Mortgage Loan Officer - Oklahoma City, United States - Allegiance Credit Union

Description

A completed application is required for consideration of employment.
Full-Time Mortgage Loan OfficerMonday - Friday: 8:00 a.m. - 5:00 p.m.$31.25 per hour

Role:

TheMortgage Loan Officer is responsible for loan production, gathering therequired information to accurately complete mortgage loan applications andadhere to the credit union lending policies and regulations.

This position willprovide exceptional member service and always project a positive friendly imagefor the credit union through interactions with members and co-workers.

Attendance is an essential function to performing the duties of this job.

EssentialFunctions & Responsibilities:

25% - Responsible for mortgage loan business development andrelationship management with potential members, as well as, real estatebrokers, builders, associated trade organizations and community groups.
Represents the Credit Union in industry and professional associations,community organizations, local business groups, etc., and promotes the CreditUnion's products.

25% - Conducts loan interviews to formalize specific loan requests.

Ensures that complete, accurate information and documentation are received fromand provided to applicants prior to forwarding the application to theunderwriter.

Explains loan options, rates, terms, and collateral requirements.
Communicate loan decisions and conditions to the member. Provides financialcounseling so that a "no" is presented as "not yet".

15% - Staff community events within the Community, includingoccasional nights and weekends. This would include but not be limited to eventsby non-profit organizations, schools, foreign consulates, and chamberorganizations.

15% - Assists members and potential members with their telephone,text, video, and online requests; answers questions about lending products andservices and resolve problems that are within their authority to resolve; referproblems beyond authority, along with recommendations, to supervisor.

15% - Prepares required disclosures within 3 days of application.

Remains in communication with all borrowers, realtors, and any other associatedparty, and works closely with other team members from origination throughclosing of each loan.

Ensures loan is documented compliant with TRID, ATR/QMand all other Dodd-Frank regulations.

5% - Performs other duties as assigned by supervisor.

ALLEGIANCE CREDIT UNION is an EEO employer - M/F/Vets/Disabled