Kyle Kramer

I am always seeking ways to apply my analytical and mathematical skills to real world problems. I'm passionate about risk, modeling, Excel, helping others, cooking, and music.

Milliman – Actuarial Analyst                                                           Bloomington, MN, June 2023-January 2024

• Developed and presented data summaries using Excel and SAS to senior leaders, enabling analysis of client healthcare data for pricing and ratemaking purposes.
• Converted analysis workbooks and exhibits into client-facing deliverables, ensuring client understanding and satisfaction.
• Programmed efficient VBA macros that consolidated dozens of output summary exhibits, reducing annual review timelines by 30%.
• Conducted thorough research on potential clients, analyzing their size, contacts, and recent news to inform consultants’ engagement strategy and identify new target clients.

Milliman – Actuarial Intern                                                                Bloomington, MN, May 2022-August 2022

• Reviewed analysis workbooks from Health, Life, and LTC disciplines for correctness and communicated necessary changes to the workbook’s creator.
• Investigated client’s new payment structure by comparing client data to Milliman’s data and analysis, concluding that they were collecting half as much as expected.
• Researched Department of Insurance regulations to anticipate statewide legislative changes. 

University of Minnesota – Dental IT Support                                    Minneapolis, MN, June 2021-May 2023

• Recorded patient referrals and files by uploading paper copies onto the department database.
• Processed IT requests by setting up new computer hardware for dental staff.
• Led onboarding and training of 4 student employees to equip them with necessary IT skills.

Headway Emotional Health – Payroll Accountant                        Richfield, MN, May 2021-August 2021 

• Calculated payroll and updated employee statuses with ADP and Excel.
• Answered employees’ payroll related questions through the company’s payroll inbox.
• Updated routine operations to distribute compensation accurately and efficiently.

University of Minnesota – Twin Cities                                                                                                     Minneapolis, MN

Major: B.S. in Mathematics, May 2023, GPA: 3.53/4.00; Minors: Computer Science, Management                              

Actuarial Exams and VEE Requirements:

• Passed Exams FM, P
• Fulfilled VEE Requirements in Economics, Accounting, & Statistics