Loan Processor - Irvine, United States - Pacific Premier Bank

Pacific Premier Bank
Pacific Premier Bank
Verified Company
Irvine, United States

1 month ago

Mark Lane

Posted by:

Mark Lane

beBee recruiter
Description

The Loan Processor - Consumer is responsible and accountable for providing high quality service to our external and internal customers by following procedures and regulatory guidelines, giving special attention to communication, compliance, loan quality and timing.


RESPONSIBILITIES

  • Manage a highvolume loan pipeline.
  • Prepare "Needs List" upon review of the loan terms and relevant information received.
  • Create a positive customer experience by effectively communicating needs list, timelines and funding requirements.
  • Gather the necessary paperwork and documentation required to make a complete loan file.
  • Review all loan documentation to ensure completion and, accuracy, and verify compliance with company policies and procedures.
  • Adhere to all regulatory requirements.
  • Request and/or run reports from third party agencies and conduct thorough review of all information to identify potential risks (i.e. credit, OFAC, Westlaw, UCC search, Flood Determination Certificate, Tax Verification).
  • Escalate issues which may impact loan funding or perfected collateral position.
  • Effectively communicate with external and internal customers relative to loan process to meet deadlines.
  • Maintain and update banks internal loan processing system which includes data fields, transactional documentation and notes.
  • Submit complete loan files for underwriting.
  • Upon receipt of loan approval, request loan documents, review loan documents for accuracy and coordinate signing.
  • Prepare loan file for closing and coordinate with all necessary parties involved for funding.
  • Provide closed loan file to be imaged and index to the banks electronic file system.
  • Create ticklers for Post-Closing items, follow for receipt (i.e. final title policy(ies) and recorded documents).
  • Review final title policy(ies).
  • Ensure ongoing Bank compliance with Equal Credit Opportunity Act by monitoring for timely credit decisions and preparing all Consumer Adverse Action Notices (ECOA/Reg. B).
  • Other duties as assigned.

QUALIFICATIONS

  • Minimum 13 years of experience in loan processing or related work experience required.

#LI-Onsite
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities


The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.

However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information.

41 CFR c)
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