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Oklahoma City

    Mortgage Loan Officer - Warr Acres, United States - ALLEGIANCE CREDIT UNION

    Default job background
    Accounting / Finance
    Description
    ***A completed application is required for consideration of employment.***
    Full-Time Mortgage Loan Officer
    Monday - Friday: 8:00 a.m. - 5:00 p.m.
    Location: Onsite

    $31.25 per hour


    Role:

    The
    Mortgage Loan Officer is responsible for loan production, gathering the
    required information to accurately complete mortgage loan applications and
    adhere to the credit union lending policies and regulations. This position will
    provide exceptional member service and always project a positive friendly image
    for the credit union through interactions with members and co-workers.
    Attendance is an essential function to performing the duties of this job.

    Essential
    Functions & Responsibilities:

    25% - Responsible for mortgage loan business development and
    relationship management with potential members, as well as, real estate
    brokers, builders, associated trade organizations and community groups.
    Represents the Credit Union in industry and professional associations,
    community organizations, local business groups, etc., and promotes the Credit
    Union's products.

    25% - Conducts loan interviews to formalize specific loan requests.
    Ensures that complete, accurate information and documentation are received from
    and provided to applicants prior to forwarding the application to the
    underwriter. Explains loan options, rates, terms, and collateral requirements.
    Communicate loan decisions and conditions to the member. Provides financial
    counseling so that a "no" is presented as "not yet".

    15% - Staff community events within the Community, including
    occasional nights and weekends. This would include but not be limited to events
    by non-profit organizations, schools, foreign consulates, and chamber
    organizations.

    15% - Assists members and potential members with their telephone,
    text, video, and online requests; answers questions about lending products and
    services and resolve problems that are within their authority to resolve; refer
    problems beyond authority, along with recommendations, to supervisor.

    15% - Prepares required disclosures within 3 days of application.
    Remains in communication with all borrowers, realtors, and any other associated
    party, and works closely with other team members from origination through
    closing of each loan. Ensures loan is documented compliant with TRID, ATR/QM
    and all other Dodd-Frank regulations.

    5% - Performs other duties as assigned by supervisor.



    Compensation details: Hourly Wage



    PI4f15241d


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