolio of small to midsized businesses. Provides Relationship Manager, Business ...

  • First Horizon National Corporation

    Commercial Relationship Manager

    3 weeks ago

    First Horizon National Corporation Chattanooga, United States

    Location: On site, Chattanooga, TN Summary Develops new customer prospects and business with commercial clients, with the potential to manage a portfolio of commercial clients. Makes and services a wide variety of business and individual loans to bui Relationship Manager, Relatio ...

  • SilverLinx

    Junior System Architect

    3 weeks ago

    SilverLinx Ridgeside, United States

    Position Description: · At Ridgeside, we believe in turning 1 into more – that's how our company story begins. And it's far from over: · As an owner-managed company, we have continuously grown over the past decades and are now one of the largest independent IT and business servic ...

  • Charger Logistics Inc.

    Carrier Sales Representative

    3 weeks ago

    Charger Logistics Inc. Chattanooga, United States Permanent

    As a world class asset-based carrier, Charger Logistics specializes in delivering assets, on time and on budget. With the diverse fleet of equipment, we can handle a range of freight, including dedicated loads, specialized hauls, temperature-controlled goods and HAZMAT cargo. · L ...

  • Transport Enterprise Leasing

    VP, Owner Operator Leasing

    2 weeks ago

    Transport Enterprise Leasing Chattanooga, TN, United States

    Vice President, Owner Operator Leasing Company Overview: · Join the dynamic team at Transport Enterprise Leasing, LLC (TEL), a thriving company with two decades of success. Our headquarters are nestled in the scenic Lookout Valley area of Chattanooga, TN, and we also operate an ...

  • Southern Champion Tray

    Import Logistics Specialist

    6 days ago

    Southern Champion Tray Chattanooga, United States

    All jobs at Southern Champion Tray (SCT) require Team members to act in accordance with the shared Core Values and Operating principles of the company as they perform specific job functions. These include: · Trustworthy – We strive for our actions to match our words in all our r ...

  • HCLTech

    Server IT Support at Chattanooga TN--Onsite

    6 days ago

    HCLTech Chattanooga, United States

    Required:: · MS Server 2008/2012/2016/2019 · Microsoft Technologies (Active Directory, print services, clustering, DFS) Databases (MSSQL, Oracle, MySQL, DB2) Backup/Restore applications (Avamar, Tivoli) Network Services (DHCP, DNS) L2/L3 Switches Middleware (Apache Webserver, IIS ...

  • FORVIA

    Plant HR Generalist

    1 week ago

    FORVIA Chattanooga, United States

    Job Title: Plant HR Generalist (Recruiting Focus) · Job Summary: · We are seeking a highly skilled and motivated HR Generalist with a strong focus on recruiting to join our team at a manufacturing facility in Chattanooga. The HR Generalist will play a vital role in talent acquis ...

  • LEO Events, LLC

    Talent & People Manager

    3 weeks ago

    LEO Events, LLC Chattanooga, United States

    :Job title: Talent & People Manager · Department: Human Resources & Administration · Location: Chattanooga, TN · Reports to: Senior Director, Human Resources & Administration · Supervises: None · FLSA Status: Full time, Exempt · Company Summary: · LEO Events is an award-winning, ...

  • Charger Logistics Inc.

    Logistics Account Executive

    3 weeks ago

    Charger Logistics Inc. Chattanooga, United States Permanent

    Charger logistics Inc. is a world- class asset-based carrier with locations across North America. With over 20 years of experience providing the best logistics solutions, Charger logistics has transformed into a world-class transport provider and continue to grow. · Charger logis ...

  • Firecrown

    Digital Campaign Manager

    6 days ago

    Firecrown Chattanooga, United States

    Firecrown is a dynamic and rapidly growing company that specializes in acquiring and managing the world's leading aviation, marine, locomotive and transportation industry lifestyle publications. It operates print and internet publications, e-commerce sites, marketplaces, develops ...

  • Turner Homes

    Builder

    6 days ago

    Turner Homes Chattanooga, United States

    BUILDER · Turner Homes, LLC is looking for a Residential Home Builder in the Chattanooga, Tennessee area. The primary responsibility is to manage multiple Build Teams and residential construction sites. · MAJOR JOB DUTIES AND RESPONSIBILITIES · • Manage all Build Teams and sites ...

  • Conservation Legacy

    Recruitment Coordinator

    3 weeks ago

    Conservation Legacy Chattanooga, United States Full time/Regular

    Summary · : The Southeast Conservation Corps (SECC) Recruitment Coordinator will be responsible for identifying, building, and maintaining relationships with recruitment sources; recruiting, interviewing, and selecting all SECC participants; managing selection and all on-boarding ...

  • Reliance Partners

    Sales Representative

    4 days ago

    Reliance Partners Chattanooga, United States

    Company Description · Reliance Partners is a rapidly growing commercial insurance agency with a focus on the transportation and logistics industry. Ranked within the Top 100 largest insurance agencies in the US, Reliance Partners has received numerous accolades, including being f ...

  • Gateway Staffing & Consulting

    Technical Account Manager

    1 week ago

    Gateway Staffing & Consulting Chattanooga, United States

    Position Overview · This is a pivotal role that blends technical aptitude with business acumen to drive our offerings to new heights. This cross-functional position is responsible for managing customer expectations, delivering clear communication, and creating positive outcomes. ...

  • Environmental Solutions Group

    Credit Manager, Chattanooga

    1 week ago

    Environmental Solutions Group Chattanooga, United States

    POSITION SUMMARY: · The Credit Manager will be responsible for all aspects of the credit process and will help to maintain and improve cash flow and working capital. This position will be responsible for all credit risk management including reviewing, establishing, and enforcing ...

  • UnitedHealth Group

    Network Development Manager

    1 week ago

    UnitedHealth Group Chattanooga, United States Full time

    For those who want to invent the future of health care, here's your opportunity. We're going beyond basic care to health programs integrated across the entire continuum of care. Join us to startCaring. Connecting. Growing together. · The health care system needs to evolve even fu ...