- Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
- Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility.
- Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
- Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.
- Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers.
- May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone.
- Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith.
- Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements.
- Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance.
- Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
- Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach.
-
Mortgage Originator
Found in: Lensa US 4 C2 - 1 day ago
M&T Bank Bridgeport, United States**Overview:** · Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requ ...
-
Mortgage Origination Recruiter
Found in: Lensa US 4 C2 - 5 days ago
UNMB Home Loans Inc Levittown, United StatesSUMMARY: · Join our team at a leading Long Island-based mortgage bank as an in-house recruiter We're looking for a seasoned professional with a wealth of experience in the mortgage industry to spearhead the recruitment of loan originators and Retail/P&L branch teams. · In this ...
-
Mortgage Origination Recruiter
Found in: Lensa US 4 C2 - 6 days ago
UNMB Home Loans Inc. Levittown, United StatesSUMMARY: · Join our team at a leading Long Island-based mortgage bank as an in-house recruiter We're looking for a seasoned professional with a wealth of experience in the mortgage industry to spearhead the recruitment of loan originators and Retail/P&L branch teams. · In this ...
-
Mortgage Origination Recruiter
Found in: ZipRecruiter Test10S US C2 - 2 days ago
UNMB Home Loans Inc Levittown, United StatesJob Description · Job DescriptionSUMMARY: · Join our team at a leading Long Island-based mortgage bank as an in-house recruiter We're looking for a seasoned professional with a wealth of experience in the mortgage industry to spearhead the recruitment of loan originators and Ret ...
-
Mortgage Loan Originator
Found in: ZipRecruiter Test10S US C2 - 2 days ago
R & J Capital Kew Gardens, United StatesJob Description · Job DescriptionSalary: 85,000-850,000 · R&J Capital Group, LLC is a Premier Mortgage Brokerage licensed in NY, NJ, CT, PA, CA, FL, MD, NC, IN, TX and CO. We take great pride in our reputation and delivering world-class service. With hundreds of 5 STAR online Goo ...
-
Mortgage Loan Originator in the NY or NJ and surrounding area
Found in: ZipRecruiter Test10S US C2 - 2 days ago
UNMB Home Loans Inc Levittown, United StatesJob Description · Job DescriptionSUMMARY: The originator assists the borrower in determining the proper loan program, completing the loan application and gathering the necessary paperwork to begin the loan process. The mortgage loan originator communicates with title officer, esc ...
-
Community Lending Mortgage Banker
Found in: Lensa US 4 C2 - 2 days ago
City National Bank Melville, United StatesOverview: · COMMUNITY LENDING MORTGAGE BANKER WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales acti ...
-
Community Lending Mortgage Banker
Found in: Lensa US 4 C2 - 1 hour ago
City National Bank Melville, United States**COMMUNITY LENDING MORTGAGE BANKER** · **WHAT IS THE OPPORTUNITY?** · This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activ ...
-
Retail Loan Officer
Found in: Lensa US 4 C2 - 4 days ago
InterContinental Capital Group Inc Melville, United States>> Retail Loan Officer Retail Loan Officer Summary Title:Retail Loan OfficerID:1480 - NYLocation:Melville, NYDepartment:Sales Description **About Intercontinental Capital Group:** · Intercontinental Capital Group (ICG) is a rapidly-growing Mortgage Banker currently licensed in 4 ...
-
Junior Mortgage Banker
Found in: Lensa US 4 C2 - 4 days ago
The Federal Savings Bank Melville, United StatesThe Federal Savings Bank, a veteran-owned, federally chartered private bank, is expanding our sales team in · Melville, NY We are hiring a · Junior Mortgage Banker · to join our thriving team under the mentorship of a high-producing Senior Vice President. · Mortgage industry ...
-
Mortgage Loan Officer
Found in: Lensa US 4 C2 - 4 days ago
Citizens Melville, United StatesAt Citizens, tailored advice, personalized experiences, and innovative ideas, products, and solutions, are central to helping clients navigate changing circumstances. In this role, you'll deepen relationships with your clients by collaborating with peers across banking, lending a ...
-
Entry-Level Mortgage Operations Associate
Found in: ZipRecruiter Test10S US C2 - 2 days ago
Reliant Home Funding, Inc. Melville, United StatesJob Description · Job Description**Job Title: Entry-Level Mortgage Operations Associate** · **Company:** · Join our dynamic team at Reliant Home Funding, Inc, a leading player in the residential mortgage industry. As one of the nation's premier mortgage lenders, we are dedicated ...
-
Sales Representative
Found in: Appcast Linkedin GBL C2 - 2 days ago
Reliance First Capital, LLC Melville, United StatesWhat we have to offer: · • Average income is $85k with several of our sales people clearing $100k and top performers · clearing over $200k ($48k Starting Base + Commission Offered). · • Required licensing is company paid and you will be paid during licensing and training. · • $5 ...
-
Escrow Analyst I
Found in: Lensa US 4 C2 - 4 days ago
Servbank Melville, United StatesJob Description Job Description Description: The position is primarily responsible for the timely administration of advanced requirements related to insurance, taxes, and escrow accounts.About Servbank:Founded in 1994, Servbank is a banking institution with local roots and nation ...
-
Litigation Attorney
Found in: ZipRecruiter Test10S US C2 - 5 hours ago
McCabe, Weisberg & Conway, LLC Melville, United StatesJob Description · Job DescriptionMcCabe, Weisberg and Conway, LLC · Who We AreWomen owned law firm operating in New York, New Jersey, Pennsylvania, Delaware, Maryland, DC, Virginia, and Florida · A high volume, fast-paced, multi-office law firm representing Mortgage Lenders, Bank ...
-
Loan Servicer
Found in: Lensa US 4 C2 - 5 days ago
First National Bank LI Melville, United StatesLoan Servicer · Come join the 1N team First National Bank LI, is seeking an experienced professional to join our growing Loan Operations team working in Servicing in Melville. · Successful candidates will service Residential / Commercial Mortgages and Home Equity lines / loans ...
-
Private Client Relationship Manager II
Found in: Lensa US 4 C2 - 2 days ago
TD Bank Melville, United States**Work Location:** · Melville, New York · **Hours:** · 40 · **Pay Details:** · $119,600 - $178,880 USD · TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that ...
-
Cashiering Analyst
Found in: ZipRecruiter Test10S US C2 - 2 days ago
Servbank Melville, United StatesJob Description · Job DescriptionDescription:The Cashiering Analyst – Treasury role is responsible for various aspects relating to Cash Management in loan servicing and banking functions. This role is inclusive of mortgage, vendor, corporate payments application, payoff quote pro ...
-
Senior Mortgage Loan Officer
Found in: ZipRecruiter Test10S US C2 - 1 day ago
Keystone Consulting Group Woodbury, United StatesJob Description · Job DescriptionJob Title: Senior Mortgage Loan Officer · Location: Woodbury, NY · Industry: Mortgage Industry · Job Summary: · Keystone Consulting Group is seeking an experienced Senior Mortgage Loan Officer to join our team. In this role, you will be responsibl ...
-
Outside Mortgage Loan Officer
Found in: Lensa US 4 C2 - 4 days ago
Bethpage Bethpage, United StatesBethpage has a commitment to excellence and the highest standards of member service.Our values and beliefs are critical to the success and growth of the business and they were all created with a unique cultural foundation. · Expected salary for this position is $35,000 annually ...
Mortgage Originator - Melville, United States - M&T Bank
Description
Overview:
Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act.
Primary Responsibilities:
Scope of Responsibilities:
The incumbent always works under limited supervision, sometimes away from the office.
The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office.
Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships
Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.
Education and Experience Required:
Associates degree and 2 years sales experience,
OR in lieu of a degree,
A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.
Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.
Education and Experience Preferred:
Technical Skills
General knowledge of personal computers and software programs utilized by Residential Mortgage Department
Proven sales ability.
Strong mathematical skills.
Self-motivated, well-organized individual.
Excellent verbal and written communication skills.
Ability to interact with individuals at all income levels and peers in a professional manner.
Demonstrated ability to work independently and to follow through on details to completion.
Ability to work under critical time constraints.
#LI-111
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $ $50.35 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Melville, New York, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.
