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    Commercial Lending Assistant - Jacksonville, United States - Valley Bank

    Default job background
    Banking / Loans
    Description

    Job Overview:

    The Lending Assistant will assist with loan documentation, processing, closing and monitoring while providing quality service and diplomacy to customer relationships.

    Responsibilities include, but are not limited to:

    • Assist Lenders in procuring documentation and information essential to loan application processing and ongoing portfolio management.
    • Review approval for accuracy, and coordinate revisions, as necessary.
    • Assist lenders with providing superior customer service to existing customers by resolving issues and providing accurate and timely information.
    • Engage Attorney or Doc Prep to prepare documents for closing.
    • Collect due diligence needed to close loans in accordance with approval.
    • Act as liaison with attorneys and lenders and coordinate closing dates.
    • Obtain all necessary Insurances and ensure sufficient coverage requirements are met prior to closing.
    • Responsible for upholding and enforcing all stated Bank policies.
    • Process loan payments, draws on lines of credit, payoffs and credit advances.
    • Monitor pipeline reports to ensure timely closings.
    • Carefully review loan documents for closing to ensure accuracy, close loans when necessary.
    • Review Title Commitment and Final Title Policy for accuracy.
    • Clear any documentation exceptions.
    • Communicate with Lenders any issues that arise prior to closing.
    • Order items necessary to complete the file.
    • Prepare Commitment Letters when required.
    • Disburse loan proceeds at closing.
    • Prepare booking packages post-closing.
    • Implement new procedures in accordance with policy changes.

    Required Skills:

    • Excellent Interpersonal skills as well as verbal and written communication skills.
    • Confident in ability to enforce policies, procedures and processes when/if challenged.
    • Strong PC skills using Microsoft office applications as well as Bank's core system and nCino software.
    • Highly proficient in all areas of customer service, organizational skills, data input, time management and handling multiple tasks simultaneously within a high volume, strict deadline work environment.

    Required Experience:

    • High School Diploma or GED and a minimum of up to 3 years Lending Assistant or Loan Processor experience.
    • Knowledge of Commercial Real Estate and C&I loan documentation preferred.


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