VP - Senior Credit Analyst - Input Finance - Cedar Falls, United States - Rabobank

Description

Job Title
VP - Senior Credit Analyst - Input Finance

Job Description

Rabobank is a great company to work for. The comradery, the work life balance and the meaningful effort to streamline access for the financing to ag producers, all contribute to a work culture that is second to none.

Our Shared Future:

"The best part about my job is the opportunity to constantly learn and grow both personally and professionally with an amazing and supportive team." - Portfolio Analyst

You and Your Job

As a Senior Credit Analyst, you will be successful in this role if you are able to analyze complex financial statements and supporting information with ability to solve practical problems related to the agricultural industry and are a dedicated team player.

Responsible for the management, delivery, and implementation of projects and initiatives in partnership with Portfolio Manager, and Underwriting Manager

Conduct analysis and complete preparation of large, complex credit applications for Input Finance Grower and Sponsor customers

-Interact with the General Manager, Portfolio Manager, and Credit Department to support ag client relationship/portfolio analysis, prepare ag industry research, operational/financial modelling analysis and ongoing maintenance of existing and new client relationships including the preparation of annual client reviews/renewals

Job Responsibilities

• Perform analysis of financial statements for new and existing borrowers.
• Prepare credit applications and memorandums to the Credit Department for review.
• Assist in managing the client for each process segment from application through approval and achieve the established service level agreement timelines.
• Conduct loan monitoring activities, preparing annual reviews, sponsor reviews and other tasks associated.
• Primary liaison with Credit Department, Credit Committee and others to support client approval and servicing processes.

Your Promise to Us:

To be considered for the Senior Credit Analyst - Input Finance role, you must have:

• BS Degree + in ag-related study, Business Administration, Finance or Marketing
• 5-7 years agricultural lending and/or banking relationship management experience
• Commercial or consumer ag loan processing and documentation, and/or legal experience helpful
• Computer proficiency with MS Word, Outlook and Excel required. Other IS skills and report writing a plus
• Must possess good human relations and communication skills and ability to exercise good judgment. Able to work well under time constraints
• Have knowledge of diversified production agriculture and livestock enterprises. Experienced in financial analysis and have an understanding of complex loan structures.
• While performing the duties of this job, the employee is regularly required to sit and talk or hear. The employee frequently is required to stand; walk; use hands to finger, handle, or feel objects, tools, or controls; and reach with hands and arms. The employee is occasionally required to stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds.
• Specific vision abilities required by this job include close vision, distance vision, and color vision. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• Ability to travel regionally, up to 15%

Our Commitment to you - cultivating your way beyond pay:

Rabobank embraces diversity and welcomes employees and applicants of all backgrounds. Our goal is to always create an environment that is inclusive, drawing upon the strengths of the diversity of our workforce to exceed the expectation so four clients and customers.

We view your well-being as much more than a paycheck. We continually evaluate and evolve our benefit offerings to be comprehensive, competitive and to give you the options and the flexibility you need. We focus our employee benefits on three main components:

• Physical Well-Being includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.
• Financial Well-Being provides for your Retirement + Savings + Security. We love seeing your retirement plan balance grow just as much as you do That's why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.
• Emotional Well-Being ensures your Work + Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year). In addition, Growing a Better World Together requires wanting the best for our employees and their families and our communities. To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs. (All paid time off is subject to company accrual and carryover policies.)

Our Organization:

As a financial services provider for leading U.S. farmers and ranchers, Rabo AgriFinance adds value through industry expertise, client-focused solutions, and long-term business relationships. Rabo AgriFinance offers a comprehensive portfolio of services to prepare producers to take advantage of market opportunities and mitigate risk. Our suite of services includes loans, lines of credit, insurance, input financing, equipment leasing and risk management products. Rabo AgriFinance is a subsidiary of Rabobank, one of the world's largest and most secure banks, and the premier lender in the food and global agriculture industry. See,

Salary Expectations:

Target Hiring Range: $70, $100,000.00

This position is subject to the terms of [RAF/Rabobank/RDS]'s compensation plans and policies. It is anticipated that the position will pay within the target hiring range. The range is reflective of the desired primary physical work location and may be adjusted outside of the projected range based on geographical differentiation if the actual work location of the hired candidate differs from the desired primary location, or for other lawful reasons. Further, all full-time regular positions include all other benefits provided to [RAF/Rabobank/RDS] employees, including healthcare benefits, 401k matching, vacation, sick leave, parental leave, possible discretionary bonuses and all other benefits that are all governed by and subject to ERISA plan documents and eligibility.

Rabo provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other basis protected by applicable law. Rabo also prohibits harassment of any individuals on any of the bases listed above.

At Rabobank, we strive to grow a better world together. In order to achieve that, we have to have the right people in the right jobs. Are you ready to join our team?

This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified.

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